B-Materials
ActiveSummary
The computed 12-month bankruptcy probability of B-Materials is 1.8% (moderate). The 2025 annual accounts show equity of €7,715 and a net result of €4,715. Its solvency ranks better than 44% of 22,793 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-11-2024 Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 2 others
- Establishment unit
- 2.367.020.328 2250 Olen, since 28-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-06-2025
Board and ownership
- LT INTERIEURDirector · permanent representative LEYSEN Tomas
- LUNO InvestDirector · permanent representative DIELS Yentl
- TIST PEETERSDirector
- LEYSEN Tomas40 sharesact of 02-12-2024
- DIELS Yentl40 sharesact of 02-12-2024
- PEETERS Tist40 sharesact of 02-12-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
- Gross margin
- €7,371
- Turnover
- ≈ €77,000
- estimated
- Profit
- €4,715
- Equity
- €7,715
- Total assets
- €29,575
Score breakdownraises riskFounded in 2024Size: total assets €29,575Sector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed on 23-07-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 42% of them on solvency, 22% on liquidity and 66% on profitability.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 23-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €1,287 |
| Gross operating margin9900 | €7,371 |
| Operating profit (loss)9901 | €6,084 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €154 |
| Recurring financial charges65 | €154 |
| Profit (loss) for the period before taxes9903 | €5,930 |
| Income taxes67/77 | €1,214 |
| Profit (loss) for the period9904 | €4,715 |
| Profit (loss) for the period to be appropriated9905 | €4,715 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €29,575 | |
| Current assets29/58 | €29,575 | |
| Stocks and contracts in progress3 | €7,487 | |
| Stocks30/36 | €7,487 | |
| Amounts receivable within one year40/41 | €18,588 | |
| Trade receivables40 | €17,470 | |
| Other amounts receivable41 | €1,119 | |
| Cash at bank and in hand54/58 | €3,500 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €29,575 | |
| Equity10/15 | €7,715 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €4,715 | |
| Distributable reserves133 | €4,715 | |
| Amounts payable17/49 | €21,860 | |
| Amounts payable within one year42/48 | €21,860 | |
| Trade debts44 | €17,876 | |
| Suppliers440/4 | €17,876 | |
| Taxes, remuneration and social security45 | €1,525 | |
| Taxes450/3 | €1,525 | |
| Other amounts payable47/48 | €2,459 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €4,715 |
| Operating cash flow (approximation) | €4,715 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,390 companies had the same profile as B-Materials has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of B-Materials itself is higher: 1.8% within 12 months. It rests on far more data about B-Materials than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for B-Materials. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-07-2026 | 2026-00323075 |
Board & ownership
Directors
Board 3
Permanent representatives 2
Owners and capital
Shareholders
- LEYSEN Tomas 40 shares (33.3%) · €1,000
- DIELS Yentl 40 shares (33.3%) · €1,000
- PEETERS Tist 40 shares (33.3%) · €1,000
Capital transactions
- 02-12-2024 Incorporation · €3,000 · 120 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LT INTERIEUR |
|
| LUNO Invest |
|
| TIST PEETERS |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering bepaalt aantal,duur opdracht en bij meerdere bevoegdheid”
Articles of association, deed of 02-12-2024 (in Dutch)
Network & group
Companies at the same address
3 other companiesConnections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
02-12
Gazette deed
IncorporationFounding capital of €3,000, 120 shares · Founders: LEYSEN Tomas, DIELS Yentl and PEETERS Tist · Appointments: TIST PEETERS, LT INTERIEUR and LUNO Invest12 points ▸
- Incorporation, 27-11-2024
- Founder, LEYSEN Tomas
- Founder, DIELS Yentl
- Founder, PEETERS Tist
- Founding capital, €3,000, 120 shares
- Board rule, 3
- Director appointment, TIST PEETERS (director (not named in the articles))
- Permanent representative, PEETERS Tist
- Director appointment, LT INTERIEUR (director (not named in the articles))
- Permanent representative, LEYSEN Tomas
- Director appointment, LUNO Invest (director (not named in the articles))
- Permanent representative, DIELS Yentl
- The act holds 5 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
2 activities
- Groothandel en detailhandel van alle bouwmaterialen
- Webshop
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13029E0115/00H000 | Flanders | 3,542 m² | 1 · 980 m² | 7.2 m · 2 |