B.V. LAB
ActiveB.V. LAB has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138k and a net result of €4k. Equity is growing by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 839 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
94
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-60
Solvency87▼-7
Growth85=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 2.43 in 2023), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
191 d late
2022
135 d late
2021
58 d late
2020
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€573k▲ 36.2%
2023 · €421k
2020: €16k
2021: €155k
2022: €321k
2023: €421k
2020 → 2024
EBIT margin
3.3%▼ 12.2pp
2023 · 15.5%
2020: -116.0%
2021: 25.4%
2022: 22.9%
2023: 15.5%
2020 → 2024
Net result
€4k▼ 91.9%
2023 · €47k
2020: €-21k
2021: €38k
2022: €58k
2023: €47k
2020 → 2024
Working capital
€58k▼ 27.2%
2023 · €80k
2020: €-12k
2021: €6k
2022: €-20k
2023: €80k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€16k-€155k▲ 857%€321k▲ 107%€421k▲ 31.0%€573k▲ 36.2%
Equity€-9k-€29k€87k▲ 196%€134k▲ 54.1%€138k▲ 2.9%
Operating result€-19k-€39k€74k▲ 87.3%€65k▼ 11.6%€19k▼ 70.9%
Net result€-21k-€38k€58k▲ 50.1%€47k▼ 18.4%€4k▼ 91.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 71% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €269k
Fixed assets
€114k▼ 18.1%
Current assets
€154k▲ 13.6%
Equity and liabilities €269k
Equity
€138k▲ 2.9%
Debt
€130k▼ 7.5%
The debt ratio falls from 51.2% to 48.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€70k▼
2023 · €113k
Cash flow
€55k▼
2023 · €95k
Solvency
51.4%▲
2023 · 48.8%
Current ratio
1.61▼
2023 · 2.43
Quick ratio
1.34▼
2023 · 1.84
Debt / equity
0.94▼
2023 · 1.05
ROE
2.8%▼
2023 · 35.1%
ROA
1.4%▼
2023 · 17.1%
Interest coverage
6.49▼
2023 · 34.38
Debt
€130k▼
2023 · €141k
Debt ≤ 1 year
€96k▲
2023 · €56k
Debt > 1 year
€34k▼
2023 · €85k
Income taxes
€5k▼
2023 · €15k
Staff costs
€125k▲
2023 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€275k€269k▼
Fixed assets21/28€139k€114k▼
Tangible fixed assets22/27€139k€114k▼
Plant, machinery and equipment23€93k€89k▼
Furniture and vehicles24€4k€5k▲
Leasing and similar rights25€37k€17k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€175€175=
Current assets29/58€136k€154k▲
Stocks and contracts in progress3€33k€26k▼
Stocks30/36€33k€26k▼
Amounts receivable within one year40/41€64k€84k▲
Trade receivables40€64k€84k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€36k€42k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€275k€269k▼
Equity10/15€134k€138k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€122k€126k▲
Amounts payable17/49€141k€130k▼
Amounts payable after more than one year17€85k€34k▼
Financial debts170/4€85k€34k▼
Amounts payable within one year42/48€56k€96k▲
Current portion of amounts payable after more than one year42€19k€33k▲
Trade debts44€4k€28k▲
Suppliers440/4€4k€28k▲
Taxes, remuneration and social security45€20k€30k▲
Taxes450/3€18k€13k▼
Remuneration and social security454/9€2k€18k▲
Other amounts payable47/48€12k€5k▼
Income statement
Code20232024
Turnover70€421k€573k▲
Goods, raw materials, services and sundry goods60/61€268k€389k▲
Remuneration, social security and pensions62€46k€125k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€51k▲
Other operating charges640/8€2k€521▼
Gross operating margin9900€161k€196k▲
Operating profit (loss)9901€65k€19k▼
Financial income75/76B€694€486▼
Recurring financial income75€6€486▲
Non-recurring financial income76B€688€486▼
Financial charges65/66B€3k€11k▲
Recurring financial charges65€3k€11k▲
Non-recurring financial charges66B€209€62▼
Profit (loss) for the period before taxes9903€62k€9k▼
Income taxes67/77€15k€5k▼
Profit (loss) for the period9904€47k€4k▼
Profit (loss) for the period to be appropriated9905€47k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€126k▲
Profit (loss) brought forward from the previous period14P€75k€122k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 191 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 2.43
Current ratio from 0.86 to 2.43; short-term debt falls from €146k to €56k.
31-12
Financial
Equity above €100kEq €134k ▲54.1%
3 profitable years in a row build equity to €134k.
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
2022
31-12
Financial
Highest result since 2020net €58k ▲50.1%
Operating result €74k, net result €58k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Albert 1er 234650 HerveGround area
122 m²
Building footprint
51 m²
Volume, LiDAR
320 m³
Parcel 63035A0039/00D013, Wallonia · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.V. LAB
since 20202.302.899.764
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0039/00D013 | Wallonia | 122 m² | 1 · 51 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DENTAL HARMONY
BE 0821.867.043
Sint-Agatha-Berchem · Eq €138k
LABO PLUS
BE 0822.666.896
Sint-Lambrechts-Woluwe · Eq €137k
ELEN TANDTECHNIEK
BE 0764.846.384
Genk · Eq €140k
GODENT
BE 0458.748.137
Dendermonde · Eq €135k
DENTAALTECHNICUS WARD VERGOTE
BE 0862.409.776
Moorslede · Eq €141k
Of 1,245 companies in sector 32500 we hold annual accounts for 692. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-05-2020
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bvlabsrl@gmail.com
Phone:+32472554896