B2WIN
ActiveThe computed 12-month bankruptcy probability of B2WIN is 5.1% (elevated). The 2025 annual accounts show equity of €40k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 46% of 11297 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-8
Solvency63▼-10
Growth52=
Track record86
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.52 against 2.78 in 2024; short-term debt: 62.4% and cash: 10.3% of total assets), but 62.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.6%
Return on assets
-9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
45 d late
2024
14 d early
2023
60 d late
2022
22 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 19.4%
2024 · €49k
2022: €22k
2023: €55k
2024: €49k
2022 → 2025
Total assets
€106k▲ 3.2%
2024 · €103k
2022: €71k
2023: €85k
2024: €103k
2022 → 2025
Net result
€-10k▼ 61.3%
2024 · €-6k
2022: €19k
2023: €34k
2024: €-6k
2022 → 2025
Working capital
€35k▼ 43.5%
2024 · €61k
2022: €21k
2023: €49k
2024: €61k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€55k▲ 157%€49k▼ 10.7%€40k▼ 19.4%
Operating result€25k-€44k▲ 74.1%€2k▼ 94.9%€-7k
Net result€19k-€34k▲ 82.3%€-6k€-10k▼ 61.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€5k▼ 22.7%
Current assets
€101k▲ 5.0%
Equity and liabilities €106k
Equity
€40k▼ 19.4%
Debt
€66k▲ 24.2%
The debt ratio rises from 51.9% to 62.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2024 · €3k
Cash flow
€-8k▼
2024 · €-5k
Solvency
37.6%▼
2024 · 48.1%
Current ratio
1.52▼
2024 · 2.78
Quick ratio
1.52▼
2024 · 2.48
Debt / equity
1.66▲
2024 · 1.08
ROE
-24.1%▼
2024 · -12.0%
ROA
-9.0%▼
2024 · -5.8%
Interest coverage
-1.60▼
2024 · 0.45
Debt
€66k▲
2024 · €53k
Debt ≤ 1 year
€66k▲
2024 · €35k
Income taxes
€100▼
2024 · €792
Staff costs
€17k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€106k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€400€400=
Current assets29/58€96k€101k▲
Stocks and contracts in progress3€10k€500▼
Stocks30/36€10k€500▼
Amounts receivable within one year40/41€46k€89k▲
Trade receivables40€40k€89k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€38k€11k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€103k€106k▲
Equity10/15€49k€40k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€46k€37k▼
Amounts payable17/49€53k€66k▲
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€35k€66k▲
Current portion of amounts payable after more than one year42€13k-
Trade debts44€11k€63k▲
Suppliers440/4€11k€63k▲
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€42k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€46k€13k▼
Operating profit (loss)9901€2k€-7k▼
Financial income75/76B-€879
Recurring financial income75-€879
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€-5k€-9k▼
Income taxes67/77€792€100▼
Profit (loss) for the period9904€-6k€-10k▼
Profit (loss) for the period to be appropriated9905€-6k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€37k▼
Profit (loss) brought forward from the previous period14P€52k€46k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
25-07
KBO administration
Address struck
Kattemkets 8 1760 Die Sitzadresse Kattemkets 8 1760 Roosdaal
daal · event 04-07-2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Highest result since 2022net €34k ▲82.3%
Operating result €44k, net result €34k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mutsaertstraat 11800 VilvoordeGround area
81 m²
Building footprint
81 m²
Volume, LiDAR
479 m³
Parcel 23088A0099/00V002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B2WIN
since 20222.327.178.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23088A0099/00V002 | Flanders | 81 m² | 1 · 81 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,170 companies in sector 46499 we hold annual accounts for 743. 380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2022
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:adrian.quintana.lbd@gmail.com
E-mail:b2win.edip@gmail.com