B-VALUE INVEST

Active

Private limited companyfounded 2012active for 14 yearsChaussée de Liège(JB) 654C, 5100 Namur, BelgiumKBO/BCE: BE 0847.273.026

Summary

The computed 12-month bankruptcy probability of B-VALUE INVEST is 4.0% (moderate). The 2024 annual accounts show equity of €12.7m and a net result of €49,315. Equity is shrinking by about 4.8% per year across the filed financial years. Its solvency ranks better than 74% of 37,592 sector peers (NACE 70, financial year 2024). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

B-VALUE INVESTActiveChecked score 48/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

9th largest company by equity in Namur, Professional and technical services sector1 site

Size

€16.2mtotal assets 2024

Equity: €12.7m
Profit: €49,315

Financial health

48 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 4.0%

Structure

Adrien Quoniam de SchompréDirector

2025 accounts not filed, 86 days past the deadline2 of 12 deeds summarised

Why 48raises risk2 changes of registered office in 24 monthsFigures for financial year 2024 (filed 25-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 84 days late; 3 of the last 3 latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024

48 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 41% of its sector peers (NACE 70, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 100=

equity 78.2% of total assets

Liquidity 47-5

short-term debt 21.7% · cash 3.7%

Profitability 19-1

return on assets 0.3%

Bankruptcy probability, 12 months

4.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (796 companies, NACE 70, medium-sized)

Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 2.5%▲ +0.8 percentage points vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.2%▼ -0.3 percentage points vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 0.9%▼ -1.3 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 2.6%▲ +1.6 percentage points vs 09-2025 11-2025: 0.4%▼ -2.2 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 1.8%▲ +1.4 percentage points vs 05-2026 07-2026: 2.1%▲ +0.3 percentage points vs 06-2026 08-2026: 2.4%▲ +0.3 percentage points vs 07-2026 09-2026: 2.9%▲ +0.5 percentage points vs 08-2026 10-2026: 4.0%▲ +1.1 percentage points vs 09-2026highest value

Credit of up to €600,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 3.33, compared with 3.54 in 2023, above the usual 1.5; short-term debt: 21.7% and cash: 3.7% of total assets), and 21.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized): better than 82% on solvency, 34% on liquidity, 11% on profitability and 37% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

2 changes of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2024 (filed 25-10-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 84 days late; 3 of the last 3 late

NBB · filings

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 84 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

84 days late

2023

362 days late

2022

535 days late

2021

78 days late

2020

101 days late

2019

181 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 224 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

04-05-2026 Reappointment: Adrien Quoniam de Schompré (director)Shareholding · Power of attorney…
23-10-2025 Annual accounts filedfinancial year 2024 · micro…
17-09-2025 Registered officeRegistered-office move · Power of…

Key points

Caution: Result fell in 2024from €213,675 to €49,315 ▼ 76.9% View
Positive: Among the best 5% on equitysector median €90,106 · 37,634 companies €12.7m View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
New directorlatest change 29-04-2026 · 1 in office 1 joined View

By topic

Financials

Financial year: 2024
Total assets: €16.2m
Profit: €49,315
Solvency: 78.2%

Total assets▲ 1.9%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

Adrien Quoniam de SchompréDirector

Go to Board & ownership

Timeline

Events: 18
Since: 2013

28-07-2025Annual accounts filed
16-01-2025Annual accounts filed
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Business and other management consultancyNACE 70200
Founded: 10-07-2012
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 36

Who signs: Each director alone
Annual meeting: Second Wednesday of June

Go to Articles of association

Key facts about B-VALUE INVEST

What is the company number of B-VALUE INVEST?: 0847.273.026. In Belgium the VAT number is the company number with BE in front: BE 0847.273.026.
Where is B-VALUE INVEST based?: The registered office is at Chaussée de Liège(JB) 654C, 5100 Namur.Company details
What does B-VALUE INVEST do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of B-VALUE INVEST?: Private limited company (BV).
When was B-VALUE INVEST founded?: On 10-07-2012.
Is B-VALUE INVEST still active?: Yes, B-VALUE INVEST is an active enterprise in the KBO register.
What is the turnover of B-VALUE INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is B-VALUE INVEST profitable?: In financial year 2024, B-VALUE INVEST made a profit of €49,315.
Where can I find the annual accounts of B-VALUE INVEST?: B-VALUE INVEST filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2024.