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B.I.S.E.R.

Active
Private limited company (pre-2019)founded 2016active for 10 yearsVeeweidestraat 38A, 1070 Anderlecht, BelgiumKBO/BCE: BE 0655.670.708

The file of B.I.S.E.R. contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 6.4% (elevated). The 2024 annual accounts show equity of €6,444 and a net result of €1,070. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 74% of 18,960 sector peers (NACE 56, financial year 2024).

Overview

Activity
Cafés and bars
NACE 56301
2 sites
Size
€11,201total assets 2024
Equity
€6,444
Profit
€1,070
Turnover not published (micro format)
Financial health
38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.4%
Structure
Accounts 71 days overdue0 of 3 deeds read
Why 38raises risk1 financial year not filed after the legal deadline; latest accounts 266 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 24-04-2026)Size: total assets €11,201Sector: Food and beverage service activities (NACE 56)Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 62% of its sector peers (NACE 56, micro)
Financial strength · tick = 2023
Strong
Solvency 83+38
equity 57.5% of total assets
Liquidity 68+2
short-term debt 42.5% · cash 30.6%
Profitability 54+5
return on assets 9.6%
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,706 companies, NACE 56, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.4%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.6%▲ +0.2 percentage points vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.2%▲ +0.6 percentage points vs 07-2025 09-2025: 2.5%▲ +0.3 percentage points vs 08-2025 10-2025: 3.2%▲ +0.7 percentage points vs 09-2025 11-2025: 3.3%▲ +0.1 percentage points vs 10-2025 12-2025: 4.4%▲ +1.1 percentage points vs 11-2025 01-2026: 6.2%▲ +1.8 percentage points vs 12-2025 02-2026: 6.2%● unchanged vs 01-2026 03-2026: 6.4%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 5.8%▼ -0.6 percentage points vs 03-2026 08-2026: 4.1% 09-2026: 4.5%▲ +0.4 percentage points vs 08-2026 10-2026: 6.4%▲ +1.9 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 2.3, compared with 1.53 in 2023; short-term debt: 42.5% and cash: 30.6% of total assets), and 42.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 74% on solvency, 72% on liquidity, 38% on profitability and 66% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · 1 financial year not filed after the legal deadline; latest accounts 266 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 24-04-2026)
NBB · annual accounts
raises risk · Size: total assets €11,201
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-04-2026, 266 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
266 days late
2023
14 days late
2022
36 days late
2021
31 days late
2020
31 days late
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 60 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Bankruptcy reversalFrench-language Enterprise Court of Brussels…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. OpeningFrench-language Enterprise Court of Brussels…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Total assets 20246 financial years filed €11,201 View
  • Active since 2016founded 26-05-2016 10 years View

By topic

Financials

Financial year
2024
Total assets
€11,201
Profit
€1,070
Solvency
57.5%
Total assets▼ 58.2%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2018
  1. 14-08-2024Annual accounts filed
  2. 05-09-2023Annual accounts filed
  3. 31-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Cafés and barsNACE 56301
Founded
26-05-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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