B.S. GEMS
InactiveNo longer registered with the KBO since 13-04-2026; last annual accounts for fiscal year 2025.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-224k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
24 d early
2023
30 d early
2022
15 d late
2021
32 d early
2020
23 d early
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.78M
EBIT margin
1.9%
Net result
€-250k▲ 0.1%
2024 · €-251k
2018: €-21k
2019: €-123k
2020: €2k
2021: €102k
2022: €165k
2023: €43k
2024: €-251k
2018 → 2025
Working capital
€-218k
2024 · €21k
2018: €86k
2019: €-38k
2020: €-35k
2021: €67k
2022: €231k
2023: €275k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€234k▲ 239%€277k▲ 18.5%€26k▼ 90.5%€-224k
Operating result€117k-€166k▲ 42.0%€51k▼ 69.5%€-245k€-244k▲ 0.4%
Net result€102k-€165k▲ 62.3%€43k▼ 73.8%€-251k€-250k▲ 0.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €244k in 2025 against €245k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-419.5%▼
2024 · 2.6%
Current ratio
0.20▼
2024 · 1.02
Quick ratio
0.20▼
2024 · 0.45
Debt / equity
-1.21▼
2024 · 37.08
ROA
-469.1%▼
2024 · -24.9%
Debt
€271k▼
2024 · €981k
Debt ≤ 1 year
€271k▼
2024 · €981k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€53k▼
Fixed assets21/28€5k-
Tangible fixed assets22/27€4k-
Plant, machinery and equipment23€3k-
Furniture and vehicles24€987-
Financial fixed assets28€1k-
Current assets29/58€1.00M€53k▼
Stocks and contracts in progress3€557k-
Stocks30/36€557k-
Amounts receivable within one year40/41€341k€421▼
Trade receivables40€340k-
Other amounts receivable41€982€421▼
Cash at bank and in hand54/58€104k€53k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€53k▼
Equity10/15€26k€-224k▼
Contributions10/11€19k€19k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14-€-250k
Provisions and deferred taxes16-€6k
Provisions for liabilities and charges160/5-€6k
Other liabilities and charges164/5-€6k
Amounts payable17/49€981k€271k▼
Amounts payable within one year42/48€981k€271k▼
Trade debts44€344k€7k▼
Suppliers440/4€344k€7k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€632k€257k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-243k€-243k▼
Operating profit (loss)9901€-245k€-244k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-247k€-248k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€-251k€-250k▲
Profit (loss) for the period to be appropriated9905€-251k€-250k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-251k€-250k▲
Transfer from equity791/2€251k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-251k ▼680%
Net result drops to €-251k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 15 days late
2022
31-12
Financial
Highest result since 2018net €165k ▲62.3%
Operating result €166k, net result €165k, both a record.
31-12
Financial
Equity above €200kEq €234k ▲239%
3 profitable years in a row build equity to €234k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 302018 AntwerpenGround area
3,046 m²
Building footprint
2,904 m²
Volume, LiDAR
74,659 m³
Parcel 11808H1178/00S008, Flanders · tallest building 46.0 m, ±8 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00S008 | Flanders | 3,046 m² | 1 · 2,904 m² | 46.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 1 more network connections
Shared address
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 1,229 companies in sector 46861 we hold annual accounts for 678.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-1996
Fiscal year end31-12
Activities, NACEBEL
46861Wholesale of diamonds and other precious stones
51561
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.