Age2 yrs
Real estate2 parcels · 1,506 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of B2BeTogether is 0.5% (very low). The 2025 annual accounts show equity of €10k and a net result of €651. Its solvency ranks better than 24% of 4723 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
2 signals · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4723 sector peers (2025).
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€651-90.0%
Working capital€19k+161.0%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 02-06-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.6% | 55.5% | |
| Net result | €651 | €38k | |
| Equity | €10k | €64k | |
| Gross operating margin | €45k | €61k | |
| Total assets | €61k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€30k
+218.6%
-16% vs sector
€651
-90.0%
-100% vs sector
€2k
-77.4%
-99% vs sector
€61k
+168.6%
-94% vs sector
€10k
+6.8%
-99% vs sector
€19k
+161.0%
-96% vs sector
€5k
+141.7%
-95% vs sector
€36k
+173.2%
-91% vs sector
€36k
+173.2%
-90% vs sector
1.53
-1.6%
-8% vs sector
1.53
-1.6%
-3% vs sector
16.6%
-60.2%
-72% vs sector
3.55
+155.7%
far above sector median
6.4%
-90.6%
+123% vs sector
1.1%
-96.3%
-42% vs sector
1.30
-99.5%
-88% vs sector
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €30k |
| Net profit | €651 |
| Cash flow | €2k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €61k |
| Equity | €10k |
| Debt | €36k |
| of which ≤ 1y | €36k |
| of which > 1y | - |
| Working capital | €19k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.53 |
| Quick ratio | 1.53 |
| Working capital ratio | 31.4% |
| Solvency | 16.6% |
| Debt / equity | 3.55 |
| Long-term debt ratio | - |
| Interest coverage | 1.30 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.1% |
| ROE | 6.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €61k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €55k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €48k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €61k |
| Equity | 10/15 | €10k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €7k |
| Provisions & deferred taxes | 16 | €15k |
| Amounts payable | 17/49 | €36k |
| Amounts payable within one year | 42/48 | €36k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €45k |
| Operating result | 9901 | €29k |
| Financial income | 75 | €99 |
| Financial charges | 65 | €23k |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €651 |
| Result to be appropriated | 9905 | €651 |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2025 · computed48
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationRue du Charnois 30 A, 1342 Ottignies-Louvain-la-Neuve
since 20242.356.688.046
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,506 m²
Buildings2
Building footprint219 m²
Volume (LiDAR)1,347 m³
Tallest building9.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056A0533/00K000 | Wallonia | 1,400 m² | 1 · 116 m² | 9.5 m · 3 fl. |
| 25056A0533/00H002 | Wallonia | 106 m² | 1 · 103 m² | 5.7 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.
Analysis
Snowflake analysis
financial profile on 5 axes50
/ 100
Mixed profile: strong on stability, weaker on profitability.
Health
48
Profitability
32
Solvency
38
Growth
52
Stability
82
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Credit advice
verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameFR | B2BeTogether |
Registered office
Rue du Charnois 30A
1342 Ottignies-Louvain-la-Neuve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.