Debts
Of this, €316,857 falls due within a year.
Of this, €316,857 falls due within a year.
Short-term debts rose from €154,488 to €316,857.
In July 2024, 1,514 companies had the same profile as B2Destock has now. Each dot stands for 4 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for B2Destock. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| B2Destock Charleroi | €764,233 | €92,559 | 1.5% | - |
| K-NIS Visé | €774,664 | €119,319 | 15.9% | - |
| Bottinne Clothing Oostrozebeke | €532,743 | €111,261 | 17.2% | - |
| Ivan@LO&S Antwerp | €520,286 | €123,270 | -64.4% | - |
| NICAM STORE Ath | €382,812 | €83,686 | -11.3% | 3.5 |
| 4K Erquelinnes | €558,900 | €80,904 | 29.5% | - |
| Frelly's Meerhout | €540,769 | €88,721 | 20.9% | - |
These companies have the same main activity as B2Destock: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €383,000 and €775,000, founded between 2021 and 2024.
The 2025 annual accounts show equity of €11,239 and a net result of €5,592. Its solvency ranks better than 24% of 25,237 sector peers (NACE 47, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €450,000. Estimated: probably between €240,000 and €600,000.
Higher than 24% of 25,237 companies in 2025.
Higher than 58% of 24,245 companies in 2025.
Higher than 37% of 24,434 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
764,233 | 735,702 | |
21/28 |
212,544 | 105,048 | |
22/27 |
93,794 | 105,048 | |
23 |
747 | 1,360 | |
24 |
80,462 | 89,662 | |
26 |
12,585 | 14,026 | |
28 |
118,750 | - | |
29/58 |
551,689 | 630,654 | |
29 |
79,770 | 93,100 | |
291 |
79,770 | 93,100 | |
3 |
230,000 | 302,158 | |
30/36 |
230,000 | 302,158 | |
40/41 |
196,450 | 175,764 | |
40 |
7,260 | 114,558 | |
41 |
189,190 | 61,206 | |
54/58 |
45,469 | 58,820 | |
490/1 |
- | 812 | |
| Balance sheet: equity and liabilities | |||
10/49 |
764,233 | 735,702 | |
10/15 |
11,239 | 5,647 | |
10/11 |
5,000 | 5,000 | |
14 |
6,239 | 647 | |
17/49 |
752,994 | 730,055 | |
17 |
436,137 | 575,566 | |
178/9 |
436,137 | 575,566 | |
42/48 |
316,857 | 154,488 | |
42 |
0 | 19,028 | |
44 |
255,776 | 128,886 | |
440/4 |
255,776 | 128,886 | |
45 |
24,010 | 6,574 | |
450/3 |
19,168 | 1,672 | |
454/9 |
4,842 | 4,903 | |
47/48 |
37,071 | - | |
| Income statement | |||
9900 |
92,559 | 83,118 | |
62 |
69,811 | 69,059 | |
630 |
11,254 | 3,199 | |
640/8 |
1,045 | 4,654 | |
9901 |
10,449 | 6,205 | |
65/66B |
245 | 4,333 | |
65 |
245 | 4,333 | |
9903 |
10,205 | 1,872 | |
67/77 |
4,613 | 1,225 | |
9904 |
5,592 | 647 | |
9905 |
5,592 | 647 | |
| Appropriation of the result | |||
9906 |
6,239 | 647 | |
14P |
647 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-10-2026.
2025 annual accounts filed 76 days after the deadline. Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00559037.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 21,703 | 9,405 | ||
| 16,846 | 3,846 | ||
| 118,750 | 108,247 | ||
| -13,350 | - | ||
| 234,832 | 476,165 | ||
| 1.5% | 0.8% | ||
| 1.74 | 4.08 | ||
| 1.02 | 2.13 | ||
| 67.00 | - | ||
| 49.8% | 11.5% | ||
| 0.7% | 0.1% | ||
| 88.73 | 2.17 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €108,247 |
| Financial fixed assets | €118,750 | - |
| €11,254 | €3,199 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 68% higher than in 2024.
Debt's share of the balance-sheet total falls from 99.2% to 98.5%. Equity and debt are higher.
B2Destock has no parent and no holdings in its annual accounts.
| BANK NAGELMACKERS
establishment since 16-10-2006 · founded in 1966 · group BPCE |
total assets €4.30bn (2025) 0404.140.107 |
| TK Elevator Belgium
establishment since 15-12-2011 · founded in 1992 |
281 FTE (2025) 0447.794.857 |
| HANOCQ GROUP
registered office since 12-06-2015 · founded in 2015 |
total assets €20.6m (2023) 0631.963.314 |
| TRANSELECT
establishment since 08-10-2026 · founded in 2024 |
81 FTE (2025) 1012.004.760 |
| SPARK INVEST
establishment since 25-09-2019 · founded in 2019 · group HANOCQ GROUP |
total assets €5.3m (2023) 0734.884.965 |
| Digital Interim
registered office since 13-07-2018 · founded in 2018 |
51 FTE (2024) 0699.902.312 |
| Cyclops
establishment since 15-06-2022 · founded in 2015 |
40 FTE (2025) 0634.850.548 |
| VIC MNG
registered office since 01-10-2014 · founded in 2014 |
30 FTE (2025) 0559.879.941 |
| IMMO AERO
registered office since 21-01-2009 · founded in 2009 · group HANOCQ GROUP |
total assets €1.5m (2025) 0809.257.637 |
| C.R. DEVELOPPEMENT
establishment since 04-01-2016 · founded in 1986 |
2.5 FTE (2025) 0429.911.819 |
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Petit Piersoulx 1 registered office 6041 Charleroi | ||
| Rue de Mons 163 7301 Boussu 4771101 Retail sale of women's outerwear | 12-09-2023 | 2.349.432.347 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 53041B0729/00Z003 | 4.2 ha | 1 · 1.7 ha | 10.7 m · 2 |
| 52028B0291/00G000 | 8,532 m² | 1 · 177 m² | 11.0 m · 3 |
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