B-WORKS
ActiveB-WORKS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €63k. Its solvency ranks better than 64% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.19; short-term debt: 40.2% and cash: 6.7% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
57%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€66k
Total assets
€110k
Net result
€63k
Working capital
€53k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €110k
Fixed assets
€13k
Current assets
€97k
Equity and liabilities €110k
Equity
€66k
Debt
€44k
Debt finances 40.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€89k
Cash flow
€63k
Solvency
59.8%
Current ratio
2.19
Quick ratio
2.19
Debt / equity
0.67
ROE
95.4%
ROA
57.0%
Interest coverage
231.44
Debt
€44k
Debt ≤ 1 year
€44k
Income taxes
€26k
Staff costs
€66k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€110k
Fixed assets21/28€13k
Tangible fixed assets22/27€13k
Land and buildings22€4k
Plant, machinery and equipment23€9k
Current assets29/58€97k
Amounts receivable within one year40/41€89k
Trade receivables40€34k
Other amounts receivable41€55k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€110k
Equity10/15€66k
Contributions10/11€3k
Reserves13€63k
Distributable reserves133€63k
Amounts payable17/49€44k
Amounts payable within one year42/48€44k
Trade debts44€17k
Suppliers440/4€17k
Taxes, remuneration and social security45€27k
Taxes450/3€27k
Income statement
Code2025
Remuneration, social security and pensions62€66k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€358
Other operating charges640/8€2k
Gross operating margin9900€157k
Operating profit (loss)9901€89k
Financial income75/76B€81
Recurring financial income75€81
Financial charges65/66B€386
Recurring financial charges65€386
Profit (loss) for the period before taxes9903€89k
Income taxes67/77€26k
Profit (loss) for the period9904€63k
Profit (loss) for the period to be appropriated9905€63k
Appropriation of the result
Profit (loss) to be appropriated9906€63k
Transfer to equity691/2€63k
To other reserves6921€63k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Elooisstraat 1008020 OostkampGround area
785 m²
Building footprint
150 m²
Volume, LiDAR
897 m³
Parcel 31025G0196/00G002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B-WORKS
since 20242.368.141.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025G0196/00G002 | Flanders | 785 m² | 1 · 150 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Atelier Nowé
BE 1003.137.178
Kruisem · Eq €66k
MENUIDECO
BE 0443.561.105
Erquelinnes · Eq €66k
SOLOCHASSIS
BE 0805.955.974
Villers-le-Bouillet · Eq €66k
EMT Schrijnwerken
BE 0759.633.526
Maasmechelen · Eq €66k
BOW
BE 1001.391.079
Kortrijk · Eq €66k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2024
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.