Financials
- Fiscal year
- 2025
- Total assets
- €5.2m
- Profit
- €48,970
- Solvency
- 13.6%
Total assets▲ 38.2%
Net result
20212025
B2Grow
ActiveSummary
B2Grow has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €706,385 and a net result of €48,970. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 36% of 16076 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Development of non-residential building projects
NACE 68122NACE 41102
1 site
Size
€5.2mtotal assets 2025
- Equity
- €706,385
- Profit
- €48,970
Turnover not published (abridged schema)
Structure
Accounts filed 46 d late0 of 3 deeds read
Why 85- Latest accounts 46 days late; 2 of the last 3 late- Liquidity: current ratio 0.06, cash €100,152+ Size: total assets €5.2m+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
39-4
equity 13.6% of total assets
Liquidity
30-12
short-term debt 46.4% · cash 1.9%
Profitability
64-3
return on assets 0.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%▼ -0.4% vs 12-2024
02-2025: 0.2%▲ +0.8% vs 01-2025
03-2025: 0.3%▲ +21.3% vs 02-2025
04-2025: 0.3%▲ +6.2% vs 03-2025
05-2025: 0.3%▲ +12.3% vs 04-2025
06-2025: 0.5%▲ +38.0% vs 05-2025
07-2025: 0.5%▲ +3.3% vs 06-2025
08-2025: 0.8%▲ +60.8% vs 07-2025
09-2025: 0.2%▼ -79.1% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%▼ -0.6% vs 11-2025
01-2026: 0.2%▼ -3.0% vs 12-2025lowest value
02-2026: 0.2%▲ +1.3% vs 01-2026
03-2026: 0.2%▲ +24.7% vs 02-2026
04-2026: 0.2%▲ +9.9% vs 03-2026
05-2026: 0.2%▲ +11.3% vs 04-2026
06-2026: 0.3%▲ +32.0% vs 05-2026
07-2026: 0.4%▲ +10.4% vs 06-2026
08-2026: 0.6%▲ +77.5% vs 07-2026
09-2026: 0.8%▲ +27.7% vs 08-2026highest value
10-2026: 0.3%▼ -63.0% vs 09-2026
- Size: total assets €5.2m lowers the probability for this profile
- Latest accounts 46 days late; 2 of the last 3 late raises the probability
- Liquidity: current ratio 0.06, cash €100,152 raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.15 in 2024; short-term debt: 46.4% and cash: 1.9% of total assets), and 86.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 33%, liquidity 23%, profitability 61%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €706,385
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
46 d late
2024
25 d late
2023
56 d late
2022
55 d late
2021
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €59,931
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 15-09-2026Annual accounts filed
- 25-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of non-residential building projectsNACE 68122
- Founded
- 06-05-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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