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B & O WILMS

Active
Private limited companyfounded 199233 yrs activeSteenweg op Turnhout 117, 2330 Merksplas, BelgiumKBO/BCE: BE 0448.950.840
Summary

B & O WILMS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225,144 and a net result of €8,578. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 95% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
B & O WILMSActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999NACE 45250
#9 oldest company in Merksplas, Construction sector1 site
Size
€240,490total assets 2025
Equity
€225,144
Profit
€8,578
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 43 d early0 of 3 deeds read
Why 95- Sector Specialised construction activities (NACE 43)+ Founded in 1992+ Liquidity: current ratio 15.60, cash €32,237+ Equity €225,144 (93.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 93.6% of total assets
Liquidity 67+1
short-term debt 6.4% · cash 13.4%
Profitability 73-1
return on assets 3.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +2.5% vs 11-2024 01-2025: 0.1%▼ -11.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +5.5% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -1.3% vs 05-2025 07-2025: 0.1%▼ -1.3% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▲ +16.0% vs 09-2025 11-2025: 0.1%▲ +4.6% vs 10-2025highest value 12-2025: 0.1%▼ -1.1% vs 11-2025 01-2026: 0.1%▼ -14.4% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▼ -2.6% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▼ -4.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%▲ +13.9% vs 09-2026
  • Founded in 1992 lowers the probability for this profile
  • Liquidity: current ratio 15.60, cash €32,237 lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €225,144 (93.6% of total assets) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 15.6 against 25.02 in 2024; short-term debt: 6.4% and cash: 13.4% of total assets), and 6.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 65%, profitability 45%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 15.60, cash €32,237
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €225,144 (93.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
51 d early
2023
49 d early
2022
54 d early
2021
46 d early
2020
55 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 13 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 47.2% · 32,341 companies 93.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €8,578 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€240,490
Profit
€8,578
Solvency
93.6%
Total assets▲ 0.3%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 19-12-2025Annual accounts filed
  2. 11-12-2024Annual accounts filed
  3. 13-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
21-12-1992
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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