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B&W@ Consulting

Active
Private limited companyfounded 2018active for 8 yearsJesserenstraat 31, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0688.620.024
Summary

B&W@ Consulting has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,900 and a net result of €15,921. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 82% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-01-2018 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.272.606.367 3840 Tongeren-Borgloon, since 18-01-2018
Financial year end
31 December
Peppol
Reachable since 29-09-2024

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€24,116
▲ 32.2%
Turnover
≈ €97,000
estimated
Profit
€15,921
▲ 38.2%
Equity
€65,900
▲ 31.9%
Total assets
€76,598
▼ 15.8%
Score breakdownraises riskName on a sanctions listlowers riskLiquidity: current ratio 6.17, cash €45,112Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €65,900 (86.0% of total assets)Size: total assets €76,598Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100+20
equity 86.0% of total assets
Liquidity 98+20
short-term debt 14.0% · cash 58.9%
Profitability 95+10
return on assets 20.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.17 (1.95 in 2024), above the usual 1.5. Short-term debt is 14% and cash 58.9% of total assets. 14% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 92% on liquidity, 64% on profitability and 74% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 6.17, cash €45,112
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €65,900 (86.0% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €76,598
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
39 days early
2024
38 days early
2023
40 days early
2022
35 days early
2021
44 days early
2020
36 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Name match with a sanctions list

1 entry
IPM LIMITEDalias B&W CONSULTING
OFAC SDN list (United States) · programme RUSSIA-EO14024 · exact name match (100%)

A matching name does not mean the company is on the list. Check the entry at the source.

Key points

  • Risk: Name on a sanctions listcheck in the source whether it is this company Match View
  • Positive: Higher solvency than 82% of companies in head offices and management consultancysector median 52.4% · 10,818 companies 86.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €15,921 8 years View

Recent changes

  1. · Gazette deed Change of role: Philippe BERTRAND, from manager to director
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as B&W@ Consulting: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €67,800 and €85,900, founded between 2017 and 2018.

CompanyTotal assetsGross margin
B&W@ Consulting Tongeren-Borgloon€76,598€24,116
FIN & COM CONSULTANCY Genk€79,747€29,565
P.T.S. Alken Alken€85,950€27,708
Oxymore Company Braine-le-Château€81,723€24,250
LACONSEIL Brussel€67,796€24,043
MBBT CONSULTING SERVICES Schaarbeek€71,999€21,932
PRODAJA Lier€70,611€21,778
Full comparison

Key facts about B&W@ Consulting

What is the company number of B&W@ Consulting?
The company number of B&W@ Consulting is 0688.620.024. The VAT number is the same number with BE in front: BE 0688.620.024.
Where is B&W@ Consulting based?
The registered office is at Jesserenstraat 31, 3840 Tongeren-Borgloon.Company details
What does B&W@ Consulting do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of B&W@ Consulting?
The legal form of B&W@ Consulting is Private limited company (BV).
When was B&W@ Consulting founded?
B&W@ Consulting was founded on 18-01-2018.
Is B&W@ Consulting still active?
Yes, B&W@ Consulting is an active enterprise in the KBO register.
What is the turnover of B&W@ Consulting?
The turnover in financial year 2025 is ≈ €97,000. This figure is estimated from the gross margin of €24,116 and 138 comparable companies (NACE 70200). It probably lies between €42,000 and €240,000. It is a rough estimate.Financials
Is B&W@ Consulting profitable?
In financial year 2025, B&W@ Consulting made a profit of €15,921.
Where can I find the annual accounts of B&W@ Consulting?
B&W@ Consulting filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B&W@ Consulting due?
B&W@ Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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