Skip to content

B & S CONSTRUCT

Active
Private limited companyfounded 2005active for 21 yearsGrand Chemin(HAV) 288, 7531 Tournai, BelgiumKBO/BCE: BE 0875.975.920
Summary

B & S CONSTRUCT has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €521,910 and a net result of €18,227. Equity has been stable since 2019 (±1% per year). Its solvency ranks better than 85% of 341 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 12-09-2005 Normal situation
Activity
Development of residential building projects NACE 68121and 1 other
Establishment unit
2.149.008.472 8670 Koksijde, since 22-09-2005
Financial year end
31 March
Peppol
Reachable

Financial position

96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€163,501
Turnover
≈ €350,000
estimated
Profit
€18,227
Equity
€521,910
▲ 3.6%
Total assets
€621,985
▲ 0.8%
Score breakdownlowers riskLiquidity: current ratio 4.14, cash €126,963, halvedEquity €521,910 (83.9% of total assets)Size: total assets €621,985Figures for financial year 2026 (filed on 31-10-2026)Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in real estate (NACE 68)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 83.9% of total assets
Liquidity 72-24
short-term debt 16.1% · cash 20.4%
Profitability 45+32
return on assets 2.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%▼ -0.1 percentage points vs 10-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.14 (4.05 in 2025), above the usual 1.5. Short-term debt is 16.1% and cash 20.4% of total assets. 16.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 81% on liquidity, 39% on profitability and 56% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.14, cash €126,963, halved
NBB · annual accounts
lowers risk · Equity €521,910 (83.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €621,985
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 31-10-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-10-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
2 days early
2025
31 days early
2024
7 days early
2023
5 days early
2022
3 days early
2021
3 days early
2020
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2026, abbreviated format

Annual accounts 2026 filed on 29-10-2026 at the NBB all 20 filings

Turnover
≈ €350,000
Estimated: probably between €220,000 and €800,000
EBIT margin
Not included in this filing
Net result
€18,227
2025 · -€61,172
Working capital
€314,267▲ 2.0%
2025 · €308,161
Multi-year overview
2019 to 2026, 8 financial years
Operating result
€47,971
2026
20192026
Net result
€18,227
2026
20192026
Equity
€521,910
▲ 3.6% 2026
20192026
Total assets
€621,985
▲ 0.8% 2026
20192026
Debt
€100,075
▼ 11.6% 2026
20192026
Working capital
€314,267
▲ 2.0% 2026
20192026
Solvency
83.9%
▲ 2.3pp 2026
20192026
Current ratio
4.14
▲ 0.09 2026
20192026
Return on assets (ROA)
2.9%
▲ 12.8pp 2026
20192026
Staff (FTE)
0
2026
20192026
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result€0.1m-€0.06m▼ 45.9%€0.1m▲ 136%€0.09m▼ 36.2%€0.1m▲ 19.3%€0.09m▼ 16.6%-€0.06m€0.05m
Net result€0.06m-€0.03m▼ 51.7%€0.08mwithin the sector's middle half▲ 175%€0.05mwithin the sector's middle half▼ 37.1%€0.07mabove the sector's middle half▲ 34.3%€0.05mabove the sector's middle half▼ 20.7%-€0.06mbelow the sector's middle half€0.02m
Equity€0.6m-€0.5mwithin the sector's middle half€0.4mwithin the sector's middle half▼ 15.6%€0.5mabove the sector's middle half▲ 15.5%€0.6mabove the sector's middle half▲ 10.6%€0.5mwithin the sector's middle half▼ 10.8%€0.5m▲ 3.6%
Total assets€2.2m-€0.9m▼ 60.3%€0.8mwithin the sector's middle half▼ 7.7%€0.7mbelow the sector's middle half▼ 15.0%€0.7mwithin the sector's middle half▼ 2.8%€1.4mabove the sector's middle half▲ 100%€0.6mbelow the sector's middle half▼ 54.6%€0.6m▲ 0.8%
Debt€1.6m-€0.3m▼ 82.8%€0.3m▲ 5.1%€0.3m▼ 13.8%€0.2m▼ 34.3%€0.8m▲ 373%€0.1m▼ 85.8%€0.1m▼ 11.6%
Working capital€0.6m-€0.6m▼ 0.8%€0.5mwithin the sector's middle half▼ 13.7%€0.4mwithin the sector's middle half▼ 15.6%€0.5mabove the sector's middle half▲ 16.1%€0.6mabove the sector's middle half▲ 10.9%€0.3mwithin the sector's middle half▼ 46.0%€0.3m▲ 2.0%
Solvency26.7%-63.8%above the sector's middle half63.3%above the sector's middle half▼ 0.5pp75.2%above the sector's middle half▲ 11.9pp41.5%within the sector's middle half▼ 33.7pp81.7%above the sector's middle half▲ 40.1pp83.9%▲ 2.3pp
Current ratio1.38-3.22▲ 1.842.81within the sector's middle half▼ 0.412.78within the sector's middle half▼ 0.034.25above the sector's middle half▲ 1.471.73within the sector's middle half▼ 2.524.05above the sector's middle half▲ 2.324.14▲ 0.09
Return on assets (ROA)2.7%-3.3%▲ 0.6pp9.9%above the sector's middle half▲ 6.6pp7.3%above the sector's middle half▼ 2.6pp10.1%above the sector's middle half▲ 2.8pp4.0%within the sector's middle half▼ 6.1pp-9.9%below the sector's middle half▼ 13.9pp2.9%▲ 12.8pp
Staff (FTE)0within the sector's middle half0
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2026 is a profit of €47,971, after a loss of €58,265 in 2025.

The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €621,985
Fixed assets €207,662 =
Current assets €414,323 ▲ 1.3%
Equity and liabilities €621,985
Equity €521,910 ▲ 3.6%
Debt €100,075 ▼ 11.6%
Debt's share of the balance-sheet total falls from 18.3% to 16.1%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
Quick ratio
1.30▼
2025 · 3.38
Debt to equity
0.19▼
2025 · 0.22
ROE
3.5%▲
2025 · -12.1%
Debt ≤ 1 year
€100,055▼
2025 · €101,045
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item31-03-202231-03-202331-03-202431-03-202531-03-2026
Mortgages, amount registered-€25,000€25,000--
Mortgage mandates-€730,000€730,000--
Carrying value of the mortgaged assets-€342,098€1.1m--

Source: notes to the 2022 to 2026 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item31-03-202231-03-202331-03-202431-03-202531-03-2026
Financial fixed assets---€202,662€0

Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 45 lines
Balance sheet Code20252026
Assets
Total assets20/58€616,868€621,985▲
Fixed assets21/28€207,662€207,662=
Financial fixed assets28€207,662€207,662=
Current assets29/58€409,206€414,323▲
Stocks and contracts in progress3€67,764€284,058▲
Contracts in progress37€67,764€284,058▲
Amounts receivable within one year40/41€19,224€3,302▼
Trade receivables40€1,904€1,740▼
Other amounts receivable41€17,320€1,562▼
Cash at bank and in hand54/58€282,290€126,963▼
Deferred charges and accrued income490/1€39,928€0▼
Equity and liabilities
Total equity and liabilities10/49€616,868€621,985▲
Equity10/15€503,683€521,910▲
Contributions10/11€25,000€25,000=
Reserves13€494,760€494,760=
Distributable reserves133€494,760€494,760=
Profit (loss) carried forward14-€16,077€2,150▲
Amounts payable17/49€113,185€100,075▼
Amounts payable within one year42/48€101,045€100,055▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1,045€55▼
Suppliers440/4€1,045€55▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€100,000€100,000=
Accrued charges and deferred income492/3€12,140€19▼
Income statement Code20252026
Other operating charges640/8€596€609▲
Non-recurring operating charges66A€9,190€114,922▲
Gross operating margin9900-€48,479€163,501▲
Operating profit (loss)9901-€58,265€47,971▲
Financial income75/76B€7€13,501▲
Recurring financial income75€7€13,501▲
Financial charges65/66B€2,915€43,244▲
Recurring financial charges65€2,915€43,244▲
Profit (loss) for the period before taxes9903-€61,172€18,227▲
Income taxes67/77€0-
Profit (loss) for the period9904-€61,172€18,227▲
Profit (loss) for the period to be appropriated9905-€61,172€18,227▲
Appropriation of the result
Profit (loss) to be appropriated9906-€58,577€2,150▲
Profit (loss) brought forward from the previous period14P€2,596-€16,077▼
Transfer from equity791/2€42,500€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2026 at the NBB, filed on 29-10-2026.

Line20192020202120222023202420252026Change
Other operating charges640/8-€923-€868€868€496€596€609▲ 2.1%
Non-recurring operating charges66A-----€2,000€9,190€114,922▲ 13×
Gross operating margin9900€116,388€62,643€148,047€93,731€111,685€94,868-€48,479€163,501-
Operating profit (loss)9901€113,995€61,720€145,534€92,863€110,817€92,372-€58,265€47,971-
Financial income75/76B-€14,822-€6€0€7,021€7€13,501▲ 1,827×
Recurring financial income75€21,435€14,822€221€6€0€7,021€7€13,501▲ 1,827×
Financial charges65/66B-€19,835-€18,067€10,413€17,991€2,915€43,244▲ 15×
Recurring financial charges65€39,374€19,835€18,475€18,067€10,413€17,991€2,915€43,244▲ 15×
Profit (loss) for the period before taxes9903€96,056€56,707€127,280€74,802€100,405€81,401-€61,172€18,227-
Income taxes67/77€35,104€27,264€46,216€23,853€31,972€27,149€0--
Profit (loss) for the period9904€60,952€29,443€81,064€50,949€68,432€54,252-€61,172€18,227-
Transfer from tax-exempt reserves789-€77,500-------
Profit (loss) for the period to be appropriated9905€60,952€106,943€143,064€50,949€68,432€54,252-€61,172€18,227-
Line20192020202120222023202420252026Change
Assets
Total assets20/58€2.2m€0.9m€0.8m€0.7m€0.7m€1.4m€0.6m€0.6m▲ 0.8%
Fixed assets21/28€0.006m€0.006m€0.006m€0.006m€0.005m€0.005m€0.2m€0.2m=
Financial fixed assets28€0.006m€0.006m€0.006m€0.006m€0.005m€0.005m€0.2m€0.2m=
Current assets29/58€2.2m€0.9m€0.8m€0.7m€0.7m€1.4m€0.4m€0.4m▲ 1.3%
Stocks and contracts in progress3€0.7m€0.5m€0.2m€0.08m€0.2m€1.1m€0.07m€0.3m▲ 319%
Stocks30/36-€0.5m-€0.08m€0----
Contracts in progress37----€0.2m€1.1m€0.07m€0.3m▲ 319%
Amounts receivable within one year40/41€0.05m€0.02m€0.07m€0.07m€0.03m€0.03m€0.02m€0.003m▼ 82.8%
Trade receivables40-€0.001m-€0.07m€0.01m€0.006m€0.002m€0.002m▼ 8.6%
Other amounts receivable41-€0.02m-€0.002m€0.02m€0.03m€0.02m€0.002m▼ 91.0%
Cash at bank and in hand54/58€0.6m€0.3m€0.5m€0.5m€0.4m€0.2m€0.3m€0.1m▼ 55.0%
Deferred charges and accrued income490/1-€0.05m-€0.02m€0.02m€0.03m€0.04m€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€2.2m€0.9m€0.8m€0.7m€0.7m€1.4m€0.6m€0.6m▲ 0.8%
Equity10/15€0.6m-€0.5m€0.4m€0.5m€0.6m€0.5m€0.5m▲ 3.6%
Contributions10/11€0.03m€0.03m-€0.03m€0.03m€0.03m€0.03m€0.03m=
Reserves13€0.6m€0.6m€0.5m€0.4m€0.5m€0.5m€0.5m€0.5m=
Non-distributable reserves130/1-€0.003m-€0.003m€0.003m€0---
Reserves not available under the articles1311-€0.003m-------
Own shares acquired1312---€0.003m€0.003m€0---
Tax-exempt reserves132-€0.06m-------
Distributable reserves133-€0.5m-€0.4m€0.5m€0.5m€0.5m€0.5m=
Profit (loss) carried forward14€0.003m€0.003m€0.003m€0.003m€0.003m€0.003m-€0.02m€0.002m-
Amounts payable17/49€1.6m€0.3m€0.3m€0.3m€0.2m€0.8m€0.1m€0.1m▼ 11.6%
Amounts payable within one year42/48€1.6m€0.3m€0.3m€0.2m€0.2m€0.8m€0.1m€0.1m▼ 1.0%
Financial debts43-€0.1m--€0.2m€0.8m€0--
Credit institutions430/8-€0.1m--€0.2m€0.8m€0--
Trade debts44€0.1m€0.001m--€0.002m€474€0.001m€55▼ 94.7%
Suppliers440/4-€0.001m--€0.002m€474€0.001m€55▼ 94.7%
Advances received on contracts in progress46-€0.1m-€0.1m€0----
Taxes, remuneration and social security45-€0.01m-€0.005m€0.007m€0.03m€0--
Taxes450/3-€0.01m-€0.005m€0.007m€0.03m€0--
Other amounts payable47/48-€0.02m-€0.1m€0-€0.1m€0.1m=
Accrued charges and deferred income492/3-€0.008m-€0.007m€0.01m€0.01m€0.01m€19▼ 99.8%
Line20192020202120222023202420252026Change
Profit (loss) for the period9904€60,952€29,443€81,064€50,949€68,432€54,252-€61,172€18,227-
Operating cash flow (approximation)€60,952€29,443€81,064€50,949€68,432€54,252-€61,172€18,227-
Investment in fixed assets (approximation)-€0€0€0€500€0-€202,662€0-
Change in cash--€280,287€215,247€40,917-€123,757-€229,118€108,680-€155,327-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 14,766 companies had the same profile as B & S CONSTRUCT has now. Two years later, 96.2% were still going and 0.2% had gone bankrupt.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
96.2% was still going
3.5% stopped otherwise
0.2% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of B & S CONSTRUCT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for B & S CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 20 filings with the National Bank
Financial year Type Filed Reference Document
31-03-2026 abbreviated format 29-10-2026 2026-00597457 PDF
31-03-2025 full format 30-09-2025 2025-00523489 PDF
31-03-2024 micro format 24-10-2024 2024-00513542 PDF
31-03-2023 micro format 26-10-2023 2023-00494943 PDF
31-03-2022 full format 28-10-2022 2022-20476564 PDF
31-03-2021 full format 28-10-2021 2021-74000063 PDF
31-03-2020 full format 18-11-2020 2020-71200284 PDF
31-03-2019 full format 21-10-2019 2019-71000216 PDF
31-03-2018 full format 12-10-2018 2018-69200413 PDF
31-03-2017 full format 18-09-2017 2017-61200453 PDF

Show all 20 filings

Board & ownership

Directors

Directors
2 directors, last change in 2023
Deback Stefaan
Administrateur non statutaire · appointed in the act of 22-03-2023 · earlier manager, until 22-03-2023 · term without a fixed end · listed in the 2026 annual accounts, filed on 29-10-2026
Current
Petillion Bruno Johan Valere Cornelius
Administrateur non statutaire · appointed in the act of 22-03-2023 · earlier manager, until 22-03-2023 · term without a fixed end · listed in the 2026 annual accounts, filed on 29-10-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“L’assemblée générale décidera à la prochaine assemblée générale annuelle sur la décharge aux gérants démissionnaires pour l’exécution de…”
deed of 22-03-2023

Owners and capital

Capital transactions

Capital over time
  1. 22-03-2023 Converted to unavailable equity

Mandate history

2 people, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Deback Stefaan
  • Manager, until 22-03-2023
  • Administrateur non statutaire, appointed in the act of 22-03-2023, still in office
Petillion Bruno Johan Valere Cornelius
  • Manager, until 22-03-2023
  • Administrateur non statutaire, appointed in the act of 22-03-2023, still in office
See the board, name and registered office on a given date →

Articles of association

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“Organe d'administration, peuvent porter un numéro d'ordre”

Articles of association, deed of 22-03-2023 (in French)

Network & group

B & S CONSTRUCT shares no director with another company.

Connections & network

2 current directors
Depth

The network starts from the directors of B & S CONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2027 accounts: 31-10-2027
2026
29-10
NBB filing Annual accounts 2026 filedNBB
abbreviated format · 2 days before the deadline
31-03
Financial Back to profitnet €18,227
The net result is €18,227, after one loss-making year.
2025
30-09
NBB filing Annual accounts 2025 filedPDF
full format · 31 days before the deadline
31-03
Financial Weakest financial yearnet -€61,172
The net result drops to -€61,172, the lowest from 2019 to 2026. It recovers the following year.
31-03
Financial Liquidity more than doubledcurrent ratio 4.05
The current ratio rises from 1.73 to 4.05. Short-term debt falls from €783,715 to €101,045.
2024
24-10
NBB filing Annual accounts 2024 filedPDF
micro format · 7 days before the deadline
2023
26-10
NBB filing Annual accounts 2023 filedPDF
micro format · 5 days before the deadline
31-03
Financial Equity above €500,000equity €510,603 ▲15.5%
With a profit in every financial year since 2019, equity grows to €510,603.
22-03
Gazette deed Changes of role: Deback Stefaan (administrateur non statutaire) and Petillion Bruno Johan Valere Cornelius (administrateur non statutaire)
Capital conversion · Reserve release · Amendment of the articles13 points ▸
  • General meeting, 14-03-2023
  • Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
  • Reserve release, “disponible pour distribution” (deed in French)
  • Amendment of the articles, mentioned 3 times in the deed
  • Other provision, “vote, adoptée à l'unanimité” (deed in French)
  • Director resignation, Deback Stefaan (manager)
  • Director resignation, Petillion Bruno Johan Valere Cornelius (manager)
  • Director appointment, Deback Stefaan (administrateur non statutaire)
  • Director appointment, Petillion Bruno Johan Valere Cornelius (administrateur non statutaire)
  • Other provision, “décharge aux gérants démissionnaires, prochaine assemblée générale annuelle” (deed in French)
  • Power of attorney, Deback Stefaan
  • Power of attorney, Petillion Bruno Johan Valere Cornelius
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

2022
28-10
NBB filing Annual accounts 2022 filedPDF
full format · 3 days before the deadline
2021
28-10
NBB filing Annual accounts 2021 filedPDF
full format · 3 days before the deadline
31-03
Financial Highest result from 2019 to 2026net €81,064 ▲175%
The operating result of €145,534 and the net result of €81,064 are both a record.
Show earlier events
2020
18-11
NBB filing Annual accounts 2020 filedPDF
full format · 18 days late
31-03
Financial Liquidity more than doubledcurrent ratio 3.22
The current ratio rises from 1.38 to 3.22. Short-term debt falls from €1.6m to €274,328.
2019
21-10
NBB filing Annual accounts 2019 filedPDF
full format · 10 days before the deadline
2018
12-10
NBB filing Annual accounts 2018 filedPDF
full format · 19 days before the deadline
2017
18-09
NBB filing Annual accounts 2017 filedPDF
full format · 43 days before the deadline
2005
19-09
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 12 September 2005, B & S CONSTRUCT was incorporated.1 Total assets went from €2.2m in 2019 to €621,985 in 2026.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2026

Company details

Register details

Identity

KBO record
Name B & S CONSTRUCT in French
Enterprise number 0875.975.920
Legal form Private limited company
Status Active, normale toestand
Founded 12-09-2005
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-03-2023 (in French)
Name clauseThe company operates under this name according to its articles.
B&S Construct
deed of 22-03-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Simple décision, Région Wallonne”
“Région Wallonne, par simple décision organe d’administration établir ou supprimer succursales ou agences en Belgique ou à étranger pour…”
deed of 22-03-2023 (in French)

Registered office and establishments

Registered office Grand Chemin(HAV) 288, 7531 Tournai, Belgium
Establishment unit B & S CONSTRUCT, Goudenboomstraat(Kok) 3, 8670 Koksijde since 22-09-2005 · unit number 2.149.008.47241001 General construction of residential buildings

Activities

NACEBEL 2025
68121 Development of residential building projects main activity
41001 General construction of residential buildings
Codes under NACEBEL 2008
41101 Real estate development main activity
41201 General construction of buildings
Codes under NACEBEL 2003
70111 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De donner des conseils financiers dans les placements en valeurs mobilières,et ce au sens large du terme; D'accomplir,à la fois pour son…”
17 activities
  1. De donner des conseils financiers dans les placements en valeurs mobilières,et ce au sens large du terme.
  2. D'accomplir,à la fois pour son compte et pour le compte de tiers ou en participation avec des tiers,elle-même ou par l'intermédiaire de toute autre personne physique ou morale,toutes les opérations qui se rapportent directement ou indirectement à toute activité,quelle qu'elle soit,et courtage relatif à des biens immobiliers,bâtis ou non bâtis,ainsi que tous les actes,quels qu'ils soient,en matière de droits immobiliers,le tout à la fois dans son propre intérêt et pour son propre compte et à des fins d'aliénation,en particulier:
  3. L'achat,la vente,l'échange,la démolition,la location,la mise en location d'appartements,meublés ou non,d'habitations,d'espaces de bureaux,d'équipements,de matériel,de mobilier de bureau et de biens immeubles,d'une manière générale
  4. Les expertises,la gestion,la valorisation et la construction ou la rénovation de biens immeubles de toute nature ainsi que la coordination de la direction de tels travaux,la conception,l'élaboration et la réalisation de tous études,projets et plans
  5. L'intervention en tant qu'agent chargé de la location et/ou de la vente
  6. La construction,le parachèvement,la transformation,la rénovation,la réparation,la décoration,l'aménagement,la démolition de tous bâtiments ou constructions,quels qu'ils soient,l'acceptation,l'exécution ou la mise à exécution de toutes entreprises de travaux,à la fois privées et publiques
  7. L'exploitation d'une agence immobilière et d'un bureau de logement,y compris les interventions dans les contrats de prêt,le financement et toute l'administration et la gestion y afférentes
  8. Le lotissement de terrains,de bois et de domaines,le boisement ou le déboisement,la mise en garantie de biens immobiliers de la société,même en garantie de prêts ou d'ouvertures de crédit consentis à des tiers
  9. L'administration,la gestion,l'entretien et la valorisation d'un patrimoine immobilier,la location-financement de biens immobiliers à des tiers ainsi que tous les actes de nature à favoriser le rendement des biens immobiliers tels que l'entretien,le développement,l'embellissement et la location de ces biens ainsi que le cautionnement pour le bon déroulement des engagements contractés par des tiers qui auraient la jouissance de ces biens immobiliers
  10. D'exécuter toutes les opérations immobilières ou les actes en rapport avec celles-ci,notamment:l'achat,la vente,le courtage,l'échange,la démolition,la mise en location,l'expertise,la gestion,la valorisation,la construction,la transformation ou la rénovation de biens immeubles de toute nature,à la fois des terrains et des bâtiments publics et privés,dont aussi des appartements et logements sociaux,à la fois en région rurale ou en agglomération et ce par voie de lotissement de nouvelle construction,reconstruction ou transformation,dans tous les matériaux,pour toutes les destinations et avec toutes les techniques
  11. Par ailleurs,la société pourra accomplir toutes les opérations financières possibles afin de faciliter les opérations relevant de son objet,même en faveur ou pour le compte de tiers-mandants
  12. D'accepter tous les mandats de gestion,l'exercice de mandats et fonctions qui sont en rapport direct ou indirect avec l'objet
  13. La société peut accomplir tous les actes commerciaux,financiers,industriels,mobiliers et immobiliers qui sont en rapport direct ou indirect avec cet objet ou qui peuvent en promouvoir ou en faciliter l'expansion
  14. Elle pourra poursuivre son objet partout en Belgique et à l'étranger,de toutes les manières et selon les modalités qu'elle estime lui convenir le mieux
  15. Elle peut,par voie d'apport,de fusion,de souscription ou de toute autre manière,prendre des intérêts dans toutes les entreprises,associations ou sociétés dont l'objet est en tout ou en partie similaire,équivalent ou connexe avec son objet ou simplement utile à sa réalisation
  16. La société peut également exercer des fonctions d'administrateur ou de liquidateur d'autres sociétés
  17. Elle peut aussi se porter caution pour des tiers
deed of 22-03-2023 (in French)

Invoicing and payment

VAT number BE 0875.975.920
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0875975920
Other Peppol ID 9925:BE0875975920

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0875.975.920

Financial year and general meeting

Accounts at the NBB
Financial year end 31-03

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the addresses

Ground area
364 m²
Building footprint
213 m²
Building volume
3,885 m³
Cadastral parcel Region Area Buildings Height / floors
38014E0184/00C000 Flanders 364 m² 1 · 213 m² 23.5 m · 6