B16
ActiveB16 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €14k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 16809 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 14.45 in 2024), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
5.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
133 d early
2024
114 d early
2023
49 d early
2022
13 d early
2021
4 d early
2020
26 d early
2019
93 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▼ 22.7%
2024 · €224k
2018: €105k
2019: €132k
2020: €175k
2021: €216k
2022: €189k
2023: €205k
2024: €224k
2018 → 2025
Total assets
€252k▲ 4.9%
2024 · €240k
2018: €150k
2019: €149k
2020: €205k
2021: €243k
2022: €270k
2023: €251k
2024: €240k
2018 → 2025
Net result
€14k▼ 26.7%
2024 · €20k
2018: €48k
2019: €21k
2020: €43k
2021: €42k
2022: €45k
2023: €42k
2024: €20k
2018 → 2025
Working capital
€162k▼ 24.2%
2024 · €213k
2018: €97k
2019: €119k
2020: €164k
2021: €203k
2022: €174k
2023: €192k
2024: €213k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€189k▼ 12.7%€205k▲ 8.3%€224k▲ 9.6%€173k▼ 22.7%
Operating result€58k-€57k▼ 1.2%€54k▼ 5.0%€28k▼ 49.3%€18k▼ 33.7%
Net result€42k-€45k▲ 7.2%€42k▼ 5.7%€20k▼ 53.2%€14k▼ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 34% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252k
Fixed assets
€12k▲ 4.9%
Current assets
€240k▲ 4.9%
Equity and liabilities €252k
Equity
€173k▼ 22.7%
Debt
€79k▲ 395%
The debt ratio rises from 6.6% to 31.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€22k▼
2024 · €30k
Cash flow
€18k▼
2024 · €22k
Solvency
68.8%▼
2024 · 93.4%
Current ratio
3.06▼
2024 · 14.45
Quick ratio
3.06▼
2024 · 14.45
Debt / equity
0.45▲
2024 · 0.07
ROE
8.3%▼
2024 · 8.8%
ROA
5.7%▼
2024 · 8.2%
Interest coverage
292.90▲
2024 · 189.02
Debt
€79k▲
2024 · €16k
Debt ≤ 1 year
€79k▲
2024 · €16k
Income taxes
€4k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€252k▲
Fixed assets21/28€11k€12k▲
Tangible fixed assets22/27€11k€12k▲
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€4k€4k=
Current assets29/58€229k€240k▲
Amounts receivable within one year40/41€14k€9k▼
Trade receivables40€9k€6k▼
Other amounts receivable41€5k€4k▼
Current investments50/53-€80k
Cash at bank and in hand54/58€215k€151k▼
Deferred charges and accrued income490/1€219€219=
Equity and liabilities
Total equity and liabilities10/49€240k€252k▲
Equity10/15€224k€173k▼
Contributions10/11€19k€19k=
Reserves13€171k€127k▼
Distributable reserves133€171k€127k▼
Profit (loss) carried forward14€35k€28k▼
Amounts payable17/49€16k€79k▲
Amounts payable within one year42/48€16k€79k▲
Trade debts44€335€537▲
Suppliers440/4€335€537▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€812€66k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€30k€23k▼
Operating profit (loss)9901€28k€18k▼
Financial income75/76B€11€69▲
Recurring financial income75€11€69▲
Financial charges65/66B€158€76▼
Recurring financial charges65€158€76▼
Profit (loss) for the period before taxes9903€27k€18k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€20k€14k▼
Profit (loss) for the period to be appropriated9905€20k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€49k▼
Profit (loss) brought forward from the previous period14P€35k€35k=
Transfer from equity791/2-€44k
Transfer to equity691/2€20k€0▼
To other reserves6921€20k€0▼
Profit to be distributed694/7€0€65k▲
Return on contributions (dividend)694€0€65k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €14k ▼26.7%
Net result drops to €14k, the lowest in the series.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 14.45
Current ratio from 5.15 to 14.45; short-term debt falls from €46k to €16k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €205k ▲8.3%
6 profitable years in a row build equity to €205k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €216k ▲23.9%
4 profitable years in a row build equity to €216k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €175k ▲32%
3 profitable years in a row build equity to €175k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 8.34
Current ratio from 3.18 to 8.34; short-term debt falls from €45k to €16k.
12-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
116 m²
Building footprint
66 m²
Volume, LiDAR
883 m³
Parcel 11810K1691/00K004, Flanders · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
B16
since 20162.256.807.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1691/00K004 | Flanders | 116 m² | 1 · 65 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GO VI IT
BE 0786.561.815
Rebecq · Eq €173k
POINT STRAIGHT
BE 0527.985.252
Westerlo · Eq €173k
Bouchet & Fils
BE 0894.926.750
Braine-l'Alleud · Eq €173k
projecDS
BE 0789.520.216
Deinze · Eq €173k
AZAFRAN
BE 0803.849.391
Vorst · Eq €173k
Of 29,866 companies in sector 62200 we hold annual accounts for 18,318. 15,115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.