Financials
- Fiscal year
- 2025
- Total assets
- €5.4m
- Profit
- €24,629
- Solvency
- 21.7%
Total assets▲ 22.4%
Net result
20182025
B.L.M.
ActiveSummary
B.L.M. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €24,629. Equity remains stable across the filed fiscal years (±1.2% per year). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activity not known1 site
How big
€5.4mtotal assets 2025
- Equity
- €1.2m
- Profit
- €24,629
Who decides
- Holdings
- 4
Accounts filed 56 d late0 of 5 deeds read
Why 91- Latest accounts 56 days late; 2 of the last 3 late- No main activity registered+ Size: total assets €5.4m+ Figures for FY 2025 (filed 25-09-2026)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
47-4
equity 21.7% of total assets
Liquidity
23-3
short-term debt 78.3% · cash 12.2%
Profitability
39+3
return on assets 0.5%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €5.4m lowers the probability for this profile
- Latest accounts 56 days late; 2 of the last 3 late raises the probability
- No main activity registered raises the probability
- Figures for FY 2025 (filed 25-09-2026) lowers the probability
Credit up to €100,000 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.74 in 2024; short-term debt: 78.3% and cash: 12.2% of total assets), and 78.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 29%, liquidity 15%, profitability 41%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
56 d late
2024
56 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 46 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €24,629
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Network & group
- Subsidiaries
- 1
- Holdings
- 4
4 holdings
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-09-2026Annual accounts filed
- 31-12-2025Back to profit
- 25-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 28-05-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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