B-MAR
ActiveSummary
B-MAR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of B-MAR were filed more than 90 days after the deadline. The 2021 annual accounts show negative equity (-€13,377) and a net result of -€995. Equity is growing by ~29.8% per year across the filed fiscal years. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2021, micro schema, 2024 accounts filed, figures not processed yet
2018 to 2021, 4 fiscal years 2018 to 2021, 4 fiscal years
The operating result falls in 2021; 2021 is 56% below 2020.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €51,652 | €50,483 | ▼ 2.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,047 | €13,239 | €12,105 | €12,647 | ▲ 4.5% |
| Other operating charges640/8 | - | - | €1,194 | €973 | ▼ 18.5% |
| Gross operating margin9900 | -€3,578 | €56,466 | €80,304 | €70,803 | ▼ 11.8% |
| Operating profit (loss)9901 | -€4,972 | €8,920 | €15,353 | €6,700 | ▼ 56.4% |
| Financial income75/76B | - | - | €2,499 | €2,891 | ▲ 15.7% |
| Recurring financial income75 | €5,254 | €10,221 | €2,499 | €2,891 | ▲ 15.7% |
| Financial charges65/66B | - | - | €4,297 | €5,178 | ▲ 20.5% |
| Recurring financial charges65 | €4,599 | €4,091 | €4,297 | €5,178 | ▲ 20.5% |
| Profit (loss) for the period before taxes9903 | -€4,317 | €15,049 | €13,556 | €4,413 | ▼ 67.4% |
| Income taxes67/77 | €407 | €9,253 | €5,642 | €5,408 | ▼ 4.1% |
| Profit (loss) for the period9904 | -€4,724 | €5,797 | €7,914 | -€995 | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | -€4,724 | €5,797 | €7,914 | -€995 | ▼ 113% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €133,592 | €249,508 | €288,886 | €448,083 | ▲ 55.1% |
| Fixed assets21/28 | €1,653 | €44,302 | €35,425 | €22,778 | ▼ 35.7% |
| Intangible fixed assets21 | €1,283 | €962 | €641 | €321 | ▼ 50.0% |
| Tangible fixed assets22/27 | €370 | €43,340 | €34,783 | €22,457 | ▼ 35.4% |
| Furniture and vehicles24 | - | - | €5,882 | €3,190 | ▼ 45.8% |
| Leasing and similar rights25 | - | - | €28,902 | €19,268 | ▼ 33.3% |
| Current assets29/58 | €131,939 | €205,206 | €253,462 | €425,304 | ▲ 67.8% |
| Amounts receivable after more than one year29 | - | - | €135,000 | €120,000 | ▼ 11.1% |
| Other amounts receivable291 | - | - | €135,000 | €120,000 | ▼ 11.1% |
| Amounts receivable within one year40/41 | €89,622 | €186,099 | €105,745 | €159,556 | ▲ 50.9% |
| Trade receivables40 | - | - | €5,341 | €2,998 | ▼ 43.9% |
| Other amounts receivable41 | - | - | €100,404 | €156,558 | ▲ 55.9% |
| Cash at bank and in hand54/58 | €42,317 | €17,434 | €11,609 | €144,760 | ▲ 1,147% |
| Deferred charges and accrued income490/1 | - | - | €1,107 | €989 | ▼ 10.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €133,592 | €249,508 | €288,886 | €448,083 | ▲ 55.1% |
| Equity10/15 | -€26,092 | -€20,296 | -€12,382 | -€13,377 | ▼ 8.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€44,692 | -€38,896 | -€30,982 | -€31,977 | ▼ 3.2% |
| Amounts payable17/49 | €159,684 | €269,804 | €301,268 | €461,460 | ▲ 53.2% |
| Amounts payable after more than one year17 | - | €23,152 | €14,255 | €5,276 | ▼ 63.0% |
| Financial debts170/4 | - | - | €14,255 | €5,276 | ▼ 63.0% |
| Amounts payable within one year42/48 | €156,778 | €245,852 | €286,202 | €442,824 | ▲ 54.7% |
| Current portion of amounts payable after more than one year42 | - | - | €8,897 | €8,979 | ▲ 0.9% |
| Financial debts43 | - | - | €24,893 | €24,591 | ▼ 1.2% |
| Credit institutions430/8 | - | - | €24,893 | €24,591 | ▼ 1.2% |
| Trade debts44 | €99,138 | €196,341 | €220,668 | €323,009 | ▲ 46.4% |
| Suppliers440/4 | - | - | €220,668 | €323,009 | ▲ 46.4% |
| Taxes, remuneration and social security45 | - | - | €31,745 | €16,794 | ▼ 47.1% |
| Taxes450/3 | - | - | €23,460 | €8,208 | ▼ 65.0% |
| Remuneration and social security454/9 | - | - | €8,285 | €8,586 | ▲ 3.6% |
| Other amounts payable47/48 | - | - | - | €69,451 | - |
| Accrued charges and deferred income492/3 | - | - | €811 | €13,360 | ▲ 1,546% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,724 | €5,797 | €7,914 | -€995 | ▼ 113% |
| + Depreciation and write-downs630 | €1,047 | €13,239 | €12,105 | €12,647 | ▲ 4.5% |
| Operating cash flow (approximation) | -€3,677 | €19,036 | €20,019 | €11,651 | ▼ 41.8% |
| Investment in fixed assets (approximation) | - | -€55,888 | -€3,227 | €0 | ▲ 100% |
| Change in cash | - | -€24,883 | -€5,825 | €133,151 | ▲ 2,386% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.