Equity
€274,938 ▲ 8.3%
B & S LEASE has made a profit in every financial year since 2020.
B & S LEASE
Lifetime
6 annual accounts with figures on one time axispeak €317,917 (2022)
€272,890▲ 58.4%
peak €148,507 (2022)
€21,140▲ 104%
peak €274,938 (2025)
€274,938▲ 8.3%
€510,428▲ 3.2%
Board2 names since 2019
2 directorsCLIJSTERS Bert and 1 other
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from €172,225 to €272,890Result from €10,370 to €21,140Investments €177,017Cash from €16,021 to €105,274
Key points
from the 2025 annual accountsTurnover
≈ €550,000 estimated
The micro format states no turnover.
Investments
€393,384 5.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 173.1% higher than in 2024.
Staff
3 employees on 31-12-2025
In 2025, 7 people joined and 6 left.
Filings
6 annual accounts 1 late
The 2024 accounts came 28 days late. The other five were filed on time.
Position in the sector
€274,938
More equity than 85% of companies in rental and leasing. Sector median €45,393 · 1,853 companies.
Checked score
85
Excellent
Financially stronger than 47% of micro companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,166 companies (NACE 77, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%lowest value
01-2025: 0.8%▲ +0.5 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.7%▼ -0.1 percentage points vs 02-2025
04-2025: 0.9%▲ +0.2 percentage points vs 03-2025
05-2025: 1.1%▲ +0.2 percentage points vs 04-2025
06-2025: 0.9%▼ -0.2 percentage points vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025
08-2025: 1.7%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 0.7%▼ -1.0 percentage point vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 1.0%▲ +0.2 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.3%▲ +0.3 percentage points vs 06-2026
08-2026: 0.3%▼ -1.0 percentage point vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2019
lowers risk
Size: total assets €785,366
Figures for financial year 2025 (filed on 22-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 51% of them on solvency, 40% on liquidity, 37% on profitability and 60% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as B & S LEASE has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of B & S LEASE itself is lower: 0.3% within 12 months. It rests on far more data about B & S LEASE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for B & S LEASE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.44 in 2024), below the usual 1.5. Short-term debt is 51.8% and cash 13.4% of total assets. 65% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 days early
2024
28 days late
2023
12 days early
2022
19 days early
2021
101 days early
2020
65 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 30 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0722933476
Registered office moved within Boutersem
New registered office: Aarschotsebaan 1A, 3370 Boutersem · Previous registered office: Leuvensesteenweg 471, 3370 Boutersem · General meeting of 18-09-2024 · Gazette deed
Change of role: CLIJSTERS Bert, from manager to director
Appointment: HEYMANS Steven (director) · General meeting of 21-12-2022 · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares · Founder: CLIJSTERS Bert (partner) · Appointment: CLIJSTERS Bert (manager) · published on 21-03-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| B & S LEASE Boutersem | €785,366 | €272,890 | 35.0% | - |
| VALCK CAR MARKET Haacht | €813,854 | €272,339 | 35.7% | 0 |
| Van & Truck Rental Kortemark | €938,036 | €352,815 | 45.9% | 1.4 |
| TWS Projects Houthulst | €610,305 | €237,476 | 25.2% | - |
| VANture Pajottegem | €981,522 | €124,473 | 20.8% | - |
| Roadsurfer Belgium Sint-Pieters-Leeuw | €997,503 | €539,266 | 10.9% | 9.9 |
| NAREK & SAQ Ostend | €624,905 | €186,491 | 14.7% | - |
These companies have the same main activity as B & S LEASE: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €610,000 and €998,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 19-03-2019Normal situation
- Activity
- Renting and leasing of cars and light motor vehiclesNACE 77110and 5 others
- Joint committee
- 112Garages · annual accounts 2023
- Establishment unit
- 2.287.551.1963370 Boutersem, since 19-03-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Annual accounts 2025
- €785,366▲ 4.9%
- Employeeson 31-12-2025
- 3=
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on B & S LEASE
B & S LEASE files the micro format. That format states no turnover. The gross margin rose from €38,101 in 2020 to €272,890 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about B & S LEASE
- What is the company number of B & S LEASE?
- The company number of B & S LEASE is 0722.933.476. The VAT number is the same number with BE in front: BE 0722.933.476.
- Where is B & S LEASE based?
- The registered office is at Aarschotsebaan 1A, 3370 Boutersem.Company details
- What does B & S LEASE do?
- According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
- What is the legal form of B & S LEASE?
- B & S LEASE is a private limited company (BV).
- When was B & S LEASE founded?
- B & S LEASE was founded on 19-03-2019.
- Is B & S LEASE still active?
- Yes, B & S LEASE is an active enterprise in the KBO register.
- How many employees does B & S LEASE have?
- B & S LEASE had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does B & S LEASE fall under?
- In its 2023 annual accounts, B & S LEASE states joint committee 112 (Garages).
- What is the turnover of B & S LEASE?
- The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €272,890 and 878 comparable companies of the same size. It probably lies between €380,000 and €800,000. It is a rough estimate.
- Is B & S LEASE profitable?
- In financial year 2025, B & S LEASE made a profit of €21,140.
- Where can I find the annual accounts of B & S LEASE?
- B & S LEASE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B & S LEASE due?
- B & S LEASE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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