B-MOVE
ActiveSummary
B-MOVE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-5k. Equity is growing by ~65% per year across the filed fiscal years. Its solvency ranks better than 46% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-86
Solvency77▲+5
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.78 in 2024; short-term debt: 48.2% and cash: 16% of total assets), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
-6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 10.4%
2024 · €53k
2022: €-836
2023: €8k
2024: €53k
2022 → 2025
Total assets
€91k▼ 17.9%
2024 · €111k
2022: €3k
2023: €44k
2024: €111k
2022 → 2025
Net result
€-5k
2024 · €45k
2022: €-4k
2023: €9k
2024: €45k
2022 → 2025
Working capital
€42k▼ 7.9%
2024 · €46k
2022: €-836
2023: €8k
2024: €46k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-836-€8k€53k▲ 576%€47k▼ 10.4%
Operating result€-4k-€12k€62k▲ 396%€-387
Net result€-4k-€9k€45k▲ 420%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €387 after €62k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€5k ▼ 27.1%
Current assets
€86k ▼ 17.3%
Equity and liabilities €91k
Equity
€47k ▼ 10.4%
Debt
€44k ▼ 24.7%
Debt's share of the balance-sheet total falls from 52.6% to 48.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▼
2024 · €62k
Cash flow
€-4k▼
2024 · €46k
Current ratio
1.96▲
2024 · 1.78
Quick ratio
1.12▲
2024 · 0.35
Debt to equity
0.93▼
2024 · 1.11
ROE
-11.6%▼
2024 · 85.2%
ROA
-6.0%▼
2024 · 40.4%
Interest coverage
0.36▼
2024 · 12.35
Debt ≤ 1 year
€44k▼
2024 · €59k
Income taxes
€1k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€111k€91k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€600€600=
Current assets29/58€105k€86k▼
Stocks and contracts in progress3€84k€37k▼
Stocks30/36€84k€37k▼
Amounts receivable within one year40/41€18k€35k▲
Trade receivables40€16k€28k▲
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€2k€15k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€111k€91k▼
Equity10/15€53k€47k▼
Contributions10/11€3k€3k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€45k€40k▼
Amounts payable17/49€59k€44k▼
Amounts payable within one year42/48€59k€44k▼
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€6k€712▼
Suppliers440/4€6k€712▼
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€2k€741▼
Other amounts payable47/48€16k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€820€2k▲
Other operating charges640/8€551€0▼
Gross operating margin9900€63k€1k▼
Operating profit (loss)9901€62k€-387▼
Financial income75/76B€0€137▲
Recurring financial income75€0€137▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€57k€-4k▼
Income taxes67/77€12k€1k▼
Profit (loss) for the period9904€45k€-5k▼
Profit (loss) for the period to be appropriated9905€45k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€40k▼
Profit (loss) brought forward from the previous period14P€0€45k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼112%
Net result drops to €-5k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2022net €45k ▲420%
Operating result €62k, net result €45k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Elisabeth(TOU) 727500 TournaiGround area
1,305 m²
Building footprint
169 m²
Volume, LiDAR
1,224 m³
Parcel 57462A0051/00P011, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B-MOVE
since 20222.327.034.453
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0051/00P011 | Wallonia | 1,305 m² | 1 · 169 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAMALO CONSULT
BE 0805.550.653
Evere · Eq €47,317
Certim Projects
BE 1007.252.453
Antwerpen · Eq €47,326
inTech Engineering Solutions
BE 0756.955.336
Sint-Gillis (bij-Brussel) · Eq €47,327
CGILLAIN
BE 0750.574.023
Profondeville · Eq €47,338
BESIMMO
BE 0563.946.518
Antwerpen · Eq €47,338
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,862 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.