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B2B Company

Active
Private limited companyfounded 20251 yr activeBrasschaatsteenweg (Ab) (Ab) 99, 2920 Kalmthout, BelgiumKBO/BCE: BE 1020.396.646

B2B Company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €27k. Its solvency ranks better than 39% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
67 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency53
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.18; short-term debt: 57.8% and cash: 17.1% of total assets), and 71.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.2%
Return on assets
25.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
22 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€30k
Total assets
€108k
Net result
€27k
Working capital
€11k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €108k
Fixed assets €35k
Current assets €73k
Equity and liabilities €108k
Equity €30k
Debt €78k
Debt finances 71.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€42k
Cash flow
€33k
Solvency
28.2%
Current ratio
1.18
Quick ratio
1.18
Debt / equity
2.55
ROE
90.1%
ROA
25.4%
Interest coverage
26.95
Debt
€78k
Debt ≤ 1 year
€62k
Debt > 1 year
€15k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€108k
Fixed assets21/28€35k
Tangible fixed assets22/27€35k
Land and buildings22€3k
Plant, machinery and equipment23€857
Furniture and vehicles24€31k
Current assets29/58€73k
Amounts receivable within one year40/41€54k
Trade receivables40€53k
Other amounts receivable41€1k
Cash at bank and in hand54/58€19k
Deferred charges and accrued income490/1€576
Equity and liabilities
Total equity and liabilities10/49€108k
Equity10/15€30k
Contributions10/11€3k
Reserves13€27k
Distributable reserves133€27k
Amounts payable17/49€78k
Amounts payable after more than one year17€15k
Financial debts170/4€15k
Amounts payable within one year42/48€62k
Current portion of amounts payable after more than one year42€6k
Trade debts44€25k
Suppliers440/4€25k
Taxes, remuneration and social security45€11k
Taxes450/3€8k
Remuneration and social security454/9€3k
Other amounts payable47/48€20k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€1k
Gross operating margin9900€43k
Operating profit (loss)9901€37k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€8k
Profit (loss) for the period9904€27k
Profit (loss) for the period to be appropriated9905€27k
Appropriation of the result
Profit (loss) to be appropriated9906€27k
Transfer to equity691/2€27k
To other reserves6921€27k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2025
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brasschaatsteenweg (Ab) (Ab) 992920 Kalmthout
Ground area
1,345 m²
Parcel 11662D0720/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
B2B Company
Brasschaatsteenweg (Ab) (Ab) 99, 2920 KalmthoutWholesale trade
since 20252.370.872.911
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11662D0720/00A002 Flanders 1,345 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 452 companies in sector 46360 we hold annual accounts for 286. 158 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-02-2025
Fiscal year end31-12
Activities, NACEBEL
46360Wholesale trade
47242Retail sale of chocolate and confectionery
47251Retail sale of wines and spirits
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.