B. POPYN - Avocat
ActiveB. POPYN - Avocat has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+25
Solvency37▲+8
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.06 in 2023; short-term debt: 82.8% and cash: 0.8% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.9%
Return on assets
7.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 15368 sector peers (2024).
NBB · sector comparisonPosition among 15368 sector peers
Solvency
better than 11%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €26k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
69 d late
2022
60 d late
2021
31 d late
2020
23 d late
2019
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€26k▲ 165%
2023 · €10k
2018: €16k
2019: €15k
2020: €9k
2021: €2k
2022: €10k
2023: €10k
2018 → 2024
Total assets
€219k▼ 8.0%
2023 · €238k
2018: €346k
2019: €315k
2020: €290k
2021: €262k
2022: €254k
2023: €238k
2018 → 2024
Net result
€16k▲ 7,595%
2023 · €210
2018: €6k
2019: €-1k
2020: €-6k
2021: €-8k
2022: €8k
2023: €210
2018 → 2024
Working capital
€-174k▲ 6.7%
2023 · €-187k
2018: €-220k
2019: €-252k
2020: €-244k
2021: €-227k
2022: €-203k
2023: €-187k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€2k▼ 83.0%€10k▲ 505%€10k▲ 2.2%€26k▲ 165%
Operating result€-2k-€-5k▼ 179%€18k€8k▼ 55.7%€35k▲ 347%
Net result€-6k-€-8k▼ 25.8%€8k€210▼ 97.4%€16k▲ 7,595%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 347% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€212k▼ 6.6%
Current assets
€7k▼ 38.1%
Equity and liabilities €219k
Equity
€26k▲ 165%
Provisions
€0▼ 100%
Debt
€193k▼ 2.7%
The debt ratio rises from 83.3% to 88.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2023 · €23k
Cash flow
€32k▲
2023 · €16k
Solvency
11.9%▲
2023 · 4.1%
Current ratio
0.04▼
2023 · 0.06
Quick ratio
0.04▼
2023 · 0.06
Debt / equity
7.43▼
2023 · 20.20
ROE
62.2%▲
2023 · 2.1%
ROA
7.4%▲
2023 · 0.1%
Interest coverage
7.96▲
2023 · 4.13
Debt
€193k▼
2023 · €198k
Debt ≤ 1 year
€181k▼
2023 · €198k
Debt > 1 year
€12k
Income taxes
€12k▲
2023 · €2k
Staff costs
€15k▼
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€238k€219k▼
Fixed assets21/28€227k€212k▼
Tangible fixed assets22/27€226k€211k▼
Land and buildings22€226k€211k▼
Furniture and vehicles24-€662
Financial fixed assets28€284€284=
Current assets29/58€11k€7k▼
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€3k€3k▲
Other amounts receivable41€804€24▼
Cash at bank and in hand54/58€243€2k▲
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€238k€219k▼
Equity10/15€10k€26k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Tax-exempt reserves132€263€263=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-11k€5k▲
Provisions and deferred taxes16€30k-
Provisions for liabilities and charges160/5€30k-
Major repairs and maintenance162€30k-
Amounts payable17/49€198k€193k▼
Amounts payable after more than one year17-€12k
Financial debts170/4-€12k
Amounts payable within one year42/48€198k€181k▼
Current portion of amounts payable after more than one year42-€12k
Financial debts43€4k€8k▲
Credit institutions430/8€4k€8k▲
Trade debts44€32k€21k▼
Suppliers440/4€32k€21k▼
Taxes, remuneration and social security45€28k€37k▲
Taxes450/3€15k€31k▲
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€135k€103k▼
Income statement
Code20232024
Non-recurring operating income76A-€30k
Remuneration, social security and pensions62€33k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€61k€70k▲
Operating profit (loss)9901€8k€35k▲
Financial income75/76B€3€8▲
Recurring financial income75€3€8▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€2k€28k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€210€16k▲
Profit (loss) for the period to be appropriated9905€210€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€5k▲
Profit (loss) brought forward from the previous period14P€-11k€-11k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Highest result since 2018net €16k ▲7595%
Operating result €35k, net result €16k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
12-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Grande Triperie 157000 MonsGround area
541 m²
Building footprint
246 m²
Volume, LiDAR
2,794 m³
2 parcels, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Marché Croix Place 7, 7000 Mons
since 20102.194.189.488
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053H0611/00S000 | Wallonia | 320 m² | 1 · 245 m² | 14.8 m · 4 fl. |
| 53053H0614/00S000 | Wallonia | 221 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 6,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2009
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.