B&J Studio's
ActiveB&J Studio's has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €-33k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 33% of 387 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-14
Solvency42▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.57 in 2024; short-term debt: 16.2% and cash: 2.5% of total assets), and 83.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
-2%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-33k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-11-2025, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
5 d late
2024
36 d early
2023
on the day
2022
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€276k▼ 10.6%
2024 · €309k
2022: €223k
2023: €323k
2024: €309k
2022 → 2025
Total assets
€1.67M▼ 16.3%
2024 · €1.99M
2022: €374k
2023: €543k
2024: €1.99M
2022 → 2025
Net result
€-33k▼ 134%
2024 · €-14k
2022: €108k
2023: €100k
2024: €-14k
2022 → 2025
Working capital
€-137k▲ 41.3%
2024 · €-233k
2022: €61k
2023: €127k
2024: €-233k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€223k-€323k▲ 44.8%€309k▼ 4.3%€276k▼ 10.6%
Operating result€135k-€116k▼ 13.8%€16k▼ 86.3%€-21k
Net result€108k-€100k▼ 7.9%€-14k€-33k▼ 134%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €16k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.54M▼ 8.5%
Current assets
€134k▼ 57.5%
Equity and liabilities €1.67M
Equity
€276k▼ 10.6%
Debt
€1.39M▼ 17.3%
The debt ratio falls from 84.5% to 83.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€135k▲
2024 · €125k
Cash flow
€124k▲
2024 · €95k
Solvency
16.5%▲
2024 · 15.5%
Current ratio
0.49▼
2024 · 0.57
Quick ratio
0.49▼
2024 · 0.57
Debt / equity
5.05▼
2024 · 5.46
ROE
-11.9%▼
2024 · -4.5%
ROA
-2.0%▼
2024 · -0.7%
Interest coverage
2.13▼
2024 · 3.61
Debt
€1.39M▼
2024 · €1.69M
Debt ≤ 1 year
€271k▼
2024 · €548k
Debt > 1 year
€1.10M▼
2024 · €1.14M
Income taxes
€404▼
2024 · €577
Staff costs
€184
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.99M€1.67M▼
Fixed assets21/28€1.68M€1.54M▼
Tangible fixed assets22/27€1.68M€1.54M▼
Land and buildings22€1.26M€1.22M▼
Plant, machinery and equipment23€310k€237k▼
Furniture and vehicles24€108k€77k▼
Current assets29/58€315k€134k▼
Amounts receivable after more than one year29€163k€0▼
Other amounts receivable291€163k€0▼
Amounts receivable within one year40/41€73k€87k▲
Trade receivables40€58k€73k▲
Other amounts receivable41€14k€14k▼
Cash at bank and in hand54/58€77k€42k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.99M€1.67M▼
Equity10/15€309k€276k▼
Contributions10/11€1k€1k=
Reserves13€100€100=
Distributable reserves133€100€100=
Profit (loss) carried forward14€308k€275k▼
Amounts payable17/49€1.69M€1.39M▼
Amounts payable after more than one year17€1.14M€1.10M▼
Financial debts170/4€1.14M€1.10M▼
Amounts payable within one year42/48€548k€271k▼
Current portion of amounts payable after more than one year42€514k€108k▼
Financial debts43-€123
Credit institutions430/8-€123
Trade debts44€30k€40k▲
Suppliers440/4€30k€40k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€679€122k▲
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Remuneration, social security and pensions62-€184
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€157k▲
Other operating charges640/8€5k€21k▲
Non-recurring operating charges66A€217€3k▲
Gross operating margin9900€130k€160k▲
Operating profit (loss)9901€16k€-21k▼
Financial income75/76B€5k€92k▲
Recurring financial income75€5k€430▼
Non-recurring financial income76B-€91k
Financial charges65/66B€35k€103k▲
Recurring financial charges65€35k€63k▲
Non-recurring financial charges66B-€39k
Profit (loss) for the period before taxes9903€-13k€-32k▼
Income taxes67/77€577€404▼
Profit (loss) for the period9904€-14k€-33k▼
Profit (loss) for the period to be appropriated9905€-14k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€308k€275k▼
Profit (loss) brought forward from the previous period14P€322k€308k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
31-03
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elstrekenweg 1103520 ZonhovenGround area
2,444 m²
Building footprint
198 m²
Volume, LiDAR
1,206 m³
Parcel 71442D0132/00W087, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B&J Studio's
since 20172.268.589.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0132/00W087 | Flanders | 2,444 m² | 1 · 198 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BELLE BLEUE
BE 0546.643.696
Gembloux · Eq €278k
MIDNIGHT MARMALADE
BE 0884.960.890
Mechelen · Eq €289k
SHERPAH VIDEO PROJECTS
BE 0893.733.947
Evere · Eq €290k
WRITING FOR ENTERTAINMENT
BE 0438.733.473
Elsene · Eq €261k
DROP BY DROP PRODUCTIONS
BE 0655.816.307
Liège · Eq €293k
Of 484 companies in sector 59112 we hold annual accounts for 247. 170 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2017
Fiscal year end31-03
Activities, NACEBEL
59112Motion picture, video and television programme production, sound recording and music publishing activities
59201Sound recording
59202Motion picture, video and television programme production, sound recording and music publishing activities
59203Motion picture, video and television programme production, sound recording and music publishing activities
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.