B&H Construct
ActiveSummary
The computed 12-month bankruptcy probability of B&H Construct is 2.2% (moderate). The 2025 annual accounts show equity of €1,257 and a net result of -€1,743. Its solvency ranks better than 16% of 9,327 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €1,257
- Loss
- -€1,743
- PARREIRAS MENDES BrunoDirector
- VIEIRA COELHO Hélder ManuelDirector
Why 51raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2025Equity €1,257 (6.2% of total assets)lowers riskLiquidity: current ratio 0.36, cash €5,449Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 16% on solvency, 29% on liquidity and 12% on profitability.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: VIEIRA COELHO Hélder Manuel…
Financials · financial year 2025, micro format
2025 annual accounts filed late (3 days) Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00388306.
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 280 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 95.7% are still going.
- Micro
- under 2 years old
- solvency under 10%
- a small loss
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €222 |
| Other operating charges640/8 | €229 |
| Gross operating margin9900 | -€1,114 |
| Operating profit (loss)9901 | -€1,565 |
| Financial charges65/66B | €179 |
| Recurring financial charges65 | €179 |
| Profit (loss) for the period before taxes9903 | -€1,743 |
| Profit (loss) for the period9904 | -€1,743 |
| Profit (loss) for the period to be appropriated9905 | -€1,743 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €20,187 | |
| Fixed assets21/28 | €13,278 | |
| Tangible fixed assets22/27 | €13,278 | |
| Furniture and vehicles24 | €13,278 | |
| Current assets29/58 | €6,909 | |
| Amounts receivable within one year40/41 | €1,321 | |
| Other amounts receivable41 | €1,321 | |
| Cash at bank and in hand54/58 | €5,449 | |
| Deferred charges and accrued income490/1 | €139 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €20,187 | |
| Equity10/15 | €1,257 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | -€1,743 | |
| Amounts payable17/49 | €18,930 | |
| Amounts payable within one year42/48 | €18,930 | |
| Trade debts44 | €14,771 | |
| Suppliers440/4 | €14,771 | |
| Taxes, remuneration and social security45 | €359 | |
| Taxes450/3 | €359 | |
| Other amounts payable47/48 | €3,800 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€1,743 |
| + Depreciation and write-downs630 | €222 |
| Operating cash flow (approximation) | -€1,522 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 03-08-2026 | 2026-00388306 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| PARREIRAS MENDES Bruno |
|
| VIEIRA COELHO Hélder Manuel |
|
Owners and capital
Capital and shareholders
- VIEIRA COELHO Hélder 500 shares (50%) · €1,500
- PARREIRAS MENDES Bruno 500 shares (50%) · €1,500
- VIEIRA COELHO Hélder Manuel founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 19-08-2025 Incorporation · €3,000 · 1,000 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-08
Gazette deed
IncorporationAppointments: VIEIRA COELHO Hélder Manuel (director) and PARREIRAS MENDES Bruno (director) · Founding capital · Founder11 facts ▸
- Incorporation, “B&H Construct” (deed in Dutch)
- Founding capital, €3,000
- Founder, VIEIRA COELHO Hélder Manuel
- Founder, PARREIRAS MENDES Bruno
- Registered office clause, “Geraetsstraat 18/6, slechts uitwerking vanaf neerlegging ter griffie” (deed in Dutch)
- Other provision, “brunohelderconstruct@hotmail.com, E-mailadres vennootschap” (deed in Dutch)
- Board rule, 2, “vergadering” (deed in Dutch)
- Director appointment, VIEIRA COELHO Hélder Manuel (director (not named in the articles))
- Director appointment, PARREIRAS MENDES Bruno (director (not named in the articles))
- Other provision, “Afwezigheid bestuursverbod, geen strafrechtelijk of burgerrechtelijk bestuursverbod om persoonlijk of via tussenpersoon onderneming uit te baten of functie van…” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten ondernomen in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1026.499.233
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71326F0344/00Y000 | Flanders | 362 m² | 1 · 174 m² | 15.7 m · 4 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- B&H Construct
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of in het buitenland bij enkel…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Aantal,duur opdracht en bij meerdere bevoegdheid, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Na aftrek van aandelen waarvan overdracht wordt voorgesteld, procedure- en expertisekosten helft overdrager helft koper(s) naar…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte van nieuwe aandelen – recht van voorkeur, ten minste vijftien dagen te rekenen van dag openstelling intekening” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Wednesday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed