B&M
ActiveSummary
B&M has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2.0m) and a net result of -€492,875. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.8% (low).
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Signals
This company filed its last 7 accounts on average 32 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
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- 2025 Net result -433% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Peer companies
Historical observationOf the 139 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 96% are still going.
- Medium-sized
- 20 years or older
- negative equity
- a small loss
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 139 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3,603 | €291,446 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1.2m | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €30,400 | - |
| Other operating charges640/8 | €12,328 | €15,118 | €21,294 | €27,951 | €28,894 | ▲ 3.4% |
| Gross operating margin9900 | €139,859 | €107,554 | €149,786 | €438,573 | €79,117 | ▼ 82.0% |
| Operating profit (loss)9901 | €127,531 | €92,436 | -€1.1m | €410,622 | €19,823 | ▼ 95.2% |
| Financial income75/76B | - | - | €550 | €1 | €5 | ▲ 843% |
| Recurring financial income75 | - | - | €550 | €1 | €5 | ▲ 843% |
| Financial charges65/66B | €83,061 | €141,259 | €427,553 | €503,167 | €512,703 | ▲ 1.9% |
| Recurring financial charges65 | €83,061 | €141,259 | €427,553 | €503,167 | €512,703 | ▲ 1.9% |
| Profit (loss) for the period before taxes9903 | €44,470 | -€48,824 | -€1.5m | -€92,545 | -€492,875 | ▼ 433% |
| Income taxes67/77 | €7,161 | -€3,307 | - | - | - | - |
| Profit (loss) for the period9904 | €37,308 | -€45,517 | -€1.5m | -€92,545 | -€492,875 | ▼ 433% |
| Profit (loss) for the period to be appropriated9905 | €37,308 | -€45,517 | -€1.5m | -€92,545 | -€492,875 | ▼ 433% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.3m | €5.9m | €9.7m | €10.3m | €9.8m | ▼ 4.7% |
| Fixed assets21/28 | - | €20,000 | €40,000 | €60,000 | €80,000 | ▲ 33.3% |
| Financial fixed assets28 | - | €20,000 | €40,000 | €60,000 | €80,000 | ▲ 33.3% |
| Current assets29/58 | €4.3m | €5.9m | €9.6m | €10.3m | €9.8m | ▼ 4.9% |
| Stocks and contracts in progress3 | €4.3m | €5.9m | €9.5m | €9.7m | €9.7m | = |
| Stocks30/36 | €4.3m | €5.9m | €9.5m | €9.7m | €9.7m | = |
| Amounts receivable within one year40/41 | €1,932 | €14,246 | €980 | €3,513 | €6,814 | ▲ 94.0% |
| Trade receivables40 | €1,932 | €4,246 | €980 | €3,513 | €6,814 | ▲ 94.0% |
| Other amounts receivable41 | - | €10,000 | - | - | - | - |
| Cash at bank and in hand54/58 | €14,093 | €24,714 | €68,220 | €514,002 | €4,814 | ▼ 99.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.3m | €5.9m | €9.7m | €10.3m | €9.8m | ▼ 4.7% |
| Equity10/15 | €142,239 | €96,722 | -€1.4m | -€1.5m | -€2.0m | ▼ 33.4% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Capital10 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Issued capital100 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Reserves13 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Non-distributable reserves130/1 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Legal reserve130 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Profit (loss) carried forward14 | €74,068 | €28,551 | -€1.5m | -€1.5m | -€2.0m | ▼ 31.9% |
| Provisions and deferred taxes16 | - | - | - | - | €30,400 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €30,400 | - |
| Other liabilities and charges164/5 | - | - | - | - | €30,400 | - |
| Amounts payable17/49 | €4.1m | €5.9m | €11.0m | €11.8m | €11.8m | ▼ 0.2% |
| Amounts payable after more than one year17 | €4.1m | €5.8m | €11.0m | €11.8m | €11.7m | ▼ 0.2% |
| Financial debts170/4 | €4.1m | €5.8m | €11.0m | €11.8m | €11.7m | ▼ 0.2% |
| Amounts payable within one year42/48 | €32,770 | €59,548 | €20,240 | €19,798 | €28,736 | ▲ 45.1% |
| Trade debts44 | €22,302 | €48,561 | €15,075 | €15,132 | €22,681 | ▲ 49.9% |
| Suppliers440/4 | €22,302 | €48,561 | €15,075 | €15,132 | €22,681 | ▲ 49.9% |
| Advances received on contracts in progress46 | - | €3,825 | €5,165 | €4,666 | €6,055 | ▲ 29.8% |
| Taxes, remuneration and social security45 | €10,468 | €7,161 | - | - | - | - |
| Taxes450/3 | €10,468 | €7,161 | - | - | - | - |
| Accrued charges and deferred income492/3 | €4,105 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,308 | -€45,517 | -€1.5m | -€92,545 | -€492,875 | ▼ 433% |
| Operating cash flow (approximation) | €37,308 | -€45,517 | -€1.5m | -€92,545 | -€492,875 | ▼ 433% |
| Investment in fixed assets (approximation) | - | - | -€20,000 | -€20,000 | -€20,000 | = |
| Change in cash | - | €10,622 | €43,506 | €445,781 | -€509,188 | ▼ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
24-10
State Gazette act
Reappointment: EY Bedrijfsrevisoren BV (statutory auditor)Director discharge5 facts ▸
- General meeting, 27-06-2025
- Director discharge, B&M (bestuurders)
- Director discharge, Realize BV (director)
- Director discharge, PG Consulting BV (director)
- Auditor reappointment, EY Bedrijfsrevisoren BV (statutory auditor)
27-02
State Gazette act
Registered officeRegistered-office move · Power of attorney5 facts ▸
- General meeting, 16-12-2024
- Registered-office move, 2600 Antwerpen, Grotesteenweg 214
- Power of attorney, Ivan Van de Maele
- Power of attorney, Heleen Vercruysse
- Power of attorney, Luminad
09-10
State Gazette act
Resignations: CRealize BV (director) and PG Consulting BV (director)Reappointment: De Blauwhoeve BV (director) · Permanent representatives: Olivier Lambrecht, Philip Goris and 3 others · Director discharge14 facts ▸
- General meeting, 17-06-2024
- Director discharge, B&M
- Director resignation, CRealize BV (director)
- Director resignation, PG Consulting BV (director)
- Director reappointment, De Blauwhoeve BV (director)
- Board composition, Vauban NV (director)
- Board composition, De Blauwhoeve BV (director)
- Board composition, Risason BV (director)
- Mandate end, onmiddellijk na de gewone algemene vergadering die zich dient uit te spreken over de goedkeuring van de jaarrekening van het boekjaar afgesloten op 31 december…
- Permanent representative, Olivier Lambrecht
- Permanent representative, Philip Goris
- Permanent representative, Ivan Van de Maele
- +2 further facts in this act
30-07
State Gazette act
Resignations: Realize BV (managing director) and OPG Consulting BV (director)Permanent representatives: Olivier Lambrecht, Philip Goris and 3 others · Appointments: Vauban NV (director) and RisasoN BV (director)13 facts ▸
- General meeting, 20-03-2024
- Director resignation, Realize BV (managing director)
- Permanent representative, Olivier Lambrecht
- Director resignation, OPG Consulting BV (director)
- Permanent representative, Philip Goris
- Director appointment, Vauban NV (director)
- Permanent representative, Gaëtan Hannecart
- Director appointment, RisasoN BV (director)
- Permanent representative, Rik Neckebroeck
- Board composition, Vauban NV (director)
- Board composition, Blauwhoeve BV (director)
- Permanent representative, Ivan Van de Maele
- +1 further facts in this act
05-01
State Gazette act
Appointment: ERNST en YOUNG BEDRIJFSREVISOREN (statutory auditor)Permanent representative: DEKETELE Brecht · Statutes amendment · Capital8 facts ▸
- General meeting, 20-12-2022
- Statutes amendment
- Capital, €61.973,38
- Statutes amendment
- Auditor appointment, ERNST en YOUNG BEDRIJFSREVISOREN (statutory auditor)
- Permanent representative, DEKETELE Brecht
- Statutes amendment
- Share concentration, Alle aandelen zijn in één hand verenigd
08-12
State Gazette act
Reappointment: EY Bedrijfsrevisoren BV (statutory auditor)2 facts ▸
- General meeting, 24-06-2022
- Auditor reappointment, EY Bedrijfsrevisoren BV (statutory auditor)
Show earlier events
11-02
State Gazette act
Registered officeRegistered-office move2 facts ▸
- Board meeting, 11-01-2022
- Registered-office move, Artsen zonder Grenzenstraat 31, 2018 Antwerpen
04-11
State Gazette act
Resignation: Vauban NV (director)Appointment: Realize BV (director) · Permanent representatives: Olivier Lambrecht, Ivan Van de Maele and Philip Goris14 facts ▸
- General meeting, 30-08-2021
- Director resignation, Vauban NV (director)
- Director appointment, Realize BV (director)
- Permanent representative, Olivier Lambrecht
- Board composition, Realize BV (director)
- Board composition, De Blauwhoeve BV (director)
- Board composition, PG Consulting CommV (director)
- Permanent representative, Ivan Van de Maele
- Permanent representative, Philip Goris
- Board meeting, 13-09-2021
- Director resignation, Vauban NV (managing director)
- Director resignation, Vauban NV (chair of the board)
- +2 further facts in this act
25-08
State Gazette act
Capital & sharesShare concentration2 facts ▸
- General meeting, 30-06-2021
- Share concentration, Vereniging van alle aandelen in één hand (MATEXI)
19-04
State Gazette act
Permanent representative: Brecht Deketele2 facts ▸
- Board meeting, 15-09-2020
- Permanent representative, Brecht Deketele
18-11
State Gazette act
Reappointment: Vauban NV (director)Permanent representatives: Gaëtan Hannecart, Ivan Van de Maele and Philip Goris8 facts ▸
- General meeting, 29-06-2020
- Director reappointment, Vauban NV (director)
- Permanent representative, Gaëtan Hannecart
- Board composition, Vauban NV (director)
- Board composition, De Blauwhoeve BV (director)
- Permanent representative, Ivan Van de Maele
- Board composition, PG Consulting CommV. (director)
- Permanent representative, Philip Goris
17-01
State Gazette act
Reappointment: Enst & Young Bedrijfsrevisoren BV CVBA (statutory auditor)2 facts ▸
- General meeting, 25-11-2019
- Auditor reappointment, Enst & Young Bedrijfsrevisoren BV CVBA (statutory auditor)
03-04
State Gazette act
Resignation: Brunim NV (director)Appointments: De Blauwhoeve BVBA, PG Consulting Comm.V and Vauban NV · Permanent representatives: Bruno Vande Vyvere, Ivan Van de Maele and 2 others11 facts ▸
- General meeting, 20-12-2018
- Director resignation, Brunim NV (director)
- Director appointment, De Blauwhoeve BVBA (director)
- Director appointment, PG Consulting Comm.V (director)
- Permanent representative, Bruno Vande Vyvere
- Permanent representative, Ivan Van de Maele
- Permanent representative, Philip Goris
- Board meeting, 08-01-2019
- Director resignation, Brunim NV (managing director)
- Director appointment, Vauban NV (managing director)
- Permanent representative, Gaëtan Hannecart
29-03
State Gazette act
Resignation: Brunim NV (director)Permanent representatives: Bruno Vande Vyvere, Ivan Van de Maele and 2 others · Appointments: De Blauwhoeve BVBA, PG Consulting Comm.V and Vauban NV10 facts ▸
- General meeting, 20-12-2018
- Director resignation, Brunim NV (director)
- Permanent representative, Bruno Vande Vyvere
- Director appointment, De Blauwhoeve BVBA (director)
- Permanent representative, Ivan Van de Maele
- Director appointment, PG Consulting Comm.V (director)
- Permanent representative, Philip Goris
- Board meeting, 08-01-2019
- Director appointment, Vauban NV (managing director)
- Permanent representative, Gaëtan Hannecart
03-10
State Gazette act
Resignations: Corny De Laet, Johan Van Gool and Bruno Vande VyvereAppointments: Brunim NV, Vauban NV and Ernst & Young Bedrijfsrevisoren BV CVBA · Permanent representatives: Bruno Vande Vyvere, Gaëtan Hannecart and Marleen Mannekens · Registered-office move17 facts ▸
- General meeting, 13-06-2016
- Director resignation, Corny De Laet (director)
- Director resignation, Johan Van Gool (director)
- Director resignation, Bruno Vande Vyvere (director)
- Director appointment, Brunim NV (director)
- Permanent representative, Bruno Vande Vyvere
- Director appointment, Vauban NV (director)
- Permanent representative, Gaëtan Hannecart
- Auditor appointment, Ernst & Young Bedrijfsrevisoren BV CVBA (statutory auditor)
- Board meeting, 13-06-2016
- Director resignation, Johan Van Gool (managing director)
- Director resignation, Bruno Vande Vyvere (managing director)
- +5 further facts in this act
28-04
State Gazette act
Reappointments: Johan Van Gool (director) and Conny De Laet (director)Appointment: Bruno Vande Vyvere (director)10 facts ▸
- General meeting, 10-06-2014
- Director reappointment, Johan Van Gool (director)
- Director reappointment, Conny De Laet (director)
- Board meeting, 10-06-2014
- Director reappointment, Johan Van Gool (managing director)
- Director reappointment, Johan Van Gool (chair)
- General meeting, 31-03-2015
- Director appointment, Bruno Vande Vyvere (director)
- Board meeting, 31-03-2015
- Director appointment, Bruno Vande Vyvere (managing director)
Directors · office · real estate
Board 4
3 not recently confirmed
Day-to-day management 1
Permanent representatives 4
1 not recently confirmed
Statutory auditor 1
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0159/00H002 | Flanders | 8,568 m² | 1 · 4,264 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- Day-to-day management
- Statutory auditor
- not recently confirmed
- began earlier
| Name | Functions and periods |
|---|---|
| Realize BV |
|
| RisasoN |
|
| VAUBAN |
|
| De Blauwhoeve BV |
|
| Ernst et Young Reviseurs d'Entreprises |
|
| Conny De Laet |
|
| De Blauwhoeve BVBA |
|
| PG Consulting Comm.V. |
|
| PG CONSULTING |
|
| PG Consulting BV |
|
| CRealize BV |
|
| Realize |
|
| NV Vauban |
|
| Brunim NV |
|
| Bruno Vande Vyvere |
|
| Corny De Laet |
|
| Johan Van Gool |
|
Articles of association
Full purpose
A. het verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, ordenen, huren en verhuren, bouwen of verbouwen, promotie van en makelen in onroerende goederen evenals welkdanige onroerende transacties en verrichtingen in de meest brede zin met inbegrip van onroerende leasing; b.- de aankoop, verkoop, ruiling, het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, maatschappelijke aandelen, obligaties, staatsfondsen en van alle roerende goederen en rechten inclusief huren en verhuren van roerende goederen; - het verwerven en aanhouden van participaties in eender welke vorm, in alle bestaande of op te richten industriële commerciële, financiële, landbouw-of immobiliënvennootschappen of ondernemingen; - het aangaan en beheren van stamrecht- en pensioenverplichtingen ten behoeve van directie- en kaderleden van de vennootschap zelf en van met haar verbonden ondernemingen; - het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur en toezicht alsmede het verlenen van technische, administratieve, logistieke en financiële bijstand aan deze vennootschappen en ondernemingen; -- in het raam van haar thesauriebeheer, het rechtstreeks uitvoeren of door toedoen van vestigingen in België of in het Buitenland van trading en deviezenoperaties en de tussenkomst in de emissie en plaatsing van aandelen, maatschappelijke aandelen, obligaties en allerhande effecten; -- alle verbintenissen van borgtocht, aval of van eender welke garanties; - alle verrichtingen van mandaat, agentuur of van commissie in verband met de hoger beschreven operaties. De verrichtingen die door de wet voorbehouden zijn aan vermogensbeheerders en beleggingsadviseurs zijn de vennootschap verboden. c. het coördineren, als algemene onderneming, van alle bedrijvigheden die betrekking hebben op de gehele of gedeeltelijke uitvoering van bouwvoltooiingswerken door onderaannemers; d. het uitvoeren van marktonderzoek, het inrichten van studiediensten, het organiseren van prospectiereizen en het promoveren en sponsoren van allerlei activiteiten ter bevordering van handel en industrie; Zij kan deelnemen in of zich op een andere wijze interesseren aan andere vennootschappen, ondernemingen, groeperingen of organisaties. Zij mag zich hiervoor borg stellen of aval verlenen, voorschotten en kredieten toestaan, hypothecaire of andere waarborgen verstrekken. Zij mag ook de functie van bestuurder of vereffenaar in andere vennootschappen uitoefenen. In het algemeen mag zij alle verrichtingen uitvoeren die nodig of dienstig zijn voor de verwezenlijking van haar voorwerp en dit zowel in België als in het buitenland. De vennootschap mag alle verplichtingen van commerciële, industriële, onroerende, roerende of financiële aard doen die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen. De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze in de ondernemingen, verenigingen of vennootschappen die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of een voorwerp dat niet strijdig is met het voorwerp van de vennootschap of waarvan de werking nuttig is voor de verwezenlijking van het geheel of een deel van het voorwerp van de vennootschap en dit zowel in België als in het buitenland.
Structure & network
Owners and holdings
1 ownerChain of control
Highest known parent: ABACUS INVEST. The sources do not say who stands above it.
Owners 1
- 100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
12 connected companiesShow 8 more companies with a shared director
Capital and shareholders
- 05-01-2023 Capital stated in the act · 61,973.38 EUR
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.