B.I.S.
ActiveB.I.S. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228k and a net result of €-9k. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 4489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
22
/ 100
Critical▼ -39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-7
Solvency67=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.41 in 2024), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
18 d early
2024
29 d late
2023
175 d early
2022
194 d early
2021
9 d early
2020
31 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k
2024 · €3k
2018: €104k
2019: €164k
2020: €-66k
2021: €-64k
2022: €-33k
2023: €-2k
2024: €3k
2018 → 2025
Working capital
€-3k▼ 174%
2024 · €-989
2018: €1.42M
2019: €1.58M
2020: €1.51M
2021: €1.45M
2022: €1.42M
2023: €988k
2024: €-989
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.56M-€1.53M▼ 2.1%€1.10M▼ 28.3%€237k▼ 78.3%€228k▼ 3.9%
Operating result€-67k-€-36k▲ 45.6%€-10k▲ 72.0%€2k€-9k
Net result€-64k-€-33k▲ 47.8%€-2k▲ 94.4%€3k€-9k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€231k▼ 3.1%
Current assets
€931▲ 34.7%
Equity and liabilities €232k
Equity
€228k▼ 3.9%
Debt
€4k▲ 117%
The debt ratio rises from 0.7% to 1.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €7k
Cash flow
€-2k▼
2024 · €8k
Solvency
98.4%▼
2024 · 99.3%
Current ratio
0.26▼
2024 · 0.41
Quick ratio
0.26▼
2024 · 0.41
Debt / equity
0.02▲
2024 · 0.01
ROE
-4.0%▼
2024 · 1.4%
ROA
-4.0%▼
2024 · 1.4%
Interest coverage
-7.69▼
2024 · 4.66
Debt
€4k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€232k▼
Fixed assets21/28€238k€231k▼
Tangible fixed assets22/27€238k€231k▼
Land and buildings22€238k€231k▼
Current assets29/58€691€931▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€0€238▲
Other amounts receivable41€0€238▲
Current investments50/53€0-
Cash at bank and in hand54/58€96€23▼
Deferred charges and accrued income490/1€595€670▲
Equity and liabilities
Total equity and liabilities10/49€239k€232k▼
Equity10/15€237k€228k▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€87k€87k=
Non-distributable reserves130/1€80k€80k=
Legal reserve130€80k€80k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€50k€41k▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Financial debts43€23€0▼
Credit institutions430/8€23€0▼
Trade debts44€0€42▲
Suppliers440/4€0€42▲
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€27k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€8k€8k▼
Gross operating margin9900€15k€7k▼
Operating profit (loss)9901€2k€-9k▼
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€1k€199▼
Recurring financial charges65€1k€199▼
Profit (loss) for the period before taxes9903€3k€-9k▼
Profit (loss) for the period9904€3k€-9k▼
Profit (loss) for the period to be appropriated9905€3k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€41k▼
Profit (loss) brought forward from the previous period14P€47k€50k▲
Transfer from equity791/2€861k€0▼
Profit to be distributed694/7€861k€0▼
Return on contributions (dividend)694€861k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-66k ▼140%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €164k ▲57.2%
Net result €164k, the highest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2024
This board is reconstructed from a single act (25003830). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Jean-Marie Van Wesepoel
CurrentDirector · since 20-12-2024
Lieve De Dijcker
CurrentDirector · since 20-12-2024
Pieter-Jan Van Wesepoel
CurrentDirector · since 20-12-2024
20-12-2024
Jean-Marie Van Wesepoel: Appointed as Director
20-12-2024
Lieve De Dijcker: Appointed as Director
20-12-2024
Pieter-Jan Van Wesepoel: Appointed as Director
20-12-2024
Bart Baetens: Resigned as Director
20-12-2024
Bart Baetens: Resigned as Managing director
20-12-2024
Bart Baetens: Resigned as Chair
20-12-2024
Bart Baetens: Resigned as Dagelijks bestuurder
20-12-2024
Frieda Veeckman: Resigned as Director
20-12-2024
Roger Baetens: Resigned as Director
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerbos 29260 WichelenGround area
1.1 ha
Building footprint
826 m²
Volume, LiDAR
1,965 m³
Parcel 42026A0916/00C002, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
1 establishment unit
B.I.S.
since 20072.160.868.109
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42026A0916/00C002 | Flanders | 1.1 ha | 1 · 826 m² | 10.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EDEN CONSULT
BE 0886.995.714
Elsene · Eq €228k
MEIRLAEN
BE 0725.969.477
Court-Saint-Etienne · Eq €228k
Immo Baziel
BE 0634.679.710
Machelen (Brab.) · Eq €228k
DE GRAEVE TERREINEN
BE 0454.883.874
Deinze · Eq €228k
DL Construct
BE 0422.658.692
Erpe-Mere · Eq €228k
Of 7,288 companies in sector 68110 we hold annual accounts for 5,353. 3,851 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-02-2007
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.