Debts
€156,978 98% of the balance sheet
Financial debts 15%Suppliers 18%Taxes and wages 1%Other 67%
Of this, €134,164 falls due within a year.
B. VAN ACKER
Lifetime
2 annual accounts with figures on one time axispeak €23,154 (2025)
€23,154▲ 920%
lowest -€4,816 (2024)
€5,925▲ €10,741
peak €3,109 (2025)
€3,109▲ €5,925
€156,978▲ 40.4%
Board1 name since 2024
1 directorVAN ACKER Bram Pascal Liesbeth
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €2,271 to €23,154Back to profit: €5,925Equity from -€2,816 to €3,109Debts from €111,821 to €156,978Investments €49,690
Key points
from the 2025 annual accountsInvestments
€49,690 4.0 × depreciation
Green is investment, beige is depreciation.
Position in the sector
1.9%
Lower solvency than 90% of companies in specialised construction. Sector median 46.7% · 35,119 companies.
Checked score
50
Fair
Financially stronger than 39% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 1.9%lowest value
04-2025: 1.9%● unchanged vs 03-2025lowest value
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 2.3%▲ +0.4 percentage points vs 05-2025
07-2025: 2.4%▲ +0.1 percentage points vs 06-2025
08-2025: 2.7%▲ +0.3 percentage points vs 07-2025
09-2025: 2.7%● unchanged vs 08-2025
10-2025: 3.0%▲ +0.3 percentage points vs 09-2025
11-2025: 3.0%● unchanged vs 10-2025
12-2025: 2.9%▼ -0.1 percentage points vs 11-2025
01-2026: 3.2%▲ +0.3 percentage points vs 12-2025
02-2026: 3.3%▲ +0.1 percentage points vs 01-2026
03-2026: 3.3%● unchanged vs 02-2026
04-2026: 7.1%▲ +3.8 percentage points vs 03-2026highest value
05-2026: 7.1%● unchanged vs 04-2026
06-2026: 6.9%▼ -0.2 percentage points vs 05-2026
07-2026: 6.8%▼ -0.1 percentage points vs 06-2026
08-2026: 3.3%▼ -3.5 percentage points vs 07-2026
09-2026: 3.3%● unchanged vs 08-2026
10-2026: 3.2%▼ -0.1 percentage points vs 09-2026
11-2026: 3.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
Equity €3,109 (1.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 9% of them on solvency, 7% on liquidity, 45% on profitability and 96% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as B. VAN ACKER has now. Each dot stands for 6 companies, two years later.
92.1%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of B. VAN ACKER itself: 3.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for B. VAN ACKER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35119 sector peers (2025).
NBB · sector comparisonPosition among 35119 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 days early
2024
238 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 118 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006449234
Incorporation
Founding capital of €2,000, 100 shares · Founder: VAN ACKER Bram Pascal Liesbeth · Appointment: VAN ACKER Bram Pascal Liesbeth (director) · published on 28-02-2024 · Gazette deed
First establishment
Gistelse Steenweg 93, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B. VAN ACKER Bruges | €160,087 | €23,154 | 1.9% | - |
| BLIECKMAN Veurne | €154,661 | €27,925 | 37.4% | - |
| SC-ENERGY Sambreville | €184,112 | €23,657 | -0.3% | - |
| Geo-technics Wuustwezel | €184,115 | €21,287 | 15.2% | - |
| Nick Vandenbussche Diksmuide | €155,117 | €29,693 | 63.2% | - |
| Chauffage Demarche Huy | €149,937 | €30,325 | 9.5% | - |
| SC VOLTAGE Ronse | €144,011 | €31,330 | 33.3% | - |
These companies have the same main activity as B. VAN ACKER: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €144,000 and €184,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 26-02-2024Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 1 other
- Establishment unit
- 2.357.757.6208200 Bruges, since 26-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 11-04-2025
Annual accounts 2025
- ≈ €300,000estimated
- €160,087▲ 46.9%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on B. VAN ACKER
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B. VAN ACKER
- What is the company number of B. VAN ACKER?
- The company number of B. VAN ACKER is 1006.449.234. The VAT number is the same number with BE in front: BE 1006.449.234.
- Where is B. VAN ACKER based?
- The registered office is at Gistelse Steenweg 93, 8200 Bruges.Company details
- What does B. VAN ACKER do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of B. VAN ACKER?
- B. VAN ACKER is a private limited company (BV).
- When was B. VAN ACKER founded?
- B. VAN ACKER was founded on 26-02-2024.
- Is B. VAN ACKER still active?
- Yes, B. VAN ACKER is an active enterprise in the KBO register.
- What is the turnover of B. VAN ACKER?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €23,154 and 32 comparable companies (NACE 43222). It probably lies between €190,000 and €430,000. It is a rough estimate.Financials
- Is B. VAN ACKER profitable?
- In financial year 2025, B. VAN ACKER made a profit of €5,925.
- Where can I find the annual accounts of B. VAN ACKER?
- B. VAN ACKER filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B. VAN ACKER due?
- B. VAN ACKER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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