b2 architecte
ActiveSummary
b2 architecte has been active since 2008 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show negative equity (-€8,573) and a net result of -€19,161. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 11620 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency12▼-24
Growth32=
Track record92
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 1.09 in 2023; short-term debt: 112.7% and cash: 0.2% of total assets), and equity is negative.
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Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-12.7%
Return on assets
-28.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
181921222324
2018 to 2024 · latest year -€8,573
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
32 d late
2023
15 d late
2022
30 d late
2021
78 d late
2019
75 d late
2018
191 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 70 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€8,573
2023 · €10,588
Total assets
€67,459▼ 32.8%
2023 · €100,395
Net result
-€19,161▲ 17.2%
2023 · -€23,153
Working capital
-€12,173
2023 · €8,097
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192021202220232024
Operating result€29,516▼ 13.3%-€18,603--€9,101▲ 51.1%-€19,454▼ 114%-€14,707▲ 24.4%
Net result€18,293▼ 13.7%-€18,269below the sector's middle half--€9,978below the sector's middle half▲ 45.4%-€23,153below the sector's middle half▼ 132%-€19,161below the sector's middle half▲ 17.2%
Equity€33,587▲ 120%€43,719within the sector's middle half-€33,741within the sector's middle half▼ 22.8%€10,588below the sector's middle half▼ 68.6%-€8,573below the sector's middle half
Total assets€135,039▲ 38.1%€115,692within the sector's middle half-€100,579within the sector's middle half▼ 13.1%€100,395within the sector's middle half▼ 0.2%€67,459within the sector's middle half▼ 32.8%
Debt€101,452▲ 23.0%€71,973-€66,839▼ 7.1%€89,807▲ 34.4%€76,032▼ 15.3%
Working capital€38,799▲ 227%€38,917within the sector's middle half-€30,150within the sector's middle half▼ 22.5%€8,097within the sector's middle half▼ 73.1%-€12,173below the sector's middle half
Solvency24.9%▲ 9.2pp37.8%within the sector's middle half-33.5%within the sector's middle half▼ 4.2pp10.5%below the sector's middle half▼ 23.0pp-12.7%below the sector's middle half▼ 23.3pp
Current ratio1.41▲ 0.271.54within the sector's middle half-1.45within the sector's middle half▼ 0.091.09below the sector's middle half▼ 0.360.84below the sector's middle half▼ 0.25
Return on assets (ROA)13.5%▼ 8.1pp-15.8%below the sector's middle half--9.9%below the sector's middle half▲ 5.9pp-23.1%below the sector's middle half▼ 13.1pp-28.4%below the sector's middle half▼ 5.3pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14,707 in 2024 against €19,454 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67,459
Fixed assets
€3,600 ▲ 44.6%
Current assets
€63,858 ▼ 34.8%
Key figures and ratios
EBITDA
-€12,935▲
2023 · -€18,353
Cash flow
-€17,389▲
2023 · -€22,053
Debt to equity
-8.87▼
2023 · 8.48
Interest coverage
-2.09▲
2023 · -3.23
Debt ≤ 1 year
€76,032▼
2023 · €89,807
Income taxes
€303▲
2023 · €293
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,327 | €6,453 | €1,894 | €1,100 | €1,772 | ▲ 61.0% |
| Other operating charges640/8 | - | €325 | €248 | €268 | €283 | ▲ 5.7% |
| Non-recurring operating charges66A | - | €300 | €600 | €500 | - | - |
| Gross operating margin9900 | €31,643 | -€11,525 | -€6,359 | -€17,586 | -€12,652 | ▲ 28.1% |
| Operating profit (loss)9901 | €29,516 | -€18,603 | -€9,101 | -€19,454 | -€14,707 | ▲ 24.4% |
| Financial income75/76B | - | €4,303 | €4,580 | €2,592 | €2,107 | ▼ 18.7% |
| Recurring financial income75 | €8,141 | €4,303 | €4,580 | €2,592 | €2,107 | ▼ 18.7% |
| Financial charges65/66B | - | €3,714 | €5,183 | €5,998 | €6,258 | ▲ 4.3% |
| Recurring financial charges65 | €6,314 | €3,444 | €5,047 | €5,686 | €6,195 | ▲ 8.9% |
| Non-recurring financial charges66B | - | €270 | €136 | €312 | €63 | ▼ 79.8% |
| Profit (loss) for the period before taxes9903 | €31,343 | -€18,014 | -€9,703 | -€22,860 | -€18,857 | ▲ 17.5% |
| Income taxes67/77 | €13,050 | €255 | €275 | €293 | €303 | ▲ 3.6% |
| Profit (loss) for the period9904 | €18,293 | -€18,269 | -€9,978 | -€23,153 | -€19,161 | ▲ 17.2% |
| Profit (loss) for the period to be appropriated9905 | €18,293 | -€18,269 | -€9,978 | -€23,153 | -€19,161 | ▲ 17.2% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €135,039 | €115,692 | €100,579 | €100,395 | €67,459 | ▼ 32.8% |
| Fixed assets21/28 | €2,118 | €4,802 | €3,591 | €2,491 | €3,600 | ▲ 44.6% |
| Tangible fixed assets22/27 | €818 | €3,502 | €3,191 | €2,091 | €3,020 | ▲ 44.5% |
| Furniture and vehicles24 | - | €3,502 | €3,191 | €2,091 | €3,020 | ▲ 44.5% |
| Financial fixed assets28 | €1,300 | €1,300 | €400 | €400 | €580 | ▲ 45.0% |
| Current assets29/58 | €132,921 | €110,890 | €96,988 | €97,904 | €63,858 | ▼ 34.8% |
| Amounts receivable within one year40/41 | €124,501 | €105,984 | €91,989 | €95,018 | €61,342 | ▼ 35.4% |
| Trade receivables40 | - | €26,889 | €22,606 | €49,088 | €28,322 | ▼ 42.3% |
| Other amounts receivable41 | - | €79,096 | €69,383 | €45,930 | €33,020 | ▼ 28.1% |
| Cash at bank and in hand54/58 | €279 | €406 | €219 | €83 | €138 | ▲ 65.9% |
| Deferred charges and accrued income490/1 | - | €4,500 | €4,780 | €2,803 | €2,378 | ▼ 15.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €135,039 | €115,692 | €100,579 | €100,395 | €67,459 | ▼ 32.8% |
| Equity10/15 | €33,587 | €43,719 | €33,741 | €10,588 | -€8,573 | ▼ 181% |
| Contributions10/11 | €18,850 | €18,850 | €18,850 | €18,850 | €18,850 | = |
| Reserves13 | €14,589 | €42,589 | €42,589 | €42,589 | €42,589 | = |
| Non-distributable reserves130/1 | - | €1,089 | €1,089 | - | - | - |
| Reserves not available under the articles1311 | - | €1,089 | €1,089 | - | - | - |
| Distributable reserves133 | - | €41,500 | €41,500 | €42,589 | €42,589 | = |
| Profit (loss) carried forward14 | €148 | -€17,720 | -€27,699 | -€50,852 | -€70,013 | ▼ 37.7% |
| Amounts payable17/49 | €101,452 | €71,973 | €66,839 | €89,807 | €76,032 | ▼ 15.3% |
| Amounts payable after more than one year17 | €7,330 | - | - | - | - | - |
| Amounts payable within one year42/48 | €94,122 | €71,973 | €66,839 | €89,807 | €76,032 | ▼ 15.3% |
| Current portion of amounts payable after more than one year42 | - | €5,543 | - | - | - | - |
| Financial debts43 | - | €21,151 | €40,830 | €34,874 | €30,186 | ▼ 13.4% |
| Credit institutions430/8 | - | €21,151 | €40,830 | €34,874 | €30,186 | ▼ 13.4% |
| Trade debts44 | €14,424 | €26,740 | €13,157 | €20,595 | €33,307 | ▲ 61.7% |
| Suppliers440/4 | - | €26,740 | €13,157 | €20,595 | €33,307 | ▲ 61.7% |
| Advances received on contracts in progress46 | - | - | €9,983 | €32,474 | €7,260 | ▼ 77.6% |
| Taxes, remuneration and social security45 | - | €18,539 | €2,869 | €1,864 | €5,279 | ▲ 183% |
| Taxes450/3 | - | €18,539 | €2,869 | €1,864 | €5,279 | ▲ 183% |
| Line | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,293 | -€18,269 | -€9,978 | -€23,153 | -€19,161 | ▲ 17.2% |
| + Depreciation and write-downs630 | €1,327 | €6,453 | €1,894 | €1,100 | €1,772 | ▲ 61.0% |
| Operating cash flow (approximation) | €19,620 | -€11,816 | -€8,085 | -€22,053 | -€17,389 | ▲ 21.1% |
| Investment in fixed assets (approximation) | - | - | -€683 | €0 | -€2,882 | - |
| Change in cash | - | - | -€186 | -€136 | €55 | ▲ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-12
KBO administration
Address struck
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
31-12
Financial
Weakest financial yearnet -€23,153
Net result drops to -€23,153, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 191 days late
2018
11-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 11 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
07-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 38 days late
2015
25-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 25 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2008
Ground area
5,787 m²
Building footprint
779 m²
Volume, LiDAR
16,413 m³
2 parcels, Wallonia · tallest building 30.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
b2 architecte
since 20082.198.108.981
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25104C0153/00C000 | Wallonia | 4,328 m² | 1 · 163 m² | - |
| 92322G0055/00A000 ProtectedSite or landscape |
Wallonia | 1,459 m² | 1 · 617 m² | 30.5 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 3,515 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0898567814
Also
9925:BE0898567814
Registered
02-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.