B.G.P. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €157k and a net result of €4k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 5498 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 5498 sector peers (2025).
NBB · sector comparisonPosition among 5498 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
34 d early
2023
58 d early
2022
35 d early
2021
16 d early
2020
18 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€157k▲ 2.9%
2024 · €152k
2018: €-163k
2019: €-210k
2020: €-236k
2021: €-276k
2022: €-260k
2023: €-259k
2024: €152k
2018 → 2025
Net result
€4k▼ 62.8%
2024 · €12k
2018: €-33k
2019: €-47k
2020: €-27k
2021: €-40k
2022: €16k
2023: €1k
2024: €12k
2018 → 2025
Total assets
€1.17M▲ 59.3%
2024 · €736k
2018: €457k
2019: €508k
2020: €417k
2021: €416k
2022: €402k
2023: €351k
2024: €736k
2018 → 2025
Solvency
13.3%▼ 7.3pp
2024 · 20.7%
2018: -35.7%
2019: -41.3%
2020: -56.7%
2021: -66.3%
2022: -64.9%
2023: -73.9%
2024: 20.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-276k-€-260k▲ 5.6%€-259k▲ 0.4%€152k€157k▲ 2.9%
Operating result€-38k-€16k€1k▼ 92.6%€12k▲ 886%€5k▼ 55.0%
Net result€-40k-€16k€1k▼ 93.1%€12k▲ 1,001%€4k▼ 62.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€1.15M▲ 59.3%
Current assets
€20k▲ 60.6%
Equity and liabilities €1.17M
Equity
€157k▲ 2.9%
Debt
€1.02M▲ 74.0%
The debt ratio rises from 79.3% to 86.7%. Equity and debt are higher.
Key figures and ratios
Solvency
13.3%▼
2024 · 20.7%
ROE
2.8%▼
2024 · 7.7%
ROA
0.4%▼
2024 · 1.6%
Debt
€1.02M▲
2024 · €584k
Debt ≤ 1 year
€466k▲
2024 · €134k
Debt > 1 year
€550k▲
2024 · €450k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€736k€1.17M▲
Fixed assets21/28€723k€1.15M▲
Tangible fixed assets22/27€721k€1.15M▲
Land and buildings22€619k€637k▲
Plant, machinery and equipment23€11k€20k▲
Furniture and vehicles24€91k€493k▲
Financial fixed assets28€2k€2k=
Current assets29/58€13k€20k▲
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€7k€7k▲
Other amounts receivable41€40€657▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€736k€1.17M▲
Equity10/15€152k€157k▲
Contributions10/11€90k€90k=
Capital10€90k€90k=
Issued capital100€90k€90k=
Revaluation surpluses12€400k€400k=
Reserves13€110k€110k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€105k€105k=
Profit (loss) carried forward14€-448k€-444k▲
Amounts payable17/49€584k€1.02M▲
Amounts payable after more than one year17€450k€550k▲
Financial debts170/4€450k€550k▲
Amounts payable within one year42/48€134k€466k▲
Current portion of amounts payable after more than one year42-€34k
Financial debts43-€29
Credit institutions430/8-€29
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€128k€421k▲
Income statement
Code20242025
Non-recurring operating income76A-€32k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€67k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€63k€77k▲
Operating profit (loss)9901€12k€5k▼
Financial income75/76B€0€182▲
Recurring financial income75€0€182▲
Financial charges65/66B€301€1k▲
Recurring financial charges65€301€1k▲
Profit (loss) for the period before taxes9903€12k€4k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-448k€-444k▲
Profit (loss) brought forward from the previous period14P€-460k€-448k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €152k
3 profitable years in a row build equity to €152k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after 4 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gehucht 23990 PeerGround area
1.9 ha
Building footprint
379 m²
Volume, LiDAR
1,755 m³
Parcel 72030E0255/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gehucht 2, 3990 Peer
since 19932.064.504.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030E0255/00F000 | Flanders | 1.9 ha | 1 · 379 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NOMADE HOLDING
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-10-1993
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70120
01220
01450Raising of sheep and goats
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.