B-NEO CLIPS
ActiveB-NEO CLIPS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-6k. Its solvency ranks better than 69% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency88
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.78; short-term debt: 37.4% and cash: 10.2% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
-14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€24k
Total assets
€38k
Net result
€-6k
Working capital
€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €36k
Fixed assets
€25k
Current assets
€11k
Equity and liabilities €38k
Equity
€24k
Debt
€14k
Debt finances 37.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-2k
Cash flow
€1k
Solvency
62.6%
Current ratio
0.78
Quick ratio
0.78
Debt / equity
0.60
ROE
-23.4%
ROA
-14.7%
Interest coverage
-60.74
Debt
€14k
Debt ≤ 1 year
€14k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€38k
Formation expenses20€1k
Fixed assets21/28€25k
Intangible fixed assets21€25k
Current assets29/58€11k
Amounts receivable within one year40/41€7k
Other amounts receivable41€7k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€24k
Contributions10/11€17k
Profit (loss) carried forward14€-6k
Investment grants15€12k
Amounts payable17/49€14k
Amounts payable within one year42/48€14k
Other amounts payable47/48€14k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Gross operating margin9900€-2k
Operating profit (loss)9901€-8k
Financial income75/76B€3k
Recurring financial income75€3k
Financial charges65/66B€27
Recurring financial charges65€27
Profit (loss) for the period before taxes9903€-6k
Profit (loss) for the period9904€-6k
Profit (loss) for the period to be appropriated9905€-6k
Appropriation of the result
Profit (loss) to be appropriated9906€-6k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2026-05-08
- Director appointment, François Lavry (personne déléguée à la gestion journalière)
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
1 director, no change since 2026
François Lavry
CurrentPersonne déléguée à la gestion journalière · since 08-05-2026
08-05-2026
Appointed as Personne déléguée à la gestion journalière
Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Somme 7045300 AndenneGround area
3,324 m²
Building footprint
105 m²
Parcel 92130A0444/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
B-NEO CLIPS
since 20252.371.377.806
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92130A0444/00H000 | Wallonia | 3,324 m² | 1 · 105 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KWADRANT
BE 0457.629.370
Kortrijk · Eq €23k
BOTREX
BE 0878.065.972
Brussel · Eq €25k
Exoligamentz
BE 0793.756.443
Gent · Eq €26k
DONNET
BE 0882.984.466
Maldegem · Eq €26k
SYLAS
BE 0453.339.990
Aiseau-Presles · Eq €26k
Of 193 companies in sector 32300 we hold annual accounts for 96. 50 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2025
Fiscal year end31-12
Abbreviation FR
BNC
Activities, NACEBEL
32300Other manufacturing
30920Manufacture of other transport equipment
46495Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.