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B.M.V.

Active
Private limited companyfounded 199531 yrs activeNeerveldstraat 193, 1745 Opwijk, BelgiumKBO/BCE: BE 0455.447.266
Summary

B.M.V. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339,302 and a net result of -€62,095. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 8061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
B.M.V.ActiveChecked score 49/100
Risk analysis ReportCompare

Overview

What they do
Other building finishing work
NACE 43350NACE 43390NACE 45450
1 site
How big
€1.6mtotal assets 2025
Equity
€339,302
Loss
-€62,095
Turnover not published (abridged schema)
Financially healthy?
49 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Who decides
Board
2 members
Accounts 44 d early1 of 3 deeds read
Why 49- Higher-failure-rate sector- Annual accounts: weaker financial profile- Weak solvency vs sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
49 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-61
Solvency47▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.42 in 2024; short-term debt: 38% and cash: 2.9% of total assets), and 78.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.7%
Return on assets
-4%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8061 sector peers (2025).
NBB · sector comparison
Position among 8061 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-09-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
111 d early
2023
32 d early
2022
38 d early
2021
31 d early
2020
25 d early
2019
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 23 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointments: Meersman Ewout (director) and Meersman…State Gazette act
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Weakest financial yearnet -€62,095

Key points

  • Caution: From profit to loss in 2025after €169,061 in 2024 -€62,095 View
  • Caution: Among the weakest 6% on net resultsector median €27,467 · 8,055 companies -€62,095 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • New directorslatest change 01-07-2026 · 2 in office 2 joined View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Loss
-€62,095
Solvency
21.7%
Total assets▲ 8.9%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-10-2026
  1. 21-09-2026Appointments: Meersman Ewout (director) and Meersman Katlijne…
  2. 17-09-2025Annual accounts filed
  3. 31-03-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
21-06-1995
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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