B PLAN Solutions
ActiveSummary
B PLAN Solutions has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €463k and a net result of €23k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-9
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.02 against 5.63 in 2023; short-term debt: 10.5% and cash: 69.2% of total assets), and 10.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.5%
Return on assets
4.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
21 d early
2022
35 d early
2021
31 d early
2020
23 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, micro schema
Equity
€463k▲ 5.2%
2023 · €441k
Total assets
€518k▲ 0.6%
2023 · €515k
Net result
€23k▼ 60.0%
2023 · €57k
Working capital
€384k▲ 11.6%
2023 · €344k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€54k▼ 34.6%€58k▲ 6.4%€40k▼ 30.9%€81k▲ 102%€33k▼ 58.7%
Net result€38k▼ 35.1%€43k▲ 11.3%€27k▼ 37.0%€57k▲ 112%€23k▼ 60.0%
Equity€314k▲ 13.9%€357k▲ 13.5%€384k▲ 7.5%€441k▲ 14.8%€463k▲ 5.2%
Total assets€398k▲ 20.0%€433k▲ 8.8%€445k▲ 2.8%€515k▲ 15.6%€518k▲ 0.6%
Debt€84k▲ 50.4%€76k▼ 9.1%€62k▼ 19.0%€74k▲ 20.5%€55k▼ 26.4%
Working capital€291k▲ 18.9%€273k▼ 6.1%€315k▲ 15.4%€344k▲ 9.1%€384k▲ 11.6%
Staff (FTE)0.1
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €518k
Fixed assets
€80k ▼ 17.8%
Current assets
€438k ▲ 4.9%
Equity and liabilities €518k
Equity
€463k ▲ 5.2%
Debt
€55k ▼ 26.4%
Debt's share of the balance-sheet total falls from 14.4% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2023 · €92k
Cash flow
€40k▼
2023 · €68k
Current ratio
8.02▲
2023 · 5.63
Debt to equity
0.12▼
2023 · 0.17
ROE
4.9%▼
2023 · 12.9%
ROA
4.4%▼
2023 · 11.0%
Interest coverage
16.19▼
2023 · 43.43
Debt ≤ 1 year
€55k▼
2023 · €74k
Income taxes
€10k▼
2023 · €23k
Staff costs
€0▼
2023 · €37
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €58 | €4k | €37 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €11k | €15k | €11k | €17k | ▲ 53.1% |
| Other operating charges640/8 | - | €1k | €1k | €2k | €1k | ▼ 44.8% |
| Gross operating margin9900 | €64k | €70k | €61k | €94k | €52k | ▼ 45.0% |
| Operating profit (loss)9901 | €54k | €58k | €40k | €81k | €33k | ▼ 58.7% |
| Financial income75/76B | - | €7 | €0 | €945 | €2k | ▲ 158% |
| Recurring financial income75 | €23 | €7 | €0 | €945 | €2k | ▲ 158% |
| Financial charges65/66B | - | €1k | €2k | €2k | €3k | ▲ 47.7% |
| Recurring financial charges65 | €1k | €1k | €2k | €2k | €3k | ▲ 47.7% |
| Profit (loss) for the period before taxes9903 | €53k | €57k | €38k | €79k | €33k | ▼ 58.9% |
| Income taxes67/77 | €15k | €14k | €11k | €23k | €10k | ▼ 56.2% |
| Profit (loss) for the period9904 | €38k | €43k | €27k | €57k | €23k | ▼ 60.0% |
| Profit (loss) for the period to be appropriated9905 | €38k | €43k | €27k | €57k | €23k | ▼ 60.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €398k | €433k | €445k | €515k | €518k | ▲ 0.6% |
| Fixed assets21/28 | €24k | €84k | €69k | €97k | €80k | ▼ 17.8% |
| Tangible fixed assets22/27 | €24k | €84k | €69k | €97k | €80k | ▼ 17.8% |
| Plant, machinery and equipment23 | - | - | - | €2k | €2k | ▼ 37.0% |
| Furniture and vehicles24 | - | €40k | €27k | €55k | €41k | ▼ 25.6% |
| Other tangible fixed assets26 | - | €44k | €42k | €39k | €37k | ▼ 5.7% |
| Financial fixed assets28 | €56 | €56 | €148 | €148 | €148 | = |
| Current assets29/58 | €374k | €349k | €377k | €418k | €438k | ▲ 4.9% |
| Amounts receivable within one year40/41 | €83k | €64k | €58k | €65k | €78k | ▲ 20.0% |
| Trade receivables40 | - | €54k | €47k | €64k | €71k | ▲ 11.2% |
| Other amounts receivable41 | - | €10k | €11k | €1k | €7k | ▲ 569% |
| Cash at bank and in hand54/58 | €290k | €283k | €316k | €351k | €359k | ▲ 2.1% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €2k | €2k | ▲ 8.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €398k | €433k | €445k | €515k | €518k | ▲ 0.6% |
| Equity10/15 | €314k | €357k | €384k | €441k | €463k | ▲ 5.2% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €254k | €296k | €323k | €380k | €402k | ▲ 6.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Tax-exempt reserves132 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €292k | €319k | €378k | €401k | ▲ 6.0% |
| Profit (loss) carried forward14 | €55k | €55k | €55k | €55k | €55k | = |
| Amounts payable17/49 | €84k | €76k | €62k | €74k | €55k | ▼ 26.4% |
| Amounts payable within one year42/48 | €84k | €76k | €62k | €74k | €55k | ▼ 26.4% |
| Trade debts44 | €12k | €28k | €3k | €5k | €3k | ▼ 45.4% |
| Suppliers440/4 | - | €28k | €3k | €5k | €3k | ▼ 45.4% |
| Taxes, remuneration and social security45 | - | €13k | €13k | €8k | €6k | ▼ 23.2% |
| Taxes450/3 | - | €10k | €10k | €6k | €3k | ▼ 43.1% |
| Remuneration and social security454/9 | - | €2k | €3k | €3k | €3k | ▲ 19.4% |
| Other amounts payable47/48 | - | €36k | €46k | €61k | €46k | ▼ 25.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €43k | €27k | €57k | €23k | ▼ 60.0% |
| + Depreciation and write-downs630 | €8k | €11k | €15k | €11k | €17k | ▲ 53.1% |
| Operating cash flow (approximation) | €46k | €53k | €42k | €68k | €40k | ▼ 41.3% |
| Investment in fixed assets (approximation) | - | €-71k | €-92 | €-39k | €0 | ▲ 100% |
| Change in cash | - | €-7k | €33k | €35k | €7k | ▼ 79.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €23k ▼60%
Net result drops to €23k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Highest result since 2018net €59k ▲101%
Operating result €83k, net result €59k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2012
Ground area
2,031 m²
Building footprint
157 m²
Parcel 55036A0432/00H000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Chemin du Servoir 101, 7090 Braine-le-Comte
since 20122.213.266.816
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55036A0432/00H000 | Wallonia | 2,031 m² | 1 · 157 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 35,259 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.