B&T CONSULTING
ActiveSummary
The computed 12-month bankruptcy probability of B&T CONSULTING is 6.4% (elevated). The 2024 annual accounts show equity of €23k and a net result of €23k. Its solvency ranks better than 66% of 396 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency86
Growth-
Track record67
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 2.46; short-term debt: 38.6% and cash: 4.4% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.4%
Return on assets
61.4%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-12-2025, 132 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
132 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€23k
Total assets
€38k
Net result
€23k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€2k
Current assets
€36k
Equity and liabilities €38k
Equity
€23k
Debt
€15k
Debt finances 38.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k
Cash flow
€25k
Current ratio
2.46
Debt to equity
0.63
ROE
100.0%
ROA
61.4%
Interest coverage
672.63
Debt ≤ 1 year
€15k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet
Code2024
Assets
Total assets20/58€38k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€36k
Amounts receivable within one year40/41€34k
Trade receivables40€28k
Other amounts receivable41€7k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€23k
Profit (loss) carried forward14€23k
Amounts payable17/49€15k
Amounts payable within one year42/48€15k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€548
Gross operating margin9900€33k
Operating profit (loss)9901€30k
Financial charges65/66B€48
Recurring financial charges65€48
Profit (loss) for the period before taxes9903€30k
Income taxes67/77€7k
Profit (loss) for the period9904€23k
Profit (loss) for the period to be appropriated9905€23k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 132 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frisheidstraat 131080 Sint-Jans-MolenbeekGround area
451 m²
Building footprint
197 m²
Volume, LiDAR
2,824 m³
Parcel 21524C0270/00K000, Brussels · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0270/00K000 | Brussels | 451 m² | 1 · 197 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEKIAS
BE 1007.685.884
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L'Origine Beauty & Wellness
BE 0468.373.408
La Louvière · Eq €23,161
MT-IT Networking
BE 0759.451.503
Wemmel · Eq €23,148
çewlik
BE 0863.711.556
Brussel · Eq €23,467
M.D.TRUST BELGIUM
BE 0663.923.626
Tongeren-Borgloon · Eq €23,724
Of 1,376 companies in sector 61100 we hold annual accounts for 586. 339 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
46190Agents in non-specialised wholesale trade
46431Wholesale of electrical household appliances and audio-video equipment
47120Other non-specialised retail sale
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.