B&J Verzekeringen
ActiveSummary
The computed 12-month bankruptcy probability of B&J Verzekeringen is 2.8% (moderate). The 2025 annual accounts show equity of €668,485 and a net result of -€35,735. Equity has been growing by about 42% per year since 2018. The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 26-02-2009 Normal situation
- Registered office
- 10 active companies are registered at this address Source: KBO register, as of 1 November 2026.
- Activity
- No activity registered in the KBO
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2022
- Establishment unit
- 2.176.978.225 2000 Antwerpen, since 26-02-2009
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- NEWHOUSE ACQUISITIONS & CONSULTINGDirector · since 29-12-2025
- NEWHOUSE ACQUISITIONS & CONSULTING100%2025 annual accounts of NEWHOUSE ACQUISITIONS & CONSULTING
- F. BAL48.92%2025 annual accounts of F. BAL
- Holdings
- Shares in 1 company WYSMANTEL
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.8%
- Gross margin
- -€52,890
- Loss
- €35,735
- Equity
- €668,485
- ▼ 5.1%
- Total assets
- €1.4m
- ▼ 3.1%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsLast filed accounts filed 31 days late; 2 of the last 3 accounts lateLiquidity: current ratio 2.71, cash €50,517, halvedlowers riskSize: total assets €1.4mShow the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 43% of them on solvency, 28% on liquidity, 22% on profitability and 31% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 63 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Registered office moved from Antwerpen to LiedekerkeResignation: Frank BAL (director) · Appointment: NEWHOUSE ACQUISITIONS & CONSULTING (director)
- · Gazette deed Registered office moved within Antwerpen
- · Gazette deed Incorporation
Key facts about B&J Verzekeringen
- What is the company number of B&J Verzekeringen?
- The company number of B&J Verzekeringen is 0810.084.513. The VAT number is the same number with BE in front: BE 0810.084.513.
- Where is B&J Verzekeringen based?
- The registered office is at Ed. Schelfhoutstraat 232, 1770 Liedekerke.Company details
- What is the legal form of B&J Verzekeringen?
- The legal form of B&J Verzekeringen is Private limited company (pre-2019) (BVBA).
- When was B&J Verzekeringen founded?
- B&J Verzekeringen was founded on 26-02-2009.
- Is B&J Verzekeringen still active?
- Yes, B&J Verzekeringen is an active enterprise in the KBO register.
- How many employees does B&J Verzekeringen have?
- B&J Verzekeringen had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does B&J Verzekeringen fall under?
- In its 2022 annual accounts, B&J Verzekeringen states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
- What is the turnover of B&J Verzekeringen?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is B&J Verzekeringen profitable?
- In financial year 2025, B&J Verzekeringen made a loss of €35,735.
- Where can I find the annual accounts of B&J Verzekeringen?
- B&J Verzekeringen filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of B&J Verzekeringen due?
- B&J Verzekeringen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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