B.K. Services
ActiveB.K. Services has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €10k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-27
Solvency48▲+2
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.29 in 2024; short-term debt: 38.9% and cash: 0.5% of total assets), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €123k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
37 d early
2023
11 d early
2022
13 d early
2021
10 d early
2020
32 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▲ 9.3%
2024 · €113k
2019: €151k
2020: €152k
2021: €84k
2022: €22k
2023: €31k
2024: €113k
2019 → 2025
Total assets
€542k▼ 0.4%
2024 · €544k
2019: €353k
2020: €678k
2021: €571k
2022: €533k
2023: €560k
2024: €544k
2019 → 2025
Net result
€10k▼ 87.2%
2024 · €81k
2019: €36k
2020: €95k
2021: €-68k
2022: €-61k
2023: €9k
2024: €81k
2019 → 2025
Working capital
€63k▲ 10.6%
2024 · €57k
2019: €89k
2020: €91k
2021: €16k
2022: €-33k
2023: €-22k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€22k▼ 73.2%€31k▲ 39.9%€113k▲ 258%€123k▲ 9.3%
Operating result€-56k-€-49k▲ 11.5%€20k€92k▲ 356%€31k▼ 66.0%
Net result€-68k-€-61k▲ 9.9%€9k€81k▲ 805%€10k▼ 87.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets
€268k▼ 7.5%
Current assets
€274k▲ 7.8%
Equity and liabilities €542k
Equity
€123k▲ 9.3%
Debt
€419k▼ 2.9%
The debt ratio falls from 79.3% to 77.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €121k
Cash flow
€36k▼
2024 · €110k
Solvency
22.7%▲
2024 · 20.7%
Current ratio
1.30▲
2024 · 1.29
Quick ratio
1.30▲
2024 · 1.29
Debt / equity
3.41▼
2024 · 3.84
ROE
8.5%▼
2024 · 72.1%
ROA
1.9%▼
2024 · 14.9%
Interest coverage
4.63▼
2024 · 14.43
Debt
€419k▼
2024 · €431k
Debt ≤ 1 year
€211k▲
2024 · €197k
Debt > 1 year
€208k▼
2024 · €234k
Income taxes
€9k▲
2024 · €3k
Staff costs
€692k▼
2024 · €733k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€544k€542k▼
Fixed assets21/28€290k€268k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€287k€265k▼
Land and buildings22€272k€253k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€0€3k▲
Leasing and similar rights25€14k€9k▼
Financial fixed assets28€3k€3k=
Current assets29/58€254k€274k▲
Amounts receivable within one year40/41€203k€230k▲
Trade receivables40€199k€227k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€37k€3k▼
Deferred charges and accrued income490/1€14k€41k▲
Equity and liabilities
Total equity and liabilities10/49€544k€542k▼
Equity10/15€113k€123k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€81k€81k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€75k€75k=
Profit (loss) carried forward14€-31k€-20k▲
Amounts payable17/49€431k€419k▼
Amounts payable after more than one year17€234k€208k▼
Financial debts170/4€234k€208k▼
Amounts payable within one year42/48€197k€211k▲
Current portion of amounts payable after more than one year42€27k€26k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€35k€72k▲
Suppliers440/4€35k€72k▲
Taxes, remuneration and social security45€29k€27k▼
Taxes450/3€4k€10k▲
Remuneration and social security454/9€24k€17k▼
Other amounts payable47/48€106k€68k▼
Accrued charges and deferred income492/3€621€521▼
Income statement
Code20242025
Remuneration, social security and pensions62€733k€692k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€26k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€6k€6k▲
Gross operating margin9900€860k€761k▼
Operating profit (loss)9901€92k€31k▼
Financial income75/76B€116€191▲
Recurring financial income75€116€191▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€84k€19k▼
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€81k€10k▼
Profit (loss) for the period to be appropriated9905€81k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-20k▲
Profit (loss) brought forward from the previous period14P€-112k€-31k▲
Social balance
Average headcount (FTE)908715.613.7▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Equity above €100kEq €113k ▲258%
2 profitable years in a row build equity to €113k.
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-68k ▼171%
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €95k ▲165%
Operating result €116k, net result €95k, both a record.
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
13-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
09-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekenstraat 352520 RanstGround area
8,112 m²
Building footprint
1,742 m²
Volume, LiDAR
11,483 m³
Parcel 11035B0154/00S003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kriekenstraat 35, 2520 Ranst
since 19932.063.468.231
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035B0154/00S003 | Flanders | 8,112 m² | 1 · 1,742 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,210 EUR awarded · 7,670 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 540 EUR | 0 EUR |
| 2024 | 1 | 4,647 EUR | 4,647 EUR |
| 2023 | 1 | 2,847 EUR | 2,847 EUR |
| 2022 | 1 | 176 EUR | 176 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 619 companies in sector 31002 we hold annual accounts for 349. 283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-08-1993
Fiscal year end31-03
Activities, NACEBEL
31002Manufacture of furniture
43320Joinery installation
45310
45421
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.