B&M Group
ActiveThe computed 12-month bankruptcy probability of B&M Group is 2.8% (moderate). The 2024 annual accounts show equity of €12k and a net result of €-7k. Its solvency ranks better than 83% of 1330 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth32
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.5 against 4.71 in 2023; short-term debt: 25.4% and cash: 9.8% of total assets), and 25.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.6%
Return on assets
-44.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
82 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€28k
EBIT margin
41.7%
Net result
€-7k
2023 · €9k
2023: €9k
2023 → 2024
Working capital
€10k▼ 36.9%
2023 · €16k
2023: €16k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€28k-
Equity€19k-€12k▼ 37.4%
Operating result€12k-€-6k
Net result€9k-€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €12k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €16k
Fixed assets
€2k▼ 40.2%
Current assets
€14k▼ 30.4%
Equity and liabilities €16k
Equity
€12k▼ 37.4%
Debt
€4k▼ 6.3%
The debt ratio rises from 18.5% to 25.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2023 · €12k
Cash flow
€-6k▼
2023 · €10k
Solvency
74.6%▼
2023 · 81.5%
Current ratio
3.50▼
2023 · 4.71
Quick ratio
3.50▼
2023 · 4.71
Debt / equity
0.34▲
2023 · 0.23
ROE
-59.7%▼
2023 · 48.0%
ROA
-44.5%▼
2023 · 39.1%
Interest coverage
-42.92▼
2023 · 2502.26
Debt
€4k▼
2023 · €4k
Debt ≤ 1 year
€4k▼
2023 · €4k
Income taxes
€756▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€24k€16k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€867€167▼
Current assets29/58€21k€14k▼
Amounts receivable within one year40/41€13k€13k▼
Trade receivables40€12k€436▼
Other amounts receivable41€1k€12k▲
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€68-
Equity and liabilities
Total equity and liabilities10/49€24k€16k▼
Equity10/15€19k€12k▼
Contributions10/11€10k€10k=
Outside capital11€10k-
Other1109/19€10k-
Profit (loss) carried forward14€9k€2k▼
Amounts payable17/49€4k€4k▼
Amounts payable within one year42/48€4k€4k▼
Trade debts44€502€861▲
Suppliers440/4€502€861▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Income statement
Code20232024
Turnover70€28k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€525€1k▲
Other operating charges640/8€270€2k▲
Gross operating margin9900€12k€-3k▼
Operating profit (loss)9901€12k€-6k▼
Financial charges65/66B€5€119▲
Recurring financial charges65€5€119▲
Profit (loss) for the period before taxes9903€12k€-6k▼
Income taxes67/77€2k€756▼
Profit (loss) for the period9904€9k€-7k▼
Profit (loss) for the period to be appropriated9905€9k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€2k▼
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattestraat 201745 OpwijkGround area
284 m²
Building footprint
283 m²
Volume, LiDAR
2,204 m³
Parcel 23060B0399/00E000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
B&M Group
since 20232.347.549.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0399/00E000 | Flanders | 284 m² | 1 · 283 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryB&M Group BV46516
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Of 1,825 companies in sector 42220 we hold annual accounts for 958. 539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2023
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
42211Civil engineering
42219Civil engineering
61100Wired, wireless and satellite telecommunications
61200Telecommunications resale and intermediation services
61300Telecommunications
61900Telecommunications
82200Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@bmgrp.be
Phone:0465656509