B.W. BEHEER
ActiveB.W. BEHEER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.87M and a net result of €-245k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 40% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-6
Solvency66▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.19 in 2024; short-term debt: 58.5% and cash: 0.5% of total assets), and 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.5%
Return on assets
-5.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-245k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
23 d early
2023
26 d late
2022
10 d late
2021
18 d late
2020
30 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.87M▼ 11.6%
2024 · €2.12M
2018: €2.71M
2019: €3.42M
2020: €3.39M
2021: €3.49M
2022: €3.55M
2023: €3.64M
2024: €2.12M
2018 → 2025
Total assets
€4.51M▲ 0.8%
2024 · €4.48M
2018: €4.66M
2019: €5.18M
2020: €5.20M
2021: €5.35M
2022: €5.53M
2023: €5.75M
2024: €4.48M
2018 → 2025
Net result
€-245k▼ 936%
2024 · €-24k
2018: €2k
2019: €713k
2020: €-27k
2021: €99k
2022: €103k
2023: €88k
2024: €-24k
2018 → 2025
Working capital
€202k▼ 55.0%
2024 · €448k
2018: €-1.93M
2019: €-1.23M
2020: €2.12M
2021: €2.22M
2022: €2.28M
2023: €2.37M
2024: €448k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.49M-€3.55M▲ 1.7%€3.64M▲ 2.5%€2.12M▼ 41.9%€1.87M▼ 11.6%
Operating result€55k-€-860€-29k▼ 3,219%€-60k▼ 110%€-181k▼ 202%
Net result€99k-€103k▲ 4.5%€88k▼ 14.3%€-24k€-245k▼ 936%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €181k in 2025 against €60k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.51M
Fixed assets
€1.67M▲ 0.1%
Current assets
€2.84M▲ 1.2%
Equity and liabilities €4.51M
Equity
€1.87M▼ 11.6%
Debt
€2.64M▲ 11.9%
The debt ratio rises from 52.7% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-180k▼
2024 · €-60k
Cash flow
€-244k▼
2024 · €-23k
Solvency
41.5%▼
2024 · 47.3%
Current ratio
1.08▼
2024 · 1.19
Quick ratio
1.08▼
2024 · 1.19
Debt / equity
1.41▲
2024 · 1.11
ROE
-13.1%▼
2024 · -1.1%
ROA
-5.4%▼
2024 · -0.5%
Interest coverage
-1.44▼
2024 · -0.55
Debt
€2.64M▲
2024 · €2.36M
Debt ≤ 1 year
€2.64M▲
2024 · €2.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.48M€4.51M▲
Fixed assets21/28€1.67M€1.67M▲
Tangible fixed assets22/27€397k€396k▼
Land and buildings22€390k€390k=
Other tangible fixed assets26€7k€6k▼
Financial fixed assets28€1.27M€1.27M▲
Current assets29/58€2.81M€2.84M▲
Amounts receivable after more than one year29€1.17M€1.17M=
Other amounts receivable291€1.17M€1.17M=
Amounts receivable within one year40/41€1.61M€1.65M▲
Trade receivables40€77k€75k▼
Other amounts receivable41€1.53M€1.57M▲
Cash at bank and in hand54/58€33k€23k▼
Deferred charges and accrued income490/1€830€3k▲
Equity and liabilities
Total equity and liabilities10/49€4.48M€4.51M▲
Equity10/15€2.12M€1.87M▼
Contributions10/11€19k€19k=
Reserves13€2.01M€2.01M=
Distributable reserves133€2.01M€2.01M=
Profit (loss) carried forward14€92k€-153k▼
Amounts payable17/49€2.36M€2.64M▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€2.36M€2.64M▲
Trade debts44€25k€2k▼
Suppliers440/4€25k€2k▼
Advances received on contracts in progress46€75k€75k=
Taxes, remuneration and social security45€49k€792▼
Taxes450/3€49k€792▼
Other amounts payable47/48€2.21M€2.56M▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€279€803▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-57k€-178k▼
Operating profit (loss)9901€-60k€-181k▼
Financial income75/76B€144k€60k▼
Recurring financial income75€144k€60k▼
Financial charges65/66B€108k€125k▲
Recurring financial charges65€108k€125k▲
Profit (loss) for the period before taxes9903€-24k€-245k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-24k€-245k▼
Profit (loss) for the period to be appropriated9905€-24k€-245k▼
Appropriation of the result
Profit (loss) to be appropriated9906€92k€-153k▼
Profit (loss) brought forward from the previous period14P€116k€92k▼
Transfer from equity791/2€1.50M€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€1.50M€0▼
Return on contributions (dividend)694€1.50M€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 39 days late
2025
31-12
Financial
Weakest financial yearnet €-245k
Net result drops to €-245k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Liquidity times 25current ratio 2.50
Current ratio from 0.10 to 2.50.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
31-12
Financial
Highest result since 2018net €713k ▲36680%
Net result €713k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Bavellaan 112960 BrechtGround area
931 m²
Building footprint
197 m²
Volume, LiDAR
975 m³
Parcel 11009M0067/00N011, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.W. Beheer
since 20132.226.844.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0067/00N011 | Flanders | 931 m² | 1 · 197 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 20,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.