B-SERVICES
ActiveSummary
B-SERVICES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424,677 and a net result of €11,783. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-18
Solvency83▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.42 in 2024; short-term debt: 14.1% and cash: 16% of total assets), and 42.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.6%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
7 d early
2022
29 d late
2021
18 d late
2020
29 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€424,677▲ 2.9%
2024 · €412,894
Total assets
€737,911▲ 5.2%
2024 · €701,631
Net result
€11,783▼ 73.2%
2024 · €43,951
Working capital
€49,975▲ 12.8%
2024 · €44,299
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€62,526▲ 0.3%€91,290▲ 46.0%€59,262▼ 35.1%€64,524▲ 8.9%€25,641▼ 60.3%
Net result€37,775▼ 0.3%€49,618▲ 31.4%€24,090▼ 51.4%€43,951▲ 82.4%€11,783▼ 73.2%
Equity€330,237▲ 0.8%€344,854▲ 4.4%€368,943▲ 7.0%€412,894▲ 11.9%€424,677▲ 2.9%
Total assets€684,297▼ 5.2%€681,674▼ 0.4%€720,866▲ 5.7%€701,631▼ 2.7%€737,911▲ 5.2%
Debt€354,060▼ 10.3%€336,820▼ 4.9%€351,923▲ 4.5%€288,738▼ 18.0%€313,234▲ 8.5%
Working capital€89,323▼ 21.8%€47,030▼ 47.3%€405▼ 99.1%€44,299▲ 10,838%€49,975▲ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €737,911
Fixed assets
€584,072 ▲ 5.6%
Current assets
€153,839 ▲ 3.5%
Equity and liabilities €737,911
Equity
€424,677 ▲ 2.9%
Debt
€313,234 ▲ 8.5%
Debt's share of the balance-sheet total rises from 41.2% to 42.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59,283▼
2024 · €95,032
Cash flow
€45,425▼
2024 · €74,458
Current ratio
1.48▲
2024 · 1.42
Debt to equity
0.74▲
2024 · 0.70
ROE
2.8%▼
2024 · 10.6%
ROA
1.6%▼
2024 · 6.3%
Interest coverage
4.65▼
2024 · 16.03
Debt ≤ 1 year
€103,864▼
2024 · €104,406
Debt > 1 year
€205,897▲
2024 · €184,331
Income taxes
€1,941▼
2024 · €16,290
Staff costs
€24▼
2024 · €961
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €405 | - |
| Remuneration, social security and pensions62 | - | - | - | €961 | €24 | ▼ 97.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,538 | €24,836 | €30,658 | €30,507 | €33,642 | ▲ 10.3% |
| Other operating charges640/8 | €2,100 | €12,371 | €665 | €4,914 | €2,499 | ▼ 49.1% |
| Gross operating margin9900 | €89,164 | €128,496 | €90,585 | €100,907 | €61,806 | ▼ 38.7% |
| Operating profit (loss)9901 | €62,526 | €91,290 | €59,262 | €64,524 | €25,641 | ▼ 60.3% |
| Financial income75/76B | - | €2,114 | €73 | €1,644 | €845 | ▼ 48.6% |
| Recurring financial income75 | - | €2,114 | €73 | €1,644 | €845 | ▼ 48.6% |
| Financial charges65/66B | €11,731 | €9,420 | €10,214 | €5,928 | €12,762 | ▲ 115% |
| Recurring financial charges65 | €11,731 | €9,420 | €10,214 | €5,928 | €12,762 | ▲ 115% |
| Profit (loss) for the period before taxes9903 | €50,795 | €83,984 | €49,121 | €60,241 | €13,723 | ▼ 77.2% |
| Income taxes67/77 | €13,020 | €34,366 | €25,031 | €16,290 | €1,941 | ▼ 88.1% |
| Profit (loss) for the period9904 | €37,775 | €49,618 | €24,090 | €43,951 | €11,783 | ▼ 73.2% |
| Profit (loss) for the period to be appropriated9905 | €37,775 | €49,618 | €24,090 | €43,951 | €11,783 | ▼ 73.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €684,297 | €681,674 | €720,866 | €701,631 | €737,911 | ▲ 5.2% |
| Formation expenses20 | - | €0 | - | - | - | - |
| Fixed assets21/28 | €530,205 | €531,401 | €546,601 | €552,927 | €584,072 | ▲ 5.6% |
| Tangible fixed assets22/27 | €430,205 | €431,401 | €446,601 | €452,927 | €484,072 | ▲ 6.9% |
| Land and buildings22 | €419,332 | €418,059 | €437,829 | €446,706 | €479,185 | ▲ 7.3% |
| Plant, machinery and equipment23 | €1,398 | €8,013 | €5,288 | €2,563 | €544 | ▼ 78.8% |
| Furniture and vehicles24 | €9,475 | €5,328 | €3,484 | €3,658 | €4,343 | ▲ 18.7% |
| Financial fixed assets28 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Current assets29/58 | €154,092 | €150,273 | €174,265 | €148,705 | €153,839 | ▲ 3.5% |
| Amounts receivable within one year40/41 | €42,593 | €54,818 | €60,427 | €34,304 | €29,249 | ▼ 14.7% |
| Trade receivables40 | €4,169 | €32,038 | €10,464 | €21,335 | €5,520 | ▼ 74.1% |
| Other amounts receivable41 | €38,424 | €22,780 | €49,963 | €12,969 | €23,730 | ▲ 83.0% |
| Cash at bank and in hand54/58 | €106,378 | €89,738 | €113,838 | €113,092 | €118,347 | ▲ 4.6% |
| Deferred charges and accrued income490/1 | €5,121 | €5,718 | - | €1,309 | €6,242 | ▲ 377% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €684,297 | €681,674 | €720,866 | €701,631 | €737,911 | ▲ 5.2% |
| Equity10/15 | €330,237 | €344,854 | €368,943 | €412,894 | €424,677 | ▲ 2.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Outside capital11 | - | - | €18,600 | - | - | - |
| Other1109/19 | - | - | €18,600 | - | - | - |
| Reserves13 | €55,956 | €55,956 | €350,343 | €394,294 | €406,077 | ▲ 3.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €54,096 | €54,096 | €54,096 | €54,096 | €54,096 | = |
| Distributable reserves133 | - | - | €294,387 | €338,338 | €350,121 | ▲ 3.5% |
| Profit (loss) carried forward14 | €255,681 | €270,298 | - | - | - | - |
| Amounts payable17/49 | €354,060 | €336,820 | €351,923 | €288,738 | €313,234 | ▲ 8.5% |
| Amounts payable after more than one year17 | €289,291 | €233,577 | €178,063 | €184,331 | €205,897 | ▲ 11.7% |
| Financial debts170/4 | €289,291 | €233,577 | €178,063 | €184,331 | €205,897 | ▲ 11.7% |
| Amounts payable within one year42/48 | €64,769 | €103,244 | €173,860 | €104,406 | €103,864 | ▼ 0.5% |
| Current portion of amounts payable after more than one year42 | €49,686 | €55,714 | €55,514 | €29,767 | €36,751 | ▲ 23.5% |
| Financial debts43 | - | - | - | - | €1,052 | - |
| Credit institutions430/8 | - | - | - | - | €1,052 | - |
| Trade debts44 | €4,062 | €11,444 | €46,189 | €51,718 | €50,926 | ▼ 1.5% |
| Suppliers440/4 | €4,062 | €11,444 | €46,189 | €51,718 | €50,926 | ▼ 1.5% |
| Taxes, remuneration and social security45 | €11,021 | €36,085 | €37,157 | €5,535 | €6,050 | ▲ 9.3% |
| Taxes450/3 | €11,021 | €36,085 | €37,157 | €4,035 | €4,550 | ▲ 12.8% |
| Remuneration and social security454/9 | - | - | - | €1,500 | €1,500 | = |
| Other amounts payable47/48 | - | - | €35,000 | €17,387 | €9,084 | ▼ 47.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €3,473 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,775 | €49,618 | €24,090 | €43,951 | €11,783 | ▼ 73.2% |
| + Depreciation and write-downs630 | €24,538 | €24,836 | €30,658 | €30,507 | €33,642 | ▲ 10.3% |
| Operating cash flow (approximation) | €62,313 | €74,453 | €54,748 | €74,458 | €45,425 | ▼ 39.0% |
| Investment in fixed assets (approximation) | - | -€26,031 | -€45,858 | -€36,833 | -€64,787 | ▼ 75.9% |
| Change in cash | - | -€16,640 | €24,100 | -€746 | €5,255 | ▲ 804% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €11,783 ▼73.2%
Net result drops to €11,783, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €49,618 ▲31.4%
Operating result €91,290, net result €49,618, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2001
Ground area
1,847 m²
Building footprint
156 m²
Volume, LiDAR
1,103 m³
2 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Voie Berthe 200, 7012 Mons
since 20012.098.396.347
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53042B0031/00B000 | Wallonia | 1,584 m² | 1 · 109 m² | 7.4 m · 2 fl. |
| 53043B1233/00D012 | Wallonia | 264 m² | 1 · 47 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 1,160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
62200Computer consultancy and computer facilities management
77330Rental and leasing activities
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475553881
Also
9925:BE0475553881
Registered
14-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.