B PARTNER
ActiveSummary
B PARTNER has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €5k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+61
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 8.11 against 5.13 in 2024; short-term debt: 11.6% and cash: 44.3% of total assets), and 13.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
7.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
58 d early
2023
56 d early
2022
32 d early
2021
40 d early
2020
31 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k
2024 · €-14k
2019: €14k
2020: €854
2021: €13k
2022: €14k
2023: €4k
2024: €-14k
2019 → 2025
Working capital
€55k▲ 13.8%
2024 · €48k
2019: €26k
2020: €30k
2021: €46k
2022: €61k
2023: €65k
2024: €48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€62k▲ 28.1%€66k▲ 6.4%€52k▼ 20.6%€58k▲ 9.8%
Operating result€20k-€23k▲ 15.5%€11k▼ 54.9%€-7k€13k
Net result€13k-€14k▲ 5.3%€4k▼ 70.7%€-14k€5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€4k ▼ 11.1%
Current assets
€63k ▲ 4.5%
Equity and liabilities €66k
Equity
€58k ▲ 9.8%
Debt
€9k ▼ 24.9%
Debt's share of the balance-sheet total falls from 18.2% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €-6k
Cash flow
€7k▲
2024 · €-12k
Current ratio
8.11▲
2024 · 5.13
Debt to equity
0.15▼
2024 · 0.22
ROE
9.0%▲
2024 · -26.0%
ROA
7.8%▲
2024 · -21.2%
Interest coverage
3.88▲
2024 · -0.94
Debt ≤ 1 year
€8k▼
2024 · €12k
Income taxes
€4k▲
2024 · €249
Staff costs
€52k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€66k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€60k€63k▲
Amounts receivable within one year40/41€40k€33k▼
Trade receivables40€35k€23k▼
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€20k€29k▲
Equity and liabilities
Total equity and liabilities10/49€64k€66k▲
Equity10/15€52k€58k▲
Contributions10/11€9k€9k=
Reserves13€17k€22k▲
Distributable reserves133€17k€22k▲
Profit (loss) carried forward14€26k€26k▲
Amounts payable17/49€12k€9k▼
Amounts payable within one year42/48€12k€8k▼
Trade debts44€658€2k▲
Suppliers440/4€658€2k▲
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€1k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€453€453=
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€82k€52k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€9k€8k▼
Gross operating margin9900€86k€74k▼
Operating profit (loss)9901€-7k€13k▲
Financial income75/76B€16€84▲
Recurring financial income75€16€84▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€-13k€9k▲
Income taxes67/77€249€4k▲
Profit (loss) for the period9904€-14k€5k▲
Profit (loss) for the period to be appropriated9905€-14k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€31k▲
Profit (loss) brought forward from the previous period14P€40k€26k▼
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2006
Ground area
214 m²
Building footprint
105 m²
Volume, LiDAR
1,138 m³
Parcel 21342B0117/00E010, Brussels · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
B PARTNER
since 20062.155.044.248
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0117/00E010 | Brussels | 214 m² | 1 · 105 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,281 companies in sector 81100 we hold annual accounts for 678. 392 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2006
Fiscal year end30-06
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
81100Combined facilities support activities
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.