B.S.J.
Open bankruptcyA bankruptcy procedure is open for B.S.J. according to publications in the Belgian State Gazette; curator: STEVEN HEYLEN. The 2024 annual accounts show equity of €43k and a net result of €52k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
7 d early
2022
13 d early
2021
26 d early
2020
4 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k
2023 · €-9k
2018: €-60k
2019: €-23k
2020: €66k
2021: €69k
2022: €41k
2023: €-9k
2018 → 2024
Total assets
€167k▲ 35.4%
2023 · €123k
2018: €123k
2019: €255k
2020: €277k
2021: €264k
2022: €217k
2023: €123k
2018 → 2024
Net result
€52k
2023 · €-50k
2018: €40k
2019: €37k
2020: €89k
2021: €4k
2022: €-29k
2023: €-50k
2018 → 2024
Working capital
€8k
2023 · €-3k
2018: €7k
2019: €-12k
2020: €21k
2021: €56k
2022: €32k
2023: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€66k-€69k▲ 5.8%€41k▼ 41.5%€-9k€43k
Operating result€118k-€15k▼ 87.6%€-21k€-39k▼ 88.2%€60k
Net result€89k-€4k▼ 95.7%€-29k€-50k▼ 72.2%€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €60k after a loss of €39k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €167k
Fixed assets
€53k▲ 88.8%
Current assets
€113k▲ 19.4%
Equity and liabilities €167k
Equity
€43k
Debt
€124k
Debt finances 74.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€78k▲
2023 · €16k
Cash flow
€69k▲
2023 · €6k
Solvency
25.6%▲
2023 · -7.3%
Current ratio
1.07▲
2023 · 0.96
Quick ratio
1.07▲
2023 · 0.96
Debt / equity
2.91▲
2023 · -14.62
ROE
121.2%
ROA
31.0%▲
2023 · -40.3%
Interest coverage
9.58▲
2023 · 1.61
Debt
€124k▼
2023 · €132k
Debt ≤ 1 year
€105k▲
2023 · €98k
Debt > 1 year
€19k▼
2023 · €34k
Income taxes
€390▲
2023 · €328
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€167k▲
Fixed assets21/28€28k€53k▲
Tangible fixed assets22/27€28k€53k▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€21k€49k▲
Leasing and similar rights25€452-
Financial fixed assets28€461€461=
Current assets29/58€95k€113k▲
Amounts receivable within one year40/41€92k€111k▲
Trade receivables40€92k€107k▲
Other amounts receivable41-€4k
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€123k€167k▲
Equity10/15€-9k€43k▲
Contributions10/11€6k€6k=
Reserves13€33k€33k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€7k€7k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-48k€3k▲
Amounts payable17/49€132k€124k▼
Amounts payable after more than one year17€34k€19k▼
Financial debts170/4€34k€19k▼
Amounts payable within one year42/48€98k€105k▲
Current portion of amounts payable after more than one year42€34k€7k▼
Financial debts43€10k€11k▲
Credit institutions430/8€10k€11k▲
Trade debts44€28k€71k▲
Suppliers440/4€28k€71k▲
Taxes, remuneration and social security45€19k€14k▼
Taxes450/3€15k€12k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€8k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€18k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€21k€82k▲
Operating profit (loss)9901€-39k€60k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€-49k€52k▲
Income taxes67/77€328€390▲
Profit (loss) for the period9904€-50k€52k▲
Profit (loss) for the period to be appropriated9905€-50k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€3k▲
Profit (loss) brought forward from the previous period14P€1k€-48k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Turnhout · B.S.J. BV ASTRIDPLEIN 35/1, 2280 GROBBENDONK · event 19-05-2026
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €89k ▲143%
Operating result €118k, net result €89k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Astridplein 352280 GrobbendonkGround area
418 m²
Building footprint
418 m²
Volume, LiDAR
3,274 m³
Parcel 13010B0398/00P000, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Astridplein 35, 2280 Grobbendonk
since 20012.100.188.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010B0398/00P000 | Flanders | 418 m² | 1 · 418 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEVEN HEYLEN VLAKKE VELDEN 1, 2270 HERENT-
HOUT |
19-05-2026 → present |
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2001
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
46831Wholesale of construction materials, general range
51532
43331Floor and wall tiling
47521Retail sale of hardware, building materials, paint and glass (general range)
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.