B2 Services
ActiveSummary
B2 Services has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,704 and a net result of €10,463. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 4670 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+2
Solvency70▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.04 in 2024; short-term debt: 27.9% and cash: 32.8% of total assets), and 55% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
10.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
21 d early
2023
34 d early
2022
32 d early
2021
24 d early
2020
30 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€43,704▲ 31.5%
2024 · €33,241
Total assets
€97,085▼ 3.5%
2024 · €100,568
Net result
€10,463▲ 18.6%
2024 · €8,819
Working capital
€6,388▲ 307%
2024 · €1,568
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,438▼ 34.4%€11,823▲ 59.0%€14,309▲ 21.0%€15,087▲ 5.4%€16,908▲ 12.1%
Net result€3,828▼ 61.3%€6,978▲ 82.3%€8,614▲ 23.4%€8,819▲ 2.4%€10,463▲ 18.6%
Equity€26,715▲ 16.7%€33,694▲ 26.1%€24,421▼ 27.5%€33,241▲ 36.1%€43,704▲ 31.5%
Total assets€90,674▼ 1.0%€95,318▲ 5.1%€98,854▲ 3.7%€100,568▲ 1.7%€97,085▼ 3.5%
Debt€63,958▼ 6.9%€61,625▼ 3.6%€74,432▲ 20.8%€67,328▼ 9.5%€53,381▼ 20.7%
Working capital€5,600▲ 58.1%€7,321▲ 30.7%-€5,449€1,568€6,388▲ 307%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97,085
Fixed assets
€63,586 ▲ 0.1%
Current assets
€33,499 ▼ 9.6%
Equity and liabilities €97,085
Equity
€43,704 ▲ 31.5%
Debt
€53,381 ▼ 20.7%
Debt's share of the balance-sheet total falls from 66.9% to 55.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21,718▲
2024 · €19,761
Cash flow
€15,274▲
2024 · €13,494
Current ratio
1.24▲
2024 · 1.04
Debt to equity
1.22▼
2024 · 2.03
ROE
23.9%▼
2024 · 26.5%
ROA
10.8%▲
2024 · 8.8%
Interest coverage
25.62▲
2024 · 22.63
Debt ≤ 1 year
€27,110▼
2024 · €35,498
Debt > 1 year
€26,271▼
2024 · €31,830
Income taxes
€5,597▲
2024 · €5,394
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,543 | €4,393 | €4,768 | €4,675 | €4,810 | ▲ 2.9% |
| Other operating charges640/8 | €252 | €145 | €265 | €722 | €214 | ▼ 70.3% |
| Non-recurring operating charges66A | - | - | - | - | €233 | - |
| Gross operating margin9900 | €12,233 | €16,362 | €19,342 | €20,483 | €22,166 | ▲ 8.2% |
| Operating profit (loss)9901 | €7,438 | €11,823 | €14,309 | €15,087 | €16,908 | ▲ 12.1% |
| Financial income75/76B | €22 | - | - | €0 | - | - |
| Recurring financial income75 | €22 | - | - | €0 | - | - |
| Financial charges65/66B | €1,125 | €1,066 | €948 | €873 | €848 | ▼ 2.9% |
| Recurring financial charges65 | €1,125 | €1,066 | €948 | €873 | €848 | ▼ 2.9% |
| Profit (loss) for the period before taxes9903 | €6,335 | €10,757 | €13,361 | €14,213 | €16,060 | ▲ 13.0% |
| Income taxes67/77 | €2,506 | €3,779 | €4,747 | €5,394 | €5,597 | ▲ 3.8% |
| Profit (loss) for the period9904 | €3,828 | €6,978 | €8,614 | €8,819 | €10,463 | ▲ 18.6% |
| Profit (loss) for the period to be appropriated9905 | €3,828 | €6,978 | €8,614 | €8,819 | €10,463 | ▲ 18.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €90,674 | €95,318 | €98,854 | €100,568 | €97,085 | ▼ 3.5% |
| Fixed assets21/28 | €69,042 | €69,028 | €67,161 | €63,502 | €63,586 | ▲ 0.1% |
| Intangible fixed assets21 | €1,132 | €591 | €59 | - | - | - |
| Tangible fixed assets22/27 | €67,538 | €68,066 | €66,730 | €63,130 | €63,214 | ▲ 0.1% |
| Land and buildings22 | €62,828 | €60,545 | €58,414 | €56,425 | €54,549 | ▼ 3.3% |
| Plant, machinery and equipment23 | €1,138 | €4,810 | €4,463 | €4,274 | €4,515 | ▲ 5.7% |
| Other tangible fixed assets26 | €3,572 | €2,711 | €3,853 | €2,432 | €4,151 | ▲ 70.7% |
| Financial fixed assets28 | €372 | €372 | €372 | €372 | €372 | = |
| Current assets29/58 | €21,632 | €26,290 | €31,693 | €37,066 | €33,499 | ▼ 9.6% |
| Stocks and contracts in progress3 | €625 | €442 | - | - | - | - |
| Stocks30/36 | €625 | €442 | - | - | - | - |
| Amounts receivable within one year40/41 | €3,220 | €317 | €442 | - | €704 | - |
| Trade receivables40 | €220 | €317 | €442 | - | €548 | - |
| Other amounts receivable41 | €3,000 | - | - | - | €156 | - |
| Cash at bank and in hand54/58 | €16,602 | €24,300 | €30,036 | €36,246 | €31,859 | ▼ 12.1% |
| Deferred charges and accrued income490/1 | €1,186 | €1,232 | €1,215 | €820 | €935 | ▲ 14.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €90,674 | €95,318 | €98,854 | €100,568 | €97,085 | ▼ 3.5% |
| Equity10/15 | €26,715 | €33,694 | €24,421 | €33,241 | €43,704 | ▲ 31.5% |
| Contributions10/11 | €12,400 | €12,400 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €14,315 | €21,294 | €19,421 | €28,241 | €38,704 | ▲ 37.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €12,455 | €19,434 | €19,421 | €28,241 | €38,704 | ▲ 37.0% |
| Amounts payable17/49 | €63,958 | €61,625 | €74,432 | €67,328 | €53,381 | ▼ 20.7% |
| Amounts payable after more than one year17 | €47,926 | €42,656 | €37,291 | €31,830 | €26,271 | ▼ 17.5% |
| Financial debts170/4 | €47,926 | €42,656 | €37,291 | €31,830 | €26,271 | ▼ 17.5% |
| Amounts payable within one year42/48 | €16,032 | €18,969 | €37,142 | €35,498 | €27,110 | ▼ 23.6% |
| Current portion of amounts payable after more than one year42 | €5,178 | €5,271 | €5,365 | €5,461 | €5,559 | ▲ 1.8% |
| Trade debts44 | €1,158 | €1,869 | €155 | €526 | €974 | ▲ 85.0% |
| Suppliers440/4 | €1,158 | €1,869 | €155 | €526 | €974 | ▲ 85.0% |
| Taxes, remuneration and social security45 | €1,476 | €2,500 | €3,526 | €2,967 | €3,597 | ▲ 21.2% |
| Taxes450/3 | €1,476 | €2,500 | €3,526 | €2,967 | €3,597 | ▲ 21.2% |
| Other amounts payable47/48 | €8,220 | €9,329 | €28,095 | €26,543 | €16,980 | ▼ 36.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,828 | €6,978 | €8,614 | €8,819 | €10,463 | ▲ 18.6% |
| + Depreciation and write-downs630 | €4,543 | €4,393 | €4,768 | €4,675 | €4,810 | ▲ 2.9% |
| Operating cash flow (approximation) | €8,371 | €11,372 | €13,383 | €13,494 | €15,274 | ▲ 13.2% |
| Investment in fixed assets (approximation) | - | -€4,380 | -€2,901 | -€1,016 | -€4,895 | ▼ 382% |
| Change in cash | - | €7,698 | €5,736 | €6,211 | -€4,387 | ▼ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €10,463 ▲18.6%
Operating result €16,908, net result €10,463, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9,889
Net result €9,889 after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€3,336
Net result drops to -€3,336, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Ground area
502 m²
Building footprint
125 m²
Parcel 44017A0886/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
Binarwati
since 20142.226.992.217
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A0886/00X000 | Flanders | 502 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,865 companies in sector 96220 we hold annual accounts for 1,439. 1,147 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
47750Retail sale of cosmetics and toilet articles
Contact
E-mail
info@binarwati.be
Phone
0485/37.30.13
Scores and ratios are computed by Checked and are not a credit decision.