B.H. GROUP
ActiveB.H. GROUP has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.65M and a net result of €1.26M. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 90% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 25.27 against 7.14 in 2024; short-term debt: 3.9% and cash: 87% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
45.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
1 d late
2022
on the day
2021
31 d late
2020
1 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.26M▲ 11.2%
2024 · €1.13M
2018: €305k
2019: €165k
2020: €332k
2021: €468k
2022: €439k
2023: €1.04M
2024: €1.13M
2018 → 2025
Working capital
€2.62M▲ 92.6%
2024 · €1.36M
2018: €478k
2019: €679k
2020: €881k
2021: €1.21M
2022: €1.22M
2023: €1.13M
2024: €1.36M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€1.27M=€1.17M▼ 7.6%€1.39M▲ 19.3%€2.65M▲ 90.3%
Operating result€391k-€339k▼ 13.5%€482k▲ 42.5%€544k▲ 12.8%€534k▼ 1.9%
Net result€468k-€439k▼ 6.4%€1.04M▲ 137%€1.13M▲ 9.0%€1.26M▲ 11.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.76M
Fixed assets
€35k▼ 2.1%
Current assets
€2.73M▲ 72.4%
Equity and liabilities €2.76M
Equity
€2.65M▲ 90.3%
Debt
€110k▼ 50.7%
The debt ratio falls from 13.8% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€535k
Cash flow
€1.26M
Solvency
96.0%▲
2024 · 86.2%
Current ratio
25.27▲
2024 · 7.14
Quick ratio
25.27▲
2024 · 7.14
Debt / equity
0.04▼
2024 · 0.16
ROE
47.5%▼
2024 · 81.2%
ROA
45.6%▼
2024 · 70.0%
Interest coverage
230.52
Debt
€110k▼
2024 · €224k
Debt ≤ 1 year
€108k▼
2024 · €222k
Income taxes
€142k▼
2024 · €185k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.62M€2.76M▲
Fixed assets21/28€36k€35k▼
Tangible fixed assets22/27€5k€4k▼
Land and buildings22€1k€1k=
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€31k€31k=
Current assets29/58€1.58M€2.73M▲
Amounts receivable after more than one year29€94k€97k▲
Trade receivables290€94k€97k▲
Amounts receivable within one year40/41€94k€223k▲
Trade receivables40€59k€168k▲
Other amounts receivable41€34k€56k▲
Cash at bank and in hand54/58€1.39M€2.40M▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.62M€2.76M▲
Equity10/15€1.39M€2.65M▲
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€1.32M€1.34M▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€1.31M€1.33M▲
Profit (loss) carried forward14-€1.24M
Amounts payable17/49€224k€110k▼
Amounts payable within one year42/48€222k€108k▼
Trade debts44€8k€35k▲
Suppliers440/4€8k€35k▲
Taxes, remuneration and social security45€176k€34k▼
Taxes450/3€174k€31k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€37k€39k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€757
Other operating charges640/8€3k€2k▼
Gross operating margin9900€548k€536k▼
Operating profit (loss)9901€544k€534k▼
Financial income75/76B€774k€869k▲
Recurring financial income75€774k€869k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€1.32M€1.40M▲
Income taxes67/77€185k€142k▼
Profit (loss) for the period9904€1.13M€1.26M▲
Profit (loss) for the period to be appropriated9905€1.13M€1.26M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.13M€1.26M▲
Transfer from equity791/2€159k-
Transfer to equity691/2€385k€19k▼
To other reserves6921€385k€19k▼
Profit to be distributed694/7€907k-
Return on contributions (dividend)694€907k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €1.26M ▲11.2%
Net result €1.26M, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 25.27
Current ratio from 7.14 to 25.27; short-term debt falls from €222k to €108k.
31-12
Financial
Equity above €2MEq €2.65M ▲90.3%
8 profitable years in a row build equity to €2.65M.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 1 day late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €1MEq €1.27M ▲39.2%
4 profitable years in a row build equity to €1.27M.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €165k ▼45.8%
Net result drops to €165k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.64
Current ratio from 3.11 to 7.64; short-term debt falls from €227k to €102k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
22-07
State Gazette act
General meeting · Net-asset statement
Legal-form conversion · Capital
2018
04-10
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 36 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braives · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Ier 34263 BraivesGround area
2,229 m²
Building footprint
413 m²
Volume, LiDAR
4,303 m³
2 parcels, Wallonia · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
B.H. GROUP
since 20062.156.026.027
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64068A0317/00W000 | Wallonia | 1,924 m² | 1 · 244 m² | 11.0 m · 2 fl. |
| 61031B0055/00F000 | Wallonia | 305 m² | 1 · 169 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Shared director
→
Ownership & control
1 partyB.H. GROUPBE 0883.343.465
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 17,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-09-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.