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B.P.C. SERVICES

Active
Private limited companyfounded 20188 years activeLouizalaan 209, 1050 Elsene, BelgiumKBO/BCE: BE 0704.931.959
Summary

The computed 12-month bankruptcy probability of B.P.C. SERVICES is 6.5% (elevated). The 2024 annual accounts show equity of €43,974 and a net result of €35,366. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 36,396 sector peers (NACE 43, fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€89,825total assets 2024
Equity
€43,974
Profit
€35,366
Turnover not published (abridged schema)
Financial health
38 Weak Checked score 2024
Bankruptcy probability, 12 months
6.5%
Structure
Accounts 68 days overdue0 of 4 deeds read
Why 38- 1 financial year not filed after the legal deadline; latest accounts 60 days late; 2 of the last 3 late- Figures for FY 2024 (filed 01-10-2025)- Liquidity: current ratio 1.94- Founded in 2018Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 69% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Strong
Solvency 74+27
equity 49.0% of total assets
Liquidity 49+11
short-term debt 51.0%
Profitability 97+97
return on assets 39.4%
Bankruptcy probability, 12 months
6.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 3.4% 12-2024: 3.0%▼ -0.4 percentage points vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.0%● unchanged vs 03-2025 05-2025: 3.0%● unchanged vs 04-2025 06-2025: 2.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.9%● unchanged vs 06-2025lowest value 08-2025: 3.9%▲ +1.0 percentage point vs 07-2025 09-2025: 4.3%▲ +0.4 percentage points vs 08-2025 10-2025: 6.3%▲ +2.0 percentage points vs 09-2025 11-2025: 4.3%▼ -2.0 percentage points vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.3%● unchanged vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.3%● unchanged vs 02-2026 04-2026: 4.2%▼ -0.1 percentage points vs 03-2026 05-2026: 4.0%▼ -0.2 percentage points vs 04-2026 06-2026: 3.9%▼ -0.1 percentage points vs 05-2026 07-2026: 3.7%▼ -0.2 percentage points vs 06-2026 08-2026: 4.4%▲ +0.7 percentage points vs 07-2026 09-2026: 4.5%▲ +0.1 percentage points vs 08-2026 10-2026: 6.5%▲ +2.0 percentage points vs 09-2026highest value
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.94 against 1.21 in 2023; short-term debt: 51% of total assets), but 51% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 53% on solvency, 40% on liquidity, 83% on profitability and 98% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 60 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for FY 2024 (filed 01-10-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.94
NBB · annual accounts
raises risk · Founded in 2018
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
60 days late
2023
90 days late
2022
21 days late
2021
46 days late
2020
31 days late
2019
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 49 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €35,366
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Back in profit in 2024after -€35,133 in 2023 €35,366 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Positive: Among the best 20% on net resultsector median €9,287 · 36,363 companies €35,366 View

By topic

Financials

Fiscal year
2024
Total assets
€89,825
Profit
€35,366
Solvency
49.0%
Total assets▲ 129%
Net result
20192024
Go to Financials

Timeline

Events
9
Since
2020
  1. 31-12-2023Weakest financial year
  2. 21-08-2023Annual accounts filed
  3. 15-09-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
24-09-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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