B.I.T.C.
ActiveB.I.T.C. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €109k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 3276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency100▲+13
Growth63=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.01 in 2024; short-term debt: 22.5% and cash: 27.8% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
25.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
24 d early
2023
33 d early
2022
42 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€557k▼ 3.1%
2023 · €575k
2018: €565k
2019: €561k
2020: €535k
2021: €536k
2022: €547k
2023: €575k
2018 → 2024
EBIT margin
8.4%▼ 6.7pp
2023 · 15.1%
2018: 2.2%
2019: 3.8%
2020: 1.5%
2021: 4.7%
2022: 4.5%
2023: 15.1%
2018 → 2024
Net result
€109k▲ 282%
2024 · €29k
2018: €-2k
2019: €6k
2020: €-2k
2021: €11k
2022: €11k
2023: €58k
2024: €29k
2018 → 2025
Working capital
€82k▲ 6,145%
2024 · €1k
2018: €-16k
2019: €1k
2020: €-2k
2021: €-7k
2022: €-10k
2023: €30k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€536k-€547k▲ 2.1%€575k▲ 5.1%€557k▼ 3.1%
Equity€112k-€123k▲ 10.1%€181k▲ 47.0%€209k▲ 15.8%€319k▲ 52.2%
Operating result€25k-€24k▼ 4.0%€87k▲ 254%€47k▼ 46.3%€153k▲ 229%
Net result€11k-€11k▲ 2.3%€58k▲ 413%€29k▼ 50.5%€109k▲ 282%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 229% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €424k
Fixed assets
€247k▼ 0.3%
Current assets
€177k▲ 99.3%
Equity and liabilities €424k
Equity
€319k▲ 52.2%
Debt
€105k▼ 17.0%
The debt ratio falls from 37.8% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€171k▲
2024 · €64k
Cash flow
€127k▲
2024 · €46k
Solvency
75.1%▲
2024 · 62.2%
Current ratio
1.86▲
2024 · 1.01
Quick ratio
1.86▲
2024 · 1.01
Debt / equity
0.33▼
2024 · 0.61
ROE
34.3%▲
2024 · 13.7%
ROA
25.8%▲
2024 · 8.5%
Interest coverage
45.06▲
2024 · 15.49
Debt
€105k▼
2024 · €127k
Debt ≤ 1 year
€95k▲
2024 · €88k
Debt > 1 year
€10k▼
2024 · €39k
Income taxes
€40k▲
2024 · €14k
Staff costs
€90k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€336k€424k▲
Fixed assets21/28€247k€247k▼
Tangible fixed assets22/27€242k€243k▲
Land and buildings22€203k€195k▼
Plant, machinery and equipment23€346€779▲
Furniture and vehicles24€29k€23k▼
Other tangible fixed assets26€10k€25k▲
Financial fixed assets28€5k€4k▼
Current assets29/58€89k€177k▲
Amounts receivable within one year40/41€16k€59k▲
Trade receivables40€10k€53k▲
Other amounts receivable41€6k€6k=
Cash at bank and in hand54/58€72k€118k▲
Equity and liabilities
Total equity and liabilities10/49€336k€424k▲
Equity10/15€209k€319k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€141k€250k▲
Amounts payable17/49€127k€105k▼
Amounts payable after more than one year17€39k€10k▼
Financial debts170/4€39k€10k▼
Amounts payable within one year42/48€88k€95k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€43k€37k▼
Suppliers440/4€43k€37k▼
Taxes, remuneration and social security45€16k€29k▲
Taxes450/3€4k€17k▲
Remuneration and social security454/9€12k€12k▲
Income statement
Code20242025
Turnover70€557k-
Goods, raw materials, services and sundry goods60/61€454k-
Remuneration, social security and pensions62€118k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€110-
Gross operating margin9900€185k€262k▲
Operating profit (loss)9901€47k€153k▲
Financial income75/76B€49€250▲
Recurring financial income75€49€250▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€42k€149k▲
Income taxes67/77€14k€40k▲
Profit (loss) for the period9904€29k€109k▲
Profit (loss) for the period to be appropriated9905€29k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€141k€250k▲
Profit (loss) brought forward from the previous period14P€112k€141k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €109k ▲282%
Operating result €153k, net result €109k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €209k ▲15.8%
4 profitable years in a row build equity to €209k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €181k ▲47%
3 profitable years in a row build equity to €181k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼142%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲5.7%
Equity rises from €97k to €103k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025
Pascale BRODEN: Resigned as Director
08-01-2024
Pascale BRODEN: Resigned as Director
08-01-2024
BROODCOOREN Philippe: Resigned as Director
31-10-2007
ISABEL CORDON: Resigned as Director
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekhoven 493070 KortenbergGround area
270 m²
Building footprint
113 m²
Volume, LiDAR
529 m³
Parcel 24055A0088/00A000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B.I.T.C.
since 19932.061.527.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055A0088/00A000 | Flanders | 270 m² | 1 · 113 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIBADJ MANAGEMENT CONSULTANCY
BE 0469.948.667
Elsene · Eq €319k
JACOBS G. CONSULTING
BE 0429.047.331
Antwerpen · Eq €318k
FINACCES PARTNERS
BE 0553.783.292
Charleroi · Eq €319k
ARIN FISC
BE 0871.148.288
Sint-Truiden · Eq €318k
STELIMAT
BE 0817.653.382
Gent · Eq €319k
Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,012 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-02-1993
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.