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B.M. RENOVE

Active
Private limited companyfounded 2018active for 8 yearsGalgstraat 71A, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0711.761.056

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of B.M. RENOVE is 2.0% (moderate). The 2025 annual accounts show equity of €65,703 and a net result of -€14,072. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 55% of 9,883 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 16-10-2018 Normal situation
Legal form
Private limited company
Registered office
Galgstraat 71A, 1600 Sint-Pieters-Leeuw
Activity
Bricklaying and masonry work NACE 43910and 4 others
Establishment unit
2.280.819.495 1600 Sint-Pieters-Leeuw, since 16-10-2018
Financial year end
31 December
Peppol
Reachable since 27-05-2025

Board and ownership

Board
  • BIVOL MichaiDirector
Shareholders
and 4 other shareholders

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Turnover
€485,891
▲ 1.1%
Loss
€14,072
Equity
€65,703
▼ 17.6%
Total assets
€137,536
▼ 12.7%
2025 accounts filed on time
Filed on 31-07-2026at the National Bank
Score breakdownraises riskLoss of €14,072 (financial year 2025)Liquidity: current ratio 1.80, cash €1,428, halvedSize: turnover €485,891, total assets €137,536Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 32% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 73-3
equity 47.8% of total assets
Liquidity 29-24
short-term debt 45.1% · cash 1.0%
Profitability 48-51
return on assets -10.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 1.8%▼ -0.3 percentage points vs 12-2024 02-2025: 1.9%▲ +0.1 percentage points vs 01-2025 03-2025: 2.0%▲ +0.1 percentage points vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025 06-2025: 2.1%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 1.2%▼ -1.1 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 0.8%▼ -0.3 percentage points vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026lowest value 08-2026: 2.1%▲ +1.3 percentage points vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.0%▼ -0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (2.0 in 2024), above the usual 1.5. Short-term debt is 45.1% and cash 1% of total assets. However, 52.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 52% of them on solvency, 18% on liquidity, 23% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Loss of €14,072 (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.80, cash €1,428, halved
NBB · annual accounts
raises risk · Size: turnover €485,891, total assets €137,536
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
on the day
2024
29 days early
2023
14 days late
2022
25 days late
2021
30 days late
2020
26 days late
2019
217 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €39,731 in 2024 -€14,072 View
  • Caution: Lower net result than 87% of companies in specialised constructionsector median €26,861 · 9,875 companies -€14,072 View
  • Positive: 3 years of growth in a rowturnover 2025: €485,891 3 years View

Documents

Annual accounts at the NBB

All 7 annual accounts

Articles and registers

Key facts about B.M. RENOVE

What is the company number of B.M. RENOVE?
The company number of B.M. RENOVE is 0711.761.056. The VAT number is the same number with BE in front: BE 0711.761.056.
Where is B.M. RENOVE based?
The registered office is at Galgstraat 71A, 1600 Sint-Pieters-Leeuw.Company details
What does B.M. RENOVE do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of B.M. RENOVE?
The legal form of B.M. RENOVE is Private limited company (BV).
When was B.M. RENOVE founded?
B.M. RENOVE was founded on 16-10-2018.
Is B.M. RENOVE still active?
Yes, B.M. RENOVE is an active enterprise in the KBO register.
What is the turnover of B.M. RENOVE?
The turnover of B.M. RENOVE was €485,891 in financial year 2025, according to the filed annual accounts.Financials
Is B.M. RENOVE profitable?
In financial year 2025, B.M. RENOVE made a loss of €14,072.
Where can I find the annual accounts of B.M. RENOVE?
B.M. RENOVE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of B.M. RENOVE due?
B.M. RENOVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as B.M. RENOVE: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €123,000 and €159,000, founded between 2015 and 2019.

CompanyTotal assetsGross margin
B.M. RENOVE Sint-Pieters-Leeuw€137,536€17,465
LSM CONSTRUCT Sint-Agatha-Berchem€139,786€19,124
Hgroupe Machelen (Brab.)€150,658€26,109
S&M Merelbeke-Melle€122,557€14,124
CINQ FRERES CONSTRUCT Namur€145,005€26,222
H MADE Fontaine-l'Evêque€158,561€25,473
SW-PROJECTS Heers€143,260€19,849
Full comparison

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