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b4-it Services

Active
Private limited companyfounded 20232 yrs activeKoning Boudewijnlaan 20/A, 3500 Hasselt, BelgiumKBO/BCE: BE 1003.084.918
Summary

b4-it Services has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28,131 and a net result of €111,731. Its solvency ranks better than 12% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.09; short-term debt: 91% and cash: 37.9% of total assets), and 91% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
9%
Return on assets
35.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 20782 sector peers (2024).
NBB · sector comparison
Position among 20782 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 December 2023, b4-it Services was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€28,131
Total assets
€312,080
Net result
€111,731
Working capital
€26,594

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €312,080
Fixed assets €1,537
Current assets €310,543
Equity and liabilities €312,080
Equity €28,131
Debt €283,949
Debt finances 91.0% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
1.09
Debt to equity
10.09
ROE
397.2%
ROA
35.8%
Debt ≤ 1 year
€283,949
Income taxes
€5,348
Staff costs
€139,214

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet Code2024
Assets
Total assets20/58€312,080
Fixed assets21/28€1,537
Financial fixed assets28€1,537
Current assets29/58€310,543
Amounts receivable within one year40/41€191,855
Trade receivables40€191,855
Cash at bank and in hand54/58€118,229
Deferred charges and accrued income490/1€459
Equity and liabilities
Total equity and liabilities10/49€312,080
Equity10/15€28,131
Contributions10/11€10,000
Reserves13€18,131
Distributable reserves133€18,131
Profit (loss) carried forward14€0
Amounts payable17/49€283,949
Amounts payable within one year42/48€283,949
Trade debts44€139,481
Suppliers440/4€139,481
Taxes, remuneration and social security45€50,868
Taxes450/3€24,226
Remuneration and social security454/9€26,642
Other amounts payable47/48€93,600
Income statement Code2024
Remuneration, social security and pensions62€139,214
Other operating charges640/8€851
Gross operating margin9900€258,090
Operating profit (loss)9901€118,024
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€971
Recurring financial charges65€971
Profit (loss) for the period before taxes9903€117,078
Income taxes67/77€5,348
Profit (loss) for the period9904€111,731
Profit (loss) for the period to be appropriated9905€111,731
Appropriation of the result
Profit (loss) to be appropriated9906€111,731
Transfer to equity691/2€18,131
To other reserves6921€18,131
Profit to be distributed694/7€93,600
Directors or managers695€93,600

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€139,214
Other operating charges640/8€851
Gross operating margin9900€258,090
Operating profit (loss)9901€118,024
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€971
Recurring financial charges65€971
Profit (loss) for the period before taxes9903€117,078
Income taxes67/77€5,348
Profit (loss) for the period9904€111,731
Profit (loss) for the period to be appropriated9905€111,731
Line2024
Assets
Total assets20/58€312,080
Fixed assets21/28€1,537
Financial fixed assets28€1,537
Current assets29/58€310,543
Amounts receivable within one year40/41€191,855
Trade receivables40€191,855
Cash at bank and in hand54/58€118,229
Deferred charges and accrued income490/1€459
Equity and liabilities
Total equity and liabilities10/49€312,080
Equity10/15€28,131
Contributions10/11€10,000
Reserves13€18,131
Distributable reserves133€18,131
Profit (loss) carried forward14€0
Amounts payable17/49€283,949
Amounts payable within one year42/48€283,949
Trade debts44€139,481
Suppliers440/4€139,481
Taxes, remuneration and social security45€50,868
Taxes450/3€24,226
Remuneration and social security454/9€26,642
Other amounts payable47/48€93,600
Line2024
Profit (loss) for the period9904€111,731
Operating cash flow (approximation)€111,731

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
6,122 m²
Parcel 71323C0155/00H002, Flanders. Linked by address, not a title deed.
110 companies at this address See who is registered here
1 establishment unit
b4-it Services
Koning Boudewijnlaan 20/A, 3500 HasseltIT consultancy
since 20232.352.971.164
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71323C0155/00H002 Flanders 6,122 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 14,130 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003084918
Also 9925:BE1003084918

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.