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B2CK

Active Private limited companyfounded 2008active for 18 yearsPromenade des Jardins d'Eau 26, 4000 LiègeKBO/BCE: BE 0897.290.877

Lifetime

18 annual accounts with figures on one time axis
peak €109,606 (2025)
€109,606▲ 129%
lowest -€4,510 (2010)
€80,098▲ 142%
peak €205,884 (2021)
€140,873▼ 3.3%
€92,430▲ 813%
Board2 names since 2008
2 directorsCédric Krier and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €47,940 to €109,606Result from €33,075 to €80,098Registered office moved within Liège 20-11Dividend €84,918Debts from €10,124 to €92,430Cash from €104,403 to €145,528

Key points

from the 2025 annual accounts

Equity

€140,873 ▼ 3.3%
145,6942024+80,098Profit-84,918Dividend140,8732025

B2CK paid out €84,918 in dividends. That is 106% of the 2025 profit.

Debts

€92,430 ▲ 813%
Other debts
+73,843
Taxes and wages
+4,685
Suppliers
+3,779

Debts rose by €82,306 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Liquidity

2.52 was 15.31 in 2024

Short-term debts rose from €10,124 to €92,430.

Checked score

95
Excellent
Financially stronger than 59% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: 0.1%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

85-15equity 60.4% of total assets
81-19short-term debt 39.6% · cash 62.4%
100+5return on assets 34.3%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.52, cash €145,528
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: turnover €0, total assets €233,303
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 52% of them on solvency, 65% on liquidity, 82% on profitability and 36% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as B2CK has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of B2CK itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for B2CK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.52 (15.31 in 2024), above the usual 1.5. Short-term debt is 39.6% and cash 62.4% of total assets. 39.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.52, cash €145,528
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: turnover €0, total assets €233,303
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
69 days late
2023
30 days late
2022
122 days early
2021
30 days late
2020
31 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CK
Director
NÉ
Director
  • EVRARD Nicolas Eric André Robert Ghislain 10,000 sharesdeed of 07-12-2023
  • KRIER Cédric 10,000 sharesdeed of 07-12-2023
Board & ownership

Recent changes

Registered office moved within Liège New registered office: Promenade des Jardins d'Eau 26/2 4000 Liège · Previous registered office: Rue de Rotterdam 4 boîte 21 4000 Liège · General meeting of 18:30 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0897290877
Amendment of the articles · Legal-form change · Resignations & appointments Reappointments: EVRARD Nicolas Eric André Robert Ghislain (director) and KRIER Cédric (director) · EVRARD Nicolas Eric André Robert Ghislain holds 10,000 shares · KRIER Cédric holds 10,000 shares · General meeting of 04-12-2023 · Gazette deed
Incorporation published on 25-04-2008 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
B2CK Liège €233,303 €109,606 60.4% -
IXDATA SA Herstal €222,077 €120,423 -12.9% 1
Lautumar Leuven €239,044 €119,459 55.4% -
EXPERT INFORMATIQUE Brunehaut €227,939 €98,776 22.1% -
PERCEPTIVE Woluwe-Saint-Pierre €205,639 €112,919 95.2% -
LKAY IT CONSULTANCY Beveren-Kruibeke-Zwijndrecht €258,086 €110,275 85.7% -
LIMEBOOTH Lokeren €232,630 €110,729 44.0% -

These companies have the same main activity as B2CK: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €206,000 and €258,000, founded between 2005 and 2010.

Official details

Source: KBO
Status
Active since 16-04-2008Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 2 others
Establishment unit
2.170.768.2454000 Liège, since 16-04-2008
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Annual accounts 2025

€233,303▲ 49.7%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on B2CK

B2CK files the micro format. That format states no turnover. The gross margin rose from €3,198 in 2008 to €109,606 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about B2CK

What is the company number of B2CK?
The company number of B2CK is 0897.290.877. The VAT number is the same number with BE in front: BE 0897.290.877.
Where is B2CK based?
The registered office is at Promenade des Jardins d'Eau 26, 4000 Liège.Company details
What does B2CK do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of B2CK?
B2CK is a private limited company (BV).
When was B2CK founded?
B2CK was founded on 16-04-2008.
Is B2CK still active?
Yes, B2CK is an active enterprise in the KBO register.
What is the turnover of B2CK?
The turnover of B2CK was €0 in financial year 2025, according to the filed annual accounts.Financials
Is B2CK profitable?
In financial year 2025, B2CK made a profit of €80,098.
Where can I find the annual accounts of B2CK?
B2CK filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B2CK due?
B2CK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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