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B.L.F.

Active
Private limited companyfounded 2018active for 8 yearsRue de Herve 515/001, 4030 Liège, BelgiumKBO/BCE: BE 0694.666.092
Summary

The computed 12-month bankruptcy probability of B.L.F. is 5.1% (elevated). The 2025 annual accounts show equity of €12,910 and a net result of -€3,393. Equity is shrinking by about 7.3% per year across the filed financial years. Its solvency ranks better than 38% of 16,839 sector peers (NACE 56, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
B.L.F.ActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€82,945total assets 2025
Equity
€12,910
Loss
-€3,393
Turnover not published (micro format)
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.1%
Structure
2025 accounts filed 4 days late3 of 4 deeds summarised
Why 36raises riskSector: Food and beverage service activities (NACE 56)Last filed accounts filed 4 days late; 2 of the last 3 late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 06-08-2026)Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 28% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 41-3
equity 15.6% of total assets
Liquidity 30-5
short-term debt 44.9% · cash 1.3%
Profitability 16-10
return on assets -4.1%
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,766 companies, NACE 56, micro)
Last 24 months 11-2024: 7.4% 12-2024: 7.4%● unchanged vs 11-2024 01-2025: 9.5%▲ +2.1 percentage points vs 12-2024 02-2025: 9.5%● unchanged vs 01-2025 03-2025: 9.5%● unchanged vs 02-2025 04-2025: 10.0%▲ +0.5 percentage points vs 03-2025 05-2025: 10.2%▲ +0.2 percentage points vs 04-2025 06-2025: 10.0%▼ -0.2 percentage points vs 05-2025 07-2025: 10.1%▲ +0.1 percentage points vs 06-2025 08-2025: 11.4%▲ +1.3 percentage points vs 07-2025 09-2025: 12.3%▲ +0.9 percentage points vs 08-2025highest value 10-2025: 7.8%▼ -4.5 percentage points vs 09-2025 11-2025: 7.8%● unchanged vs 10-2025 12-2025: 7.3%▼ -0.5 percentage points vs 11-2025 01-2026: 7.2%▼ -0.1 percentage points vs 12-2025 02-2026: 7.2%● unchanged vs 01-2026 03-2026: 7.1%▼ -0.1 percentage points vs 02-2026 04-2026: 7.6%▲ +0.5 percentage points vs 03-2026 05-2026: 8.1%▲ +0.5 percentage points vs 04-2026 06-2026: 7.0%▼ -1.1 percentage points vs 05-2026 07-2026: 7.2%▲ +0.2 percentage points vs 06-2026 08-2026: 8.3%▲ +1.1 percentage points vs 07-2026 09-2026: 5.1%▼ -3.2 percentage points vs 08-2026lowest value 10-2026: 5.1%● unchanged vs 09-2026lowest value
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.05, compared with 0.08 in 2024, below 1; short-term debt: 44.9% and cash: 1.3% of total assets), and 84.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 38% on solvency, 25% on liquidity, 24% on profitability and 25% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Last filed accounts filed 4 days late; 2 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 06-08-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€3,393
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
4 days late
2024
47 days late
2023
49 days late
2022
30 days late
2021
60 days late
2020
110 days late
2019
413 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 102 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Fach Bernard (director)Appointments: Fach Laurent (director) and…
  3. Resignation: Fach Laurent (director)Gazette deed

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€3,393 View
  • Board changedlatest change 08-05-2026 · 2 in office 2 joined · 1 left View
  • Total assets 20256 financial years filed €82,945 View

By topic

Financials

Financial year
2025
Total assets
€82,945
Loss
-€3,393
Solvency
15.6%
Go to Financials

Timeline

Events
13
Since
2020
Next accounts
by 31-07-2027
  1. 16-09-2025Annual accounts filed
  2. 13-12-2024Reappointments: FACH Laurent (director) and FACH Bernard…
  3. 18-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
11-04-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about B.L.F.

What is the company number of B.L.F.?
0694.666.092. In Belgium the VAT number is the company number with BE in front: BE 0694.666.092.
Where is B.L.F. based?
The registered office is at Rue de Herve 515/001, 4030 Liège.Company details
What does B.L.F. do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of B.L.F.?
Private limited company (BV).
When was B.L.F. founded?
On 11-04-2018.
Is B.L.F. still active?
Yes, B.L.F. is an active enterprise in the KBO register.
What is the turnover of B.L.F.?
€10,800 in financial year 2020, according to the filed annual accounts.Financials
Is B.L.F. profitable?
In financial year 2025, B.L.F. made a loss of €3,393.
Where can I find the annual accounts of B.L.F.?
B.L.F. filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B.L.F. due?
By 31-07-2027, for financial year 2026.Timeline

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