b2-interieur
Activeb2-interieur has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €75k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+71
Solvency54▲+28
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.62 in 2023; short-term debt: 56% and cash: 7.8% of total assets), and 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
27.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €79k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-02-2026, 86 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
86 d early
2023
14 d early
2022
30 d late
2021
30 d late
2020
22 d early
2019
18 d early
2018
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 2,064%
2023 · €4k
2018: €21k
2019: €4k
2020: €17k
2021: €30k
2022: €4k
2023: €4k
2018 → 2025
Total assets
€272k▼ 10.7%
2023 · €305k
2018: €90k
2019: €46k
2020: €35k
2021: €70k
2022: €293k
2023: €305k
2018 → 2025
Net result
€75k
2023 · €-666
2018: €21k
2019: €-17k
2020: €13k
2021: €14k
2022: €-26k
2023: €-666
2018 → 2025
Working capital
€-125k▼ 257%
2023 · €-35k
2018: €-5k
2019: €-19k
2020: €-4k
2021: €45k
2022: €4k
2023: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€17k-€30k▲ 81.8%€4k▼ 85.7%€4k▼ 15.5%€79k▲ 2,064%
Operating result€14k-€17k▲ 17.9%€-21k€5k€107k▲ 2,165%
Net result€13k-€14k▲ 7.1%€-26k€-666▲ 97.4%€75k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €107k in 2025, compared with €5k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €272k
Fixed assets
€244k▼ 1.2%
Current assets
€28k▼ 51.9%
Equity and liabilities €272k
Equity
€79k▲ 2,064%
Provisions
€41k
Debt
€152k▼ 49.4%
The debt ratio falls from 98.8% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112k▲
2023 · €7k
Cash flow
€80k▲
2023 · €1k
Solvency
28.9%▲
2023 · 1.2%
Current ratio
0.18▼
2023 · 0.62
Quick ratio
0.18▼
2023 · 0.62
Debt / equity
1.93▼
2023 · 82.77
ROE
95.4%▲
2023 · -18.3%
ROA
27.6%▲
2023 · -0.2%
Interest coverage
46.69▲
2023 · 1.31
Debt
€152k▼
2023 · €301k
Debt ≤ 1 year
€152k▲
2023 · €92k
Debt > 1 year
€0▼
2023 · €209k
Income taxes
€29k▲
2023 · €454
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€305k€272k▼
Fixed assets21/28€247k€244k▼
Tangible fixed assets22/27€247k€244k▼
Land and buildings22€240k€240k=
Plant, machinery and equipment23-€2k
Furniture and vehicles24€1k€237▼
Other tangible fixed assets26€6k€2k▼
Current assets29/58€58k€28k▼
Amounts receivable within one year40/41€5k€5k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€52€305▲
Cash at bank and in hand54/58€52k€21k▼
Deferred charges and accrued income490/1€759€2k▲
Equity and liabilities
Total equity and liabilities10/49€305k€272k▼
Equity10/15€4k€79k▲
Contributions10/11€12k€12k=
Reserves13€18k€66k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€16k€64k▲
Profit (loss) carried forward14€-26k€0▲
Provisions and deferred taxes16-€41k
Provisions for liabilities and charges160/5-€41k
Environmental obligations163-€29k
Other liabilities and charges164/5-€12k
Amounts payable17/49€301k€152k▼
Amounts payable after more than one year17€209k€0▼
Financial debts170/4€209k€0▼
Amounts payable within one year42/48€92k€152k▲
Current portion of amounts payable after more than one year42€55k€0▼
Financial debts43€398€0▼
Credit institutions430/8€398€0▼
Trade debts44€3k€59k▲
Suppliers440/4€3k€59k▲
Taxes, remuneration and social security45€1k€30k▲
Taxes450/3€1k€30k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€32k€64k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€41k
Other operating charges640/8€4k€9k▲
Gross operating margin9900€11k€162k▲
Operating profit (loss)9901€5k€107k▲
Financial income75/76B€159€36▼
Recurring financial income75€159€36▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€-212€104k▲
Income taxes67/77€454€29k▲
Profit (loss) for the period9904€-666€75k▲
Profit (loss) for the period to be appropriated9905€-666€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€49k▲
Profit (loss) brought forward from the previous period14P€-26k€-26k▼
Transfer to equity691/2-€49k
To other reserves6921-€49k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €75k
Net result €75k after 2 loss-making years.
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-26k ▼290%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity times 5current ratio 3.76
Current ratio from 0.78 to 3.76; short-term debt falls from €19k to €16k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodborstjeslaan 42950 KapellenGround area
942 m²
Building footprint
180 m²
Volume, LiDAR
1,316 m³
Parcel 11362M0099/00M005, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Roodborstjeslaan 4, 2950 Kapellen
since 20002.115.949.981
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0099/00M005 | Flanders | 942 m² | 1 · 180 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 112 EUR awarded · 168 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 57 EUR | 57 EUR |
| 2023 | 1 | 0 EUR | 56 EUR |
| 2022 | 1 | 55 EUR | 55 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
CLERIX
BE 0797.719.387
Peer · Eq €79k
T J I P interior architects
BE 0849.001.606
Oostkamp · Eq €79k
DSK Consult
BE 0820.821.423
Chaumont-Gistoux · Eq €78k
GEENIUS
BE 0811.699.760
Antwerpen · Eq €79k
GEVAERT PROJECTS
BE 0735.889.312
Oostende · Eq €79k
Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 1,077 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2000
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
46442Wholesale trade
46494Wholesale of non-electrical household articles
51441
51442
51471
74105Other professional, scientific and technical activities
74140Other specialised design activities
90393Specialised image, lighting and sound technical services
92313
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.