Equity
€53,025 ▼ 66.4%
B2WL paid out €110,549 in dividends. That is 1,898% of the 2025 profit.
B2WL
Lifetime
9 annual accounts with figures on one time axispeak €94,213 (2024)
€92,836▼ 1.5%
lowest -€1,163 (2022)
€5,823▼ 77.5%
peak €157,751 (2024)
€53,025▼ 66.4%
€45,378▲ 117%
Board1 name since 2016
1 directorLAMBREY Bastiaan
Documentsfilings and deeds
18-03-202643 days before the deadline
2025micro format
Result from €25,831 to €5,823Dividend €110,549Equity from €157,751 to €53,025Debts from €20,884 to €45,378Cash from €120,902 to €64,677
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%● unchanged vs 04-2026highest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Liquidity: current ratio 2.06, cash €64,677
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €98,403
Equity €53,025 (53.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 46% of them on solvency, 61% on liquidity, 17% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as B2WL has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of B2WL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for B2WL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.06 (10.13 in 2024), above the usual 1.5. Short-term debt is 46.1% and cash 65.7% of total assets. 46.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
43 days early
2024
42 days early
2023
48 days early
2022
44 days early
2021
36 days early
2020
42 days early
2019
43 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 43 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 18 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0652882848
New establishment in Leuven
Oud-Heverleestraat 30
Resignation: LAMBREY Bastiaan (manager)
Reappointment: LAMBREY Bastiaan (director) · “Houtindustrie en vervaardiging van artikelen van hout en van kurk,exclusief meubelen,vervaardiging van…” (deed in Dutch) · Director discharge: LAMBREY Bastiaan · General meeting of 11-01-2021 · Gazette deed
First establishment
Naamsesteenweg 577B, Leuven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B2WL Leuven | €98,403 | €92,836 | 53.9% | - |
| Switch Consult Zemst | €107,847 | €103,109 | 17.2% | - |
| RUNNING PANDA Kraainem | €111,116 | €97,203 | 16.7% | - |
| Evelien Caimo Consulting Grimbergen | €110,278 | €103,703 | 18.5% | - |
| OBRIT CONSULTING Waremme | €97,114 | €86,736 | 21.1% | - |
| Giovia Malle | €100,844 | €100,058 | 18.4% | - |
| PARADIGM SOLUTIONS Ghent | €105,151 | €89,345 | 84.2% | - |
These companies have the same main activity as B2WL: computer programming (NACE 62100). They are comparable in size and age: total assets between €97,100 and €111,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 27-04-2016Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment units
- 2.252.724.1393001 Leuven, since 01-05-2016
- 2.313.185.1303001 Leuven, since 15-02-2021
- Financial year end
- 30 September
- Peppol
- Reachable since 01-09-2025
Annual accounts to 30-09-2025
- ≈ €220,000estimated
- €98,403▼ 44.9%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 18-03-2026, 43 days before the end of the filing period
Insights on B2WL
B2WL files the micro format. That format states no turnover. The gross margin rose from €67,206 in 2017 to €92,836 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B2WL
- What is the company number of B2WL?
- The company number of B2WL is 0652.882.848. The VAT number is the same number with BE in front: BE 0652.882.848.
- Where is B2WL based?
- The registered office is at Naamsesteenweg 577B, 3001 Leuven.Company details
- What does B2WL do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of B2WL?
- B2WL is a private limited company (BV).
- When was B2WL founded?
- B2WL was founded on 27-04-2016.
- Is B2WL still active?
- Yes, B2WL is an active enterprise in the KBO register.
- What is the turnover of B2WL?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €92,836 and 41 comparable companies (NACE 62100). It probably lies between €180,000 and €280,000.Financials
- Is B2WL profitable?
- In financial year 2025, B2WL made a profit of €5,823.
- Where can I find the annual accounts of B2WL?
- B2WL filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B2WL due?
- B2WL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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