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B.H.C.

Active
Private limited companyfounded 199927 yrs activeRue des Carrières (G.) 56, 7011 Mons, BelgiumKBO/BCE: BE 0465.290.192

The file of B.H.C. contains 3 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (-€85,177) and a net result of -€141,521. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 3153 sector peers (fiscal year 2025).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200NACE 62010IT consultancy NACE 62020
2 sites
Size
€745,721total assets 2025
Staff
2.2 FTE
Equity
-€85,177
Loss
-€141,521
Net result -515%: other schema
Financial health
6 Critical Checked score 2025
Bankruptcy chance 12 m
≥ 25%
Structure
Accounts filed 60 d late0 of 2 deeds read
Why 6- Reorganisation plan being carried out (approved, Gazette 08-07-2026)- Negative equity -€85,177- Loss of €141,521, the second in a row (FY 2025)- Liquidity: current ratio 0.70, cash €892Show the evidence

Checked score

Score 2025
6 / 100
Critical
Probability in this band: over 15.0%
Better than 4% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 14-18
equity -11.4% of total assets
Liquidity 0-22
short-term debt 96.4% · cash 0.1%
Profitability 0-28
return on assets -19.0%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 3 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,559 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.9%▲ +4.6% vs 03-2025 05-2025: 0.8%▼ -2.8% vs 04-2025 06-2025: 0.8%▼ -7.0% vs 05-2025lowest value 07-2025: 0.9%▲ +21.1% vs 06-2025 08-2025: 1.4%▲ +49.4% vs 07-2025 09-2025: 1.3%▼ -10.7% vs 08-2025 10-2025: 1.3%● 0.0% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 08-2026: 14.6% 09-2026: 17.0%▲ +16.7% vs 08-2026 10-2026: ≥ 25%▲ +78.0% vs 09-2026highest value
  • Reorganisation plan being carried out (approved, Gazette 08-07-2026) raises the probability
  • Negative equity -€85,177 raises the probability
  • Loss of €141,521, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.70, cash €892 raises the probability
No credit on open account
Liquidity short (current ratio 0.7 against 0.98 in 2024; short-term debt: 96.4% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 7%, liquidity 1%, profitability 5%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Reorganisation plan being carried out (approved, Gazette 08-07-2026)
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Negative equity -€85,177
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €141,521, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.70, cash €892
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€85,177
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
60 d late
2024
21 d late
2023
30 d late
2022
29 d late
2021
5 d early
2020
32 d late
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Plan homologationTribunal de l’entreprise du Hainaut…
  3. ExtensionTribunal de l’entreprise du Hainaut…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€85,177 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€141,521 View
  • Caution: Result fell in 2025different schema filed ▼ 515% View
  • Caution: Among the weakest 8% on equitysector median €131,062 · 3,154 companies -€85,177 View

By topic

Financials

Fiscal year
2025
Total assets
€745,721
Loss
-€141,521
Solvency
-11.4%
Turnover▲ 7.6%
Net result
20182021
Go to Financials

Timeline

Events
18
Since
2017
Next accounts
by 31-07-2027
  1. 29-09-2026Annual accounts filed
  2. 08-07-2026Plan homologation
  3. 02-04-2026Extension
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
18-01-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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