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B&T CONSULTING

Active Private limited companyfounded 2023active for 2 yearsFrisheidstraat 13, 1080 Molenbeek-Saint-JeanKBO/BCE: BE 1002.808.269

Lifetime

2 annual accounts with figures on one time axis
peak €49,305 (2025)
€49,305▲ 50.4%
peak €28,453 (2025)
€28,453▲ 22.1%
peak €51,755 (2025)
€51,755▲ 122%
€43,245▲ 195%
Board1 name since 2023
1 directorTAZI Yousra
Documentsfilings and deeds
02-11-202694 days late
2025micro format
Gross margin from €32,787 to €49,305Equity from €23,302 to €51,755Debts from €14,668 to €43,245Investments €57,901

Key points

from the 2025 annual accounts

Turnover

≈ €200,000 estimated

The micro format states no turnover.

Investments

€57,901 6.8 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

1.01 was 2.46 in 2024

Short-term debts rose from €14,668 to €43,245.

2025 accounts filed 94 days after the deadline

Checked score

38
Weak
Financially stronger than 68% of micro companies in telecommunications (NACE 61)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.6% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.8% across 527 companies (NACE 61, micro).

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.4%lowest value 01-2025: 3.4%● unchanged vs 12-2024lowest value 02-2025: 3.4%● unchanged vs 01-2025 03-2025: 4.1%▲ +0.7 percentage points vs 02-2025 04-2025: 4.3%▲ +0.2 percentage points vs 03-2025 05-2025: 4.8%▲ +0.5 percentage points vs 04-2025 06-2025: 4.8%● unchanged vs 05-2025 07-2025: 5.3%▲ +0.5 percentage points vs 06-2025 08-2025: 5.3%● unchanged vs 07-2025 09-2025: 5.1%▼ -0.2 percentage points vs 08-2025 10-2025: 5.2%▲ +0.1 percentage points vs 09-2025 11-2025: 5.8%▲ +0.6 percentage points vs 10-2025 12-2025: 5.8%● unchanged vs 11-2025 01-2026: 6.3%▲ +0.5 percentage points vs 12-2025 02-2026: 6.3%● unchanged vs 01-2026 03-2026: 6.4%▲ +0.1 percentage points vs 02-2026 04-2026: 6.5%▲ +0.1 percentage points vs 03-2026 05-2026: 6.5%● unchanged vs 04-2026 06-2026: 6.3%▼ -0.2 percentage points vs 05-2026 07-2026: 6.4%▲ +0.1 percentage points vs 06-2026 08-2026: 7.0%▲ +0.6 percentage points vs 07-2026 09-2026: 7.3%▲ +0.3 percentage points vs 08-2026 10-2026: 9.7%▲ +2.4 percentage points vs 09-2026highest value 11-2026: 6.6%▼ -3.1 percentage points vs 10-2026

Financial strength
Strong

79-7equity 54.5% of total assets
30-8short-term debt 45.5% · cash 1.7%
100=return on assets 30.0%

Score breakdown

raises risk
Last filed accounts filed 94 days late; 2 of the last 3 accounts late
Founded in 2023
No registered site in the KBO
Size: total assets €95,000
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 61, micro). It does better than 63% of them on solvency, 27% on liquidity, 91% on profitability and 92% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as B&T CONSULTING has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of B&T CONSULTING itself is higher: 6.6% within 12 months. It rests on far more data about B&T CONSULTING than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for B&T CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is tight, with a current ratio of 1.01 (2.46 in 2024), below the usual 1.5. Short-term debt is 45.5% and cash 1.7% of total assets. 45.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 94 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Size: total assets €95,000
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 94 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-11-2026, 94 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2025
94 days late
2024
132 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 113 days after the deadline. In the sector (NACE 61), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

TY
Director
  • TAZI Yousra 100 sharesdeed of 01-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1002808269
Incorporation Founding capital of €500, 100 shares · Founder: TAZI Yousra (comparant) · Appointment: TAZI Yousra (director) · published on 01-12-2023 · Gazette deed
All 4 events

Comparable companies

same main activity, similar in size and age
Company
B&T CONSULTING Molenbeek-Saint-Jean €95,000 €49,305 54.5% -
BMY SERVICE Molenbeek-Saint-Jean €92,263 €49,386 62.7% -
Tine Tas Heist-op-den-Berg €97,032 €50,762 98.4% -
FC SERVICE SOLUTION Zaventem €92,475 €60,309 77.4% -
Bouha Consulting Antwerp €124,940 €48,107 83.2% -
By-Tech Lokeren €90,269 €38,526 67.0% -
EB TECH BV Aalst €113,961 €63,860 24.8% -

These companies have the same main activity as B&T CONSULTING: wired, wireless and satellite telecommunications (NACE 61100). They are comparable in size and age: total assets between €90,300 and €125,000, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 29-11-2023Normal situation
Activity
Wired, wireless and satellite telecommunicationsNACE 61100and 5 others
Financial year end
31 December
Peppol
Reachable since 13-01-2026
Company details

Annual accounts 2025

€95,000▲ 150%
Filing
Filed on 02-11-2026
Financials

Insights on B&T CONSULTING

The balance sheet grew most in 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about B&T CONSULTING

What is the company number of B&T CONSULTING?
The company number of B&T CONSULTING is 1002.808.269. The VAT number is the same number with BE in front: BE 1002.808.269.
Where is B&T CONSULTING based?
The registered office is at Frisheidstraat 13, 1080 Molenbeek-Saint-Jean.Company details
What does B&T CONSULTING do?
According to the KBO register, the main activity is wired, wireless and satellite telecommunications (NACE 61100).
What is the legal form of B&T CONSULTING?
B&T CONSULTING is a private limited company (BV).
When was B&T CONSULTING founded?
B&T CONSULTING was founded on 29-11-2023.
Is B&T CONSULTING still active?
Yes, B&T CONSULTING is an active enterprise in the KBO register.
What is the turnover of B&T CONSULTING?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €49,305 and 2,934 comparable companies of the same size. It probably lies between €120,000 and €360,000. It is a rough estimate.Financials
Is B&T CONSULTING profitable?
In financial year 2025, B&T CONSULTING made a profit of €28,453.
Where can I find the annual accounts of B&T CONSULTING?
B&T CONSULTING filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B&T CONSULTING due?
B&T CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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