B.K. PHARMA

Active

Private limited companyfounded 201115 yrs activeWayezstraat 48, 1070 Anderlecht, BelgiumKBO/BCE: BE 0834.173.472

Summary

B.K. PHARMA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192,565 and a net result of €26,588. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

B.K. PHARMAActiveChecked score 93/100

Risk analysis Report Compare

Activity

Retail sale of pharmaceutical products

NACE 47730

1 site

Size

€421,476total assets 2025

Staff: 1 FTE
Equity: €192,565
Profit: €26,588

Financial health

93 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 28 d late0 of 14 deeds read

Why 93- Sector Retail trade (NACE 47)+ Founded in 2011+ Liquidity: current ratio 1.19, cash €78,043+ Size: total assets €421,476Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Better than 60% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 71+9

equity 45.7% of total assets

Liquidity 48-11

short-term debt 49.6% · cash 18.5%

Profitability 77-8

return on assets 6.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -0.7% vs 12-2024 02-2025: 0.3%▲ +0.7% vs 01-2025 03-2025: 0.3%▲ +0.7% vs 02-2025 04-2025: 0.3%▲ +0.7% vs 03-2025 05-2025: 0.3%▲ +6.3% vs 04-2025 06-2025: 0.3%▼ -3.7% vs 05-2025 07-2025: 0.4%▲ +15.2% vs 06-2025 08-2025: 0.1%▼ -63.6% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +0.8% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +10.7% vs 03-2026 05-2026: 0.2%▲ +6.9% vs 04-2026 06-2026: 0.1%▼ -7.1% vs 05-2026 07-2026: 0.2%▲ +8.3% vs 06-2026 08-2026: 0.4%▲ +131% vs 07-2026highest value 09-2026: 0.1%▼ -65.9% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Founded in 2011 lowers the probability for this profile
Liquidity: current ratio 1.19, cash €78,043 lowers the probability
Sector Retail trade (NACE 47) raises the probability
Size: total assets €421,476 lowers the probability for this profile

Credit up to €17,000 at 30 days acceptable

Liquidity tight (current ratio 1.19 against 1.21 in 2024; short-term debt: 49.6% and cash: 18.5% of total assets), and 54.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 60%, liquidity 48%, profitability 65%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2011

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Liquidity: current ratio 1.19, cash €78,043

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €421,476

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

28 d late

2024

8 d early

2023

30 d late

2022

3 d early

2021

61 d late

2020

16 d late

2019

21 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 33 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage